The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $349,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $350,000 and $749,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $750,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $349,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $350,000 and $749,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan of at least $750,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $349,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $350,000 and $749,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $750,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $150,000 and $349,999 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $350,000 and $749,999 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $750,000 with an LVR below 90%
Choose the version of loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $150,000 | $349,999 |
| | Owner Occupier | Principal & Interest | < 95% | $350,000 | $749,999 |
| | Owner Occupier | Principal & Interest | < 95% | $750,000 | |
| | Owner Occupier | Interest Only | < 80% | $150,000 | $349,999 |
| | Owner Occupier | Interest Only | < 80% | $350,000 | $749,999 |
| | Owner Occupier | Interest Only | < 80% | $750,000 | |
| | Investor | Principal & Interest | < 90% | $150,000 | $349,999 |
| | Investor | Principal & Interest | < 90% | $350,000 | $749,999 |
| | Investor | Principal & Interest | < 90% | $750,000 | |
| | Investor | Interest Only | < 90% | $150,000 | $349,999 |
| | Investor | Interest Only | < 90% | $350,000 | $749,999 |
| | Investor | Interest Only | < 90% | $750,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $150,000 $349,999
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $350,000 $749,999
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $750,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $150,000 $349,999
Owner Occupier (Interest Only)
LVR < 80%
Loan: $350,000 $749,999
Owner Occupier (Interest Only)
LVR < 80%
Loan: $750,000
Investor (Principal & Interest)
LVR < 90%
Loan: $150,000 $349,999
Investor (Principal & Interest)
LVR < 90%
Loan: $350,000 $749,999
Investor (Principal & Interest)
LVR < 90%
Loan: $750,000
Investor (Interest Only)
LVR < 90%
Loan: $150,000 $349,999
Investor (Interest Only)
LVR < 90%
Loan: $350,000 $749,999
Investor (Interest Only)
LVR < 90%
Loan: $750,000
4.87% p.a.
5.27% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
4.87% p.a.
5.27% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
4.87% p.a.
5.27% p.a.
$395.00 yearly
4.77% p.a.
5.17% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
4.77% p.a.
5.17% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
4.77% p.a.
5.17% p.a.
$395.00 yearly
4.67% p.a.
5.07% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
4.67% p.a.
5.07% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
4.67% p.a.
5.07% p.a.
$395.00 yearly
5.42% p.a.
5.81% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
5.42% p.a.
5.81% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
5.42% p.a.
5.81% p.a.
$395.00 yearly
5.32% p.a.
5.71% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
5.32% p.a.
5.71% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
5.32% p.a.
5.71% p.a.
$395.00 yearly
5.22% p.a.
5.61% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
5.22% p.a.
5.61% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
5.22% p.a.
5.61% p.a.
$395.00 yearly
5.45% p.a.
5.83% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
5.45% p.a.
5.83% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
5.45% p.a.
5.83% p.a.
$395.00 yearly
5.35% p.a.
5.74% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
5.35% p.a.
5.74% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
5.35% p.a.
5.74% p.a.
$395.00 yearly
5.25% p.a.
5.64% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
5.25% p.a.
5.64% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
5.25% p.a.
5.64% p.a.
$395.00 yearly
5.89% p.a.
6.27% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
5.89% p.a.
6.27% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
5.89% p.a.
6.27% p.a.
$395.00 yearly
5.79% p.a.
6.17% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
5.79% p.a.
6.17% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
5.79% p.a.
6.17% p.a.
$395.00 yearly
5.69% p.a.
6.07% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
5.69% p.a.
6.07% p.a.
$395.00 yearly
Commonwealth Bank Standard Variable Rate (Wealth Package)
5.69% p.a.
6.07% p.a.
$395.00 yearly
Rates and fees information correct as at 24 October 2018.
4.87% p.a.
n/a
0 Months
none
5.27% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$200.00
none
$395.00 yearly
$350.00
$150,000
$349,999
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
$2,000 cashback for refinancers that apply before 30 November 2018 and have their loan funded by 31 January 2019. Minimum refinance amount $250,000.
Rates and fees information correct as at 24 October 2018.
4.77% p.a.
n/a
0 Months
none
5.17% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$200.00
none
$395.00 yearly
$350.00
$350,000
$749,999
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
$2,000 cashback for refinancers that apply before 30 November 2018 and have their loan funded by 31 January 2019. Minimum refinance amount $250,000.
Rates and fees information correct as at 24 October 2018.
4.67% p.a.
n/a
0 Months
none
5.07% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$200.00
none
$395.00 yearly
$350.00
$750,000
none
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
$2,000 cashback for refinancers that apply before 30 November 2018 and have their loan funded by 31 January 2019. Minimum refinance amount $250,000.
Rates and fees information correct as at 24 October 2018.
5.42% p.a.
n/a
0 Months
none
5.81% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$200.00
none
$395.00 yearly
$350.00
$150,000
$349,999
none
80.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
Rates and fees information correct as at 24 October 2018.
5.32% p.a.
n/a
0 Months
none
5.71% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$200.00
none
$395.00 yearly
$350.00
$350,000
$749,999
none
80.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
Rates and fees information correct as at 24 October 2018.
5.22% p.a.
n/a
0 Months
none
5.61% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$200.00
none
$395.00 yearly
$350.00
$750,000
none
none
80.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
Rates and fees information correct as at 24 October 2018.
5.45% p.a.
n/a
0 Months
none
5.83% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$200.00
none
$395.00 yearly
$350.00
$150,000
$349,999
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
$2,000 cashback for refinancers that apply before 30 November 2018 and have their loan funded by 31 January 2019. Minimum refinance amount $250,000.
Rates and fees information correct as at 24 October 2018.
5.35% p.a.
n/a
0 Months
none
5.74% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$200.00
none
$395.00 yearly
$350.00
$350,000
$749,999
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
$2,000 cashback for refinancers that apply before 30 November 2018 and have their loan funded by 31 January 2019. Minimum refinance amount $250,000.
Rates and fees information correct as at 24 October 2018.
5.25% p.a.
n/a
0 Months
none
5.64% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$200.00
none
$395.00 yearly
$350.00
$750,000
none
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
$2,000 cashback for refinancers that apply before 30 November 2018 and have their loan funded by 31 January 2019. Minimum refinance amount $250,000.
Rates and fees information correct as at 24 October 2018.
5.89% p.a.
n/a
0 Months
none
6.27% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$200.00
none
$395.00 yearly
$350.00
$150,000
$349,999
none
90.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
$2,000 cashback for refinancers that apply before 30 November 2018 and have their loan funded by 31 January 2019. Minimum refinance amount $250,000.
Rates and fees information correct as at 24 October 2018.
5.79% p.a.
n/a
0 Months
none
6.17% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$200.00
none
$395.00 yearly
$350.00
$350,000
$749,999
none
90.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
$2,000 cashback for refinancers that apply before 30 November 2018 and have their loan funded by 31 January 2019. Minimum refinance amount $250,000.
Rates and fees information correct as at 24 October 2018.
5.69% p.a.
n/a
0 Months
none
6.07% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$200.00
none
$395.00 yearly
$350.00
$750,000
none
none
90.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
$2,000 cashback for refinancers that apply before 30 November 2018 and have their loan funded by 31 January 2019. Minimum refinance amount $250,000.
Need to offer better interest rate
Read full review
Need to offer better interest rate
Less
Karen | Queensland
reviewed over 1 year ago
Overall easy to deal woth
Read full review
Overall easy to deal woth
Less
Michelle | New South Wales
reviewed over 1 year ago
The person who assisted us with our loan gave us superb service and attention. When encouraged,...
Read full review
The person who assisted us with our loan gave us superb service and attention. When encouraged, they also gave us a very competitive interest rate.
Less
Jeanette | Queensland
reviewed about 2 years ago
Interest Rate seems higher than most places, yet it was the most convenient for us as we already...
Read full review
Interest Rate seems higher than most places, yet it was the most convenient for us as we already had all of our other banking with the Commonwealth.
Less
Dave | Queensland
reviewed over 2 years ago
I like how we had an appointed person dealing with us in the set up process, also love having the...
Read full review
I like how we had an appointed person dealing with us in the set up process, also love having the iPhone app where I can check transaction easily. Linked credit card and offset account is very good. My only disappointment is that they agreed on a discounted rate than a month after the loan was set up, they increased again with no notice. A notice would have been nice.
Less
Sylvia | New South Wales
reviewed over 2 years ago
The Commonwealth Bank might be one of Australia's oldest and largest banks, but lately it's determined to do things differently. The Commonwealth Bank reckons it's focusing more on customer service and earning your business rather than counting on it. If you like the sound of that, then check out the Commonwealth Bank's wide range of personal banking products, including term deposits, savings accounts, credit cards, home loans and personal loans.
Promoted
loans.com.au
Essentials Variable
3.64% p.a. variable
3.66% p.a.
$520
Promoted
Heritage Bank
Discount Variable Home Loan
3.67% p.a. variable
3.69% p.a.
$150
Promoted
Newcastle Permanent
Variable Home Loan (Premium Plus Package)
3.72% p.a. variable
4.12% p.a.
$0
Promoted
Heritage Bank
Discount Variable Home Loan
3.67% p.a.
3.69% p.a.
$150
Promoted
Virgin Money
Reward Me Variable Rate Home Loan
3.64% p.a.
3.78% p.a.
$150
Promoted
Illawarra Credit Union
Bare Essentials
3.60% p.a.
3.64% p.a.
$607
Promoted
loans.com.au
Smart Loan Fixed (Package)
3.99% p.a.
fixed 3 years
4.31% p.a.
$520
Promoted
Queensland Country Credit Union
Ultimate Fixed Home Loan (Package)
n/a
n/a
$0
Promoted
NAB
Tailored Home Loan (Fixed, Choice Package)
3.94% p.a.
fixed 3 years
4.66% p.a.
$0
Promoted
Beyond Bank
Fixed Rate Total Home Loan (Package)
3.83% p.a.
fixed 3 years
4.90% p.a.
$0
Promoted
Newcastle Permanent
Fixed Rate Home Loan
3.99% p.a.
fixed 3 years
4.82% p.a.
$0
Promoted
Virgin Money
Reward Me Fixed Rate Home Loan
3.87% p.a.
fixed 3 years
4.02% p.a.
$150
Promoted
Heritage Bank
Discount Variable Home Loan
3.67% p.a.
3.69% p.a.
$0.00
Promoted
Newcastle Permanent
Variable Home Loan (Premium Plus Package)
3.72% p.a.
4.12% p.a.
$395.00 yearly
