The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $150,000 | |
| | Owner Occupier | Interest Only | < 80% | $150,000 | |
| | Investor | Principal & Interest | < 90% | $150,000 | |
| | Investor | Interest Only | < 90% | $150,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $150,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $150,000
Investor (Principal & Interest)
LVR < 90%
Loan: $150,000
Investor (Interest Only)
LVR < 90%
Loan: $150,000
3.85% p.a.
n/a
n/a
n/a
4.27% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$200.00
n/a
$395.00 yearly
$350.00
$150,000
none
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
Legal fees charged at cost.
none
$2,000 cashback for refinancers who apply before 30 June 2021 and have their loan funded by 30 September 2021. Minimum refinance amount $250,000. Eligibility criteria applies. This offer is not available for Bridging Loans.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.34% p.a.
n/a
n/a
n/a
4.42% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$200.00
n/a
$395.00 yearly
$350.00
$150,000
none
none
80.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
Legal fees charged at cost.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.43% p.a.
n/a
n/a
n/a
4.84% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$200.00
n/a
$395.00 yearly
$350.00
$150,000
none
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
Legal fees charged at cost.
none
$2,000 cashback for refinancers who apply before 30 June 2021 and have their loan funded by 30 September 2021. Minimum refinance amount $250,000. Eligibility criteria applies. This offer is not available for Bridging Loans.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.69% p.a.
n/a
n/a
n/a
4.90% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$200.00
n/a
$395.00 yearly
$350.00
$150,000
none
none
90.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
Legal fees charged at cost.
none
$2,000 cashback for refinancers who apply before 30 June 2021 and have their loan funded by 30 September 2021. Minimum refinance amount $250,000. Eligibility criteria applies. This offer is not available for Bridging Loans.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
They are the biggest bank in Australia so there is the convenience but also in saying that the customer care factor is very low and they don't keep you up to date with new products.
Read full reviewThey are the biggest bank in Australia so there is the convenience but also in saying that the customer care factor is very low and they don't keep you up to date with new products.
Easy to deal with, but have to haggle about interesr rates, or else you wont be told.
Read full reviewEasy to deal with, but have to haggle about interesr rates, or else you wont be told.
Admittedly I use a broker to find me the best lender who will accept my application with my associates circumstances. On paper, my scenario is nothing short of messy. But CBA took me on, and when the opportunity arose to go variable with some crazy-low interest rates, it was a visit-free process with only a signature or two via email. Couldn’t be happier now that I’m kicking personal goals on my great big fat mortgage!
Read full reviewAdmittedly I use a broker to find me the best lender who will accept my application with my associates circumstances. On paper, my scenario is nothing short of messy. But CBA took me on, and when the opportunity arose to go variable with some crazy-low interest rates, it was a visit-free process with only a signature or two via email. Couldn’t be happier now that I’m kicking personal goals on my great big fat mortgage!
This bank does nothing for their customers, they have one thing in mind - make money from their customers. They immediately increase their loan interest rate when the reserve bank rate increases but delay and give a pitiful interest decrease or none at all when the reserve bank rate decreases. NO INCENTIVE TO STAY WITH THIS BANK. I would like to refinance but unfortunately I am of retiring age shortly and would find it hard to transfer my loan, despite being a very valuable customer with a good credit rating.
Read full reviewThis bank does nothing for their customers, they have one thing in mind - make money from their customers. They immediately increase their loan interest rate when the reserve bank rate increases but delay and give a pitiful interest decrease or none at all when the reserve bank rate decreases. NO INCENTIVE TO STAY WITH THIS BANK. I would like to refinance but unfortunately I am of retiring age shortly and would find it hard to transfer my loan, despite being a very valuable customer with a good credit rating.
We found our bank manager and loan specialist very approachable, very knowledgeable and very happy to help with anything we needed. We even got a surprise bonus of $750 into our bank account after the loan was all settled as a good will. Very happy.
Read full reviewWe found our bank manager and loan specialist very approachable, very knowledgeable and very happy to help with anything we needed. We even got a surprise bonus of $750 into our bank account after the loan was all settled as a good will. Very happy.
The Commonwealth Bank might be one of Australia's oldest and largest banks, but lately it's determined to do things differently. The Commonwealth Bank reckons it's focusing more on customer service and earning your business rather than counting on it. If you like the sound of that, then check out the Commonwealth Bank's wide range of personal banking products, including term deposits, savings accounts, credit cards, home loans and personal loans.
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2.47% p.a.
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n/a
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2.47% p.a.
$0.00
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1.84% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
