This product is available in different versions. Pick the right version for you here.
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $349,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $350,000 and $749,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $750,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $349,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $350,000 and $749,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan of at least $750,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $349,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $350,000 and $749,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $750,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $150,000 and $349,999 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $350,000 and $749,999 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $750,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $150,000 | $349,999 |
| | Owner Occupier | Principal & Interest | < 95% | $350,000 | $749,999 |
| | Owner Occupier | Principal & Interest | < 95% | $750,000 | |
| | Owner Occupier | Interest Only | < 80% | $150,000 | $349,999 |
| | Owner Occupier | Interest Only | < 80% | $350,000 | $749,999 |
| | Owner Occupier | Interest Only | < 80% | $750,000 | |
| | Investor | Principal & Interest | < 90% | $150,000 | $349,999 |
| | Investor | Principal & Interest | < 90% | $350,000 | $749,999 |
| | Investor | Principal & Interest | < 90% | $750,000 | |
| | Investor | Interest Only | < 90% | $150,000 | $349,999 |
| | Investor | Interest Only | < 90% | $350,000 | $749,999 |
| | Investor | Interest Only | < 90% | $750,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $150,000 $349,999
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $350,000 $749,999
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $750,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $150,000 $349,999
Owner Occupier (Interest Only)
LVR < 80%
Loan: $350,000 $749,999
Owner Occupier (Interest Only)
LVR < 80%
Loan: $750,000
Investor (Principal & Interest)
LVR < 90%
Loan: $150,000 $349,999
Investor (Principal & Interest)
LVR < 90%
Loan: $350,000 $749,999
Investor (Principal & Interest)
LVR < 90%
Loan: $750,000
Investor (Interest Only)
LVR < 90%
Loan: $150,000 $349,999
Investor (Interest Only)
LVR < 90%
Loan: $350,000 $749,999
Investor (Interest Only)
LVR < 90%
Loan: $750,000
4.30% p.a.
4.71% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
4.30% p.a.
4.71% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
4.30% p.a.
4.71% p.a.
$395.00 yearly
4.20% p.a.
4.61% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
4.20% p.a.
4.61% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
4.20% p.a.
4.61% p.a.
$395.00 yearly
4.10% p.a.
4.51% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
4.10% p.a.
4.51% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
4.10% p.a.
4.51% p.a.
$395.00 yearly
4.79% p.a.
5.19% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
4.79% p.a.
5.19% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
4.79% p.a.
5.19% p.a.
$395.00 yearly
4.69% p.a.
5.09% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
4.69% p.a.
5.09% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
4.69% p.a.
5.09% p.a.
$395.00 yearly
4.59% p.a.
4.99% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
4.59% p.a.
4.99% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
4.59% p.a.
4.99% p.a.
$395.00 yearly
4.88% p.a.
5.28% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
4.88% p.a.
5.28% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
4.88% p.a.
5.28% p.a.
$395.00 yearly
4.78% p.a.
5.18% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
4.78% p.a.
5.18% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
4.78% p.a.
5.18% p.a.
$395.00 yearly
4.68% p.a.
5.08% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
4.68% p.a.
5.08% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
4.68% p.a.
5.08% p.a.
$395.00 yearly
5.14% p.a.
5.53% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
5.14% p.a.
5.53% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
5.14% p.a.
5.53% p.a.
$395.00 yearly
5.04% p.a.
5.43% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
5.04% p.a.
5.43% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
5.04% p.a.
5.43% p.a.
$395.00 yearly
4.94% p.a.
5.33% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
4.94% p.a.
5.33% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
4.94% p.a.
5.33% p.a.
$395.00 yearly
4.30% p.a.
n/a
n/a
n/a
4.71% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$200.00
n/a
$395.00 yearly
$350.00
$150,000
$349,999
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
$2,000 cashback for refinancers with applications before 10 January 2020 and have their loan funded by 6 March 2020. Minimum refinance amount $250,000.
4.20% p.a.
n/a
n/a
n/a
4.61% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$200.00
n/a
$395.00 yearly
$350.00
$350,000
$749,999
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
$2,000 cashback for refinancers with applications before 10 January 2020 and have their loan funded by 6 March 2020. Minimum refinance amount $250,000.
4.10% p.a.
n/a
n/a
n/a
4.51% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$200.00
n/a
$395.00 yearly
$350.00
$750,000
none
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
$2,000 cashback for refinancers with applications before 10 January 2020 and have their loan funded by 6 March 2020. Minimum refinance amount $250,000.
4.79% p.a.
n/a
n/a
n/a
5.19% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$200.00
n/a
$395.00 yearly
$350.00
$150,000
$349,999
none
80.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
none
4.69% p.a.
n/a
n/a
n/a
5.09% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$200.00
n/a
$395.00 yearly
$350.00
$350,000
$749,999
none
80.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
none
4.59% p.a.
n/a
n/a
n/a
4.99% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$200.00
n/a
$395.00 yearly
$350.00
$750,000
none
none
80.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
none
4.88% p.a.
n/a
n/a
n/a
5.28% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$200.00
n/a
$395.00 yearly
$350.00
$150,000
$349,999
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
$2,000 cashback for refinancers with applications before 10 January 2020 and have their loan funded by 6 March 2020. Minimum refinance amount $250,000.
4.78% p.a.
n/a
n/a
n/a
5.18% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$200.00
n/a
$395.00 yearly
$350.00
$350,000
$749,999
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
$2,000 cashback for refinancers with applications before 10 January 2020 and have their loan funded by 6 March 2020. Minimum refinance amount $250,000.
4.68% p.a.
n/a
n/a
n/a
5.08% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$200.00
n/a
$395.00 yearly
$350.00
$750,000
none
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
$2,000 cashback for refinancers with applications before 10 January 2020 and have their loan funded by 6 March 2020. Minimum refinance amount $250,000.
5.14% p.a.
n/a
n/a
n/a
5.53% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$200.00
n/a
$395.00 yearly
$350.00
$150,000
$349,999
none
90.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
$2,000 cashback for refinancers with applications before 10 January 2020 and have their loan funded by 6 March 2020. Minimum refinance amount $250,000.
5.04% p.a.
n/a
n/a
n/a
5.43% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$200.00
n/a
$395.00 yearly
$350.00
$350,000
$749,999
none
90.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
$2,000 cashback for refinancers with applications before 10 January 2020 and have their loan funded by 6 March 2020. Minimum refinance amount $250,000.
4.94% p.a.
n/a
n/a
n/a
5.33% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$200.00
n/a
$395.00 yearly
$350.00
$750,000
none
none
90.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
$2,000 cashback for refinancers with applications before 10 January 2020 and have their loan funded by 6 March 2020. Minimum refinance amount $250,000.
Every time we go in to change something to do with our loans, they do a review of our status to...
Read full review
Every time we go in to change something to do with our loans, they do a review of our status to see if they can reduce anything for us which is great.
Less
Kristy | Queensland
reviewed about 20 hours ago
Plenty of branches and the app is easy to use. Cons would be not passing on full rate cut and...
Read full review
Plenty of branches and the app is easy to use. Cons would be not passing on full rate cut and rate not as low as some of the smaller banks.
Less
Melissa | Victoria
reviewed 14 days ago
Consistency in all my dealings with the bank. Courtesy always shown.
Read full review
Consistency in all my dealings with the bank. Courtesy always shown.
Less
David | Western Australia
reviewed about 1 year ago
Need to offer better interest rate
Read full review
Need to offer better interest rate
Less
Karen | Queensland
reviewed over 2 years ago
Overall easy to deal woth
Read full review
Overall easy to deal woth
Less
Michelle | New South Wales
reviewed over 2 years ago
The Commonwealth Bank might be one of Australia's oldest and largest banks, but lately it's determined to do things differently. The Commonwealth Bank reckons it's focusing more on customer service and earning your business rather than counting on it. If you like the sound of that, then check out the Commonwealth Bank's wide range of personal banking products, including term deposits, savings accounts, credit cards, home loans and personal loans.
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