Commonwealth Bank Standard Variable Rate (Wealth Package)

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $349,999 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan between $350,000 and $749,999 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $750,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $349,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan between $350,000 and $749,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan of at least $750,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $150,000 and $349,999 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $350,000 and $749,999 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan of at least $750,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $150,000 and $349,999 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $350,000 and $749,999 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $750,000 with an LVR below 90%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $150,000 $349,999

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $350,000 $749,999

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $750,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $150,000 $349,999

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $350,000 $749,999

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $750,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $150,000 $349,999

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $350,000 $749,999

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $750,000

  • Investor (Interest Only)

    LVR < 90%

    Loan: $150,000 $349,999

  • Investor (Interest Only)

    LVR < 90%

    Loan: $350,000 $749,999

  • Investor (Interest Only)

    LVR < 90%

    Loan: $750,000

4.72% p.a.

5.12% p.a.

$395.00 yearly

Commonwealth Bank Standard Variable Rate (Wealth Package)

4.72% p.a.

5.12% p.a.

$395.00 yearly

4.62% p.a.

5.02% p.a.

$395.00 yearly

Commonwealth Bank Standard Variable Rate (Wealth Package)

4.62% p.a.

5.02% p.a.

$395.00 yearly

4.52% p.a.

4.92% p.a.

$395.00 yearly

Commonwealth Bank Standard Variable Rate (Wealth Package)

4.52% p.a.

4.92% p.a.

$395.00 yearly

5.27% p.a.

5.66% p.a.

$395.00 yearly

Commonwealth Bank Standard Variable Rate (Wealth Package)

5.27% p.a.

5.66% p.a.

$395.00 yearly

5.17% p.a.

5.56% p.a.

$395.00 yearly

Commonwealth Bank Standard Variable Rate (Wealth Package)

5.17% p.a.

5.56% p.a.

$395.00 yearly

5.07% p.a.

5.46% p.a.

$395.00 yearly

Commonwealth Bank Standard Variable Rate (Wealth Package)

5.07% p.a.

5.46% p.a.

$395.00 yearly

5.30% p.a.

5.69% p.a.

$395.00 yearly

Commonwealth Bank Standard Variable Rate (Wealth Package)

5.30% p.a.

5.69% p.a.

$395.00 yearly

5.20% p.a.

5.59% p.a.

$395.00 yearly

Commonwealth Bank Standard Variable Rate (Wealth Package)

5.20% p.a.

5.59% p.a.

$395.00 yearly

5.10% p.a.

5.49% p.a.

$395.00 yearly

Commonwealth Bank Standard Variable Rate (Wealth Package)

5.10% p.a.

5.49% p.a.

$395.00 yearly

5.74% p.a.

6.12% p.a.

$395.00 yearly

Commonwealth Bank Standard Variable Rate (Wealth Package)

5.74% p.a.

6.12% p.a.

$395.00 yearly

5.64% p.a.

6.02% p.a.

$395.00 yearly

Commonwealth Bank Standard Variable Rate (Wealth Package)

5.64% p.a.

6.02% p.a.

$395.00 yearly

5.54% p.a.

5.92% p.a.

$395.00 yearly

Commonwealth Bank Standard Variable Rate (Wealth Package)

5.54% p.a.

5.92% p.a.

$395.00 yearly

Details

Rates and fees information correct as at 20 August 2018.

Rates
  • 4.72% p.a.

  • n/a

  • 0 Months

  • none

  • 5.12% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $200.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • $349,999

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 20 August 2018.

Rates
  • 4.62% p.a.

  • n/a

  • 0 Months

  • none

  • 5.02% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $200.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $350,000

  • $749,999

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 20 August 2018.

Rates
  • 4.52% p.a.

  • n/a

  • 0 Months

  • none

  • 4.92% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $200.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $750,000

  • none

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 20 August 2018.

Rates
  • 5.27% p.a.

  • n/a

  • 0 Months

  • none

  • 5.66% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $200.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • $349,999

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 20 August 2018.

Rates
  • 5.17% p.a.

  • n/a

  • 0 Months

  • none

  • 5.56% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $200.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $350,000

  • $749,999

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 20 August 2018.

Rates
  • 5.07% p.a.

  • n/a

  • 0 Months

  • none

  • 5.46% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $200.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $750,000

  • none

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 20 August 2018.

Rates
  • 5.30% p.a.

  • n/a

  • 0 Months

  • none

  • 5.69% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $200.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • $349,999

  • none

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 20 August 2018.

Rates
  • 5.20% p.a.

  • n/a

  • 0 Months

  • none

  • 5.59% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $200.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $350,000

  • $749,999

  • none

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 20 August 2018.

Rates
  • 5.10% p.a.

  • n/a

  • 0 Months

  • none

  • 5.49% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $200.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $750,000

  • none

  • none

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 20 August 2018.

Rates
  • 5.74% p.a.

  • n/a

  • 0 Months

  • none

  • 6.12% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $200.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • $349,999

  • none

  • 90.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 20 August 2018.

Rates
  • 5.64% p.a.

  • n/a

  • 0 Months

  • none

  • 6.02% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $200.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $350,000

  • $749,999

  • none

  • 90.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 20 August 2018.

Rates
  • 5.54% p.a.

  • n/a

  • 0 Months

  • none

  • 5.92% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $200.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $750,000

  • none

  • none

  • 90.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

Customer Reviews

How are Commonwealth Bank home loans rated by the Mozo community?

Overall customer rating
7.3/10
Price
6.8/10
Features
6.9/10
Customer service
7.5/10
Convenience
8.0/10
Trust
7.3/10

Latest reviews of Commonwealth Bank Standard Variable Rate (Wealth Package)

  • Overall
    6/10
    Great customer service from Glen Wallen.

    The person who assisted us with our loan gave us superb service and attention. When encouraged,...

    The person who assisted us with our loan gave us superb service and attention. When encouraged, they also gave us a very competitive interest rate.

    Price
    8/10
    Features
    7/10
    Customer service
    8/10
    Convenience
    7/10
    Trust
    6/10

    Jeanette | QLD

    08 Sep 2016

  • Overall
    5/10
    Good Customer Service

    Interest Rate seems higher than most places, yet it was the most convenient for us as we already...

    Interest Rate seems higher than most places, yet it was the most convenient for us as we already had all of our other banking with the Commonwealth.

    Price
    3/10
    Features
    6/10
    Customer service
    8/10
    Convenience
    10/10
    Trust
    7/10

    Dave | QLD

    27 Jun 2016

  • Overall
    7/10
    One stop shop

    I like how we had an appointed person dealing with us in the set up process, also love having the...

    I like how we had an appointed person dealing with us in the set up process, also love having the iPhone app where I can check transaction easily. Linked credit card and offset account is very good. My only disappointment is that they agreed on a discounted rate than a month after the loan was set up, they increased again with no notice. A notice would have been nice.

    Price
    7/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    9/10
    Trust
    7/10

    Sylvia | NSW

    11 Apr 2016

  • Overall
    8/10
    Wonderful online banking

    I have had no problems whatsoever since 2001. Any queries etc are always handled fast. My local...

    I have had no problems whatsoever since 2001. Any queries etc are always handled fast. My local manager is a real gem.

    Price
    7/10
    Features
    4/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    8/10

    Karen | QLD

    11 Apr 2016

  • Overall
    8/10
    User friendly

    CBA is user friendly with great personal service. Negative is it's one of the big four and not as...

    CBA is user friendly with great personal service. Negative is it's one of the big four and not as competitive as some smaller organisations

    Price
    8/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10

    Deborah | NSW

    21 Mar 2016

Commonwealth Bank

About Commonwealth Bank

The Commonwealth Bank might be one of Australia's oldest and largest banks, but lately it's determined to do things differently. The Commonwealth Bank reckons it's focusing more on customer service and earning your business rather than counting on it. If you like the sound of that, then check out the Commonwealth Bank's wide range of personal banking products, including term deposits, savings accounts, credit cards, home loans and personal loans.

See Commonwealth Bank home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.