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Macquarie Offset Home Loan (Fixed, Package)

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $10,000,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $10,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $10,000,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $10,000,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $10,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $10,000,000 with an LVR below 70%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $10,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $10,000,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $150,000 and $10,000,000 with an LVR below 70%
The details shown below are for an investor taking out a interest only loan between $150,000 and $10,000,000 with an LVR below 80%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest < 70% $150,000 $10,000,000
Owner Occupier Principal & Interest 70%-80% $150,000 $10,000,000
Owner Occupier Principal & Interest 80%-95% $150,000 $10,000,000
Owner Occupier Interest Only < 70% $150,000 $10,000,000
Owner Occupier Interest Only 70%-80% $150,000 $10,000,000
Investor Principal & Interest < 70% $150,000 $10,000,000
Investor Principal & Interest 70%-80% $150,000 $10,000,000
Investor Principal & Interest 80%-90% $150,000 $10,000,000
Investor Interest Only < 70% $150,000 $10,000,000
Investor Interest Only 70%-80% $150,000 $10,000,000
  • Owner Occupier (Principal & Interest)
    LVR < 70%
    Loan: $150,000 $10,000,000
  • Owner Occupier (Principal & Interest)
    LVR 70%-80%
    Loan: $150,000 $10,000,000
  • Owner Occupier (Principal & Interest)
    LVR 80%-95%
    Loan: $150,000 $10,000,000
  • Owner Occupier (Interest Only)
    LVR < 70%
    Loan: $150,000 $10,000,000
  • Owner Occupier (Interest Only)
    LVR 70%-80%
    Loan: $150,000 $10,000,000
  • Investor (Principal & Interest)
    LVR < 70%
    Loan: $150,000 $10,000,000
  • Investor (Principal & Interest)
    LVR 70%-80%
    Loan: $150,000 $10,000,000
  • Investor (Principal & Interest)
    LVR 80%-90%
    Loan: $150,000 $10,000,000
  • Investor (Interest Only)
    LVR < 70%
    Loan: $150,000 $10,000,000
  • Investor (Interest Only)
    LVR 70%-80%
    Loan: $150,000 $10,000,000
Fixed 3 year rate
6.25% p.a.
Comparison Rate
6.42% p.a.
Service fee
$248.00 yearly
Upfront fee
$350
Go to site
Fixed 3 year rate
6.35% p.a.
Comparison Rate
6.48% p.a.
Service fee
$248.00 yearly
Upfront fee
$350
Go to site
Fixed 3 year rate
6.75% p.a.
Comparison Rate
7.30% p.a.
Service fee
$248.00 yearly
Upfront fee
$350
Go to site
Fixed 3 year rate
6.75% p.a.
Comparison Rate
6.85% p.a.
Service fee
$248.00 yearly
Upfront fee
$350
Go to site
Fixed 3 year rate
6.85% p.a.
Comparison Rate
6.95% p.a.
Service fee
$248.00 yearly
Upfront fee
$350
Go to site
Fixed 3 year rate
6.55% p.a.
Comparison Rate
6.65% p.a.
Service fee
$248.00 yearly
Upfront fee
$350
Go to site
Fixed 3 year rate
6.65% p.a.
Comparison Rate
6.75% p.a.
Service fee
$248.00 yearly
Upfront fee
$350
Go to site
Fixed 3 year rate
6.85% p.a.
Comparison Rate
7.40% p.a.
Service fee
$248.00 yearly
Upfront fee
$350
Fixed 3 year rate
6.75% p.a.
Comparison Rate
6.85% p.a.
Service fee
$248.00 yearly
Upfront fee
$350
Go to site
Fixed 3 year rate
6.85% p.a.
Comparison Rate
6.95% p.a.
Service fee
$248.00 yearly
Upfront fee
$350
Go to site

Details

Rates and fees information correct as at 15 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.65% (6.44%*)

6.35% (6.43%*)

6.25% (6.42%*)

6.45% (6.50%*)

6.45% (6.52%*)

n/a

n/a

6.14% p.a.

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$248.00 yearly

$400.00

Other financial bits

$150,000

$10,000,000

none

70.00%

Features

Monthly

yes - up to $10,000 p.a.

yes

yes - free

none

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 15 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.75% (6.50%*)

6.39% (6.48%*)

6.35% (6.48%*)

6.49% (6.55%*)

6.49% (6.57%*)

n/a

n/a

6.19% p.a.

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$248.00 yearly

$400.00

Other financial bits

$150,000

$10,000,000

70.00%

80.00%

Features

Monthly

yes - up to $10,000 p.a.

yes

yes - free

none

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 15 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.99% (7.41%*)

6.75% (7.34%*)

6.75% (7.30%*)

6.89% (7.32%*)

6.89% (7.30%*)

n/a

n/a

7.19% p.a.

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$248.00 yearly

$400.00

Other financial bits

$150,000

$10,000,000

80.00%

95.00%

Features

Monthly

yes - up to $10,000 p.a.

yes

yes - free

none

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 15 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.95% (6.83%*)

6.75% (6.83%*)

6.75% (6.85%*)

6.79% (6.88%*)

6.79% (6.90%*)

n/a

n/a

6.54% p.a.

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$248.00 yearly

$400.00

Other financial bits

$150,000

$10,000,000

none

70.00%

Features

Monthly

yes - up to $10,000 p.a.

yes

yes - free

none

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 15 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

7.05% (6.94%*)

6.85% (6.93%*)

6.85% (6.95%*)

6.89% (6.98%*)

6.89% (7.00%*)

n/a

n/a

6.65% p.a.

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$248.00 yearly

$400.00

Other financial bits

$150,000

$10,000,000

70.00%

80.00%

Features

Monthly

yes - up to $10,000 p.a.

yes

yes - free

none

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 15 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.75% (6.63%*)

6.55% (6.63%*)

6.55% (6.65%*)

6.65% (6.70%*)

6.65% (6.72%*)

n/a

n/a

6.34% p.a.

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$248.00 yearly

$400.00

Other financial bits

$150,000

$10,000,000

none

70.00%

Features

Monthly

yes - up to $10,000 p.a.

yes

yes - free

none

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 15 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.85% (6.74%*)

6.65% (6.74%*)

6.65% (6.75%*)

6.75% (6.81%*)

6.75% (6.83%*)

n/a

n/a

6.45% p.a.

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$248.00 yearly

$400.00

Other financial bits

$150,000

$10,000,000

70.00%

80.00%

Features

Monthly

yes - up to $10,000 p.a.

yes

yes - free

none

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 15 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

7.15% (7.52%*)

6.85% (7.44%*)

6.85% (7.40%*)

6.95% (7.40%*)

6.95% (7.38%*)

n/a

n/a

7.29% p.a.

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$248.00 yearly

$400.00

Other financial bits

$150,000

$10,000,000

80.00%

90.00%

Features

Monthly

yes - up to $10,000 p.a.

yes

yes - free

none

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 15 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.95% (6.83%*)

6.75% (6.83%*)

6.75% (6.85%*)

6.79% (6.88%*)

6.79% (6.90%*)

n/a

n/a

6.54% p.a.

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$248.00 yearly

$400.00

Other financial bits

$150,000

$10,000,000

none

70.00%

Features

Monthly

yes - up to $10,000 p.a.

yes

yes - free

none

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 15 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

7.05% (6.94%*)

6.85% (6.93%*)

6.85% (6.95%*)

6.89% (6.98%*)

6.89% (7.00%*)

n/a

n/a

6.65% p.a.

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$248.00 yearly

$400.00

Other financial bits

$150,000

$10,000,000

70.00%

80.00%

Features

Monthly

yes - up to $10,000 p.a.

yes

yes - free

none

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Macquarie home loans rated by the Mozo community?

Overall
6.5/10
Price
6.5/10
Features
6.0/10
Customer service
6.2/10
Convenience
5.7/10
Trust
6.4/10
Based on 180 Macquarie home loan reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Latest reviews of Macquarie Offset Home Loan (Fixed, Package)

About Macquarie

Thumbnail icon for Macquarie
Macquarie

Offset Home Loan (Package)

6.14% p.a.

6.39% p.a.

$248.00 yearly

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

p.a.

6.20% p.a.

$0.00

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.14% p.a.

6.16% p.a.

$0.00

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a. variable

5.90% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

6.25% p.a.
fixed 3 years

6.20% p.a.

Thumbnail icon for Greater Bank
Greater Bank

Great Rate Home Loan

6.19% p.a. variable

6.21% p.a.

Thumbnail icon for Police Credit Union
Police Credit Union

Low Rate Home Loan

6.14% p.a. variable

6.20% p.a.

Thumbnail icon for HSBC
HSBC

Home Value Loan

6.09% p.a. variable

6.09% p.a.

Thumbnail icon for Unloan
Unloan

Variable

6.29% p.a. variable

6.20% p.a.

Thumbnail icon for ANZ
ANZ

Fixed Rate

6.59% p.a.
fixed 3 years

7.06% p.a.

Thumbnail icon for South West Slopes Bank
South West Slopes Bank

Fixed Home Loan Rate

5.69% p.a.
fixed 3 years

6.34% p.a.

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a. variable

5.90% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.14% p.a. variable

6.16% p.a.

Thumbnail icon for Greater Bank
Greater Bank

Great Rate Home Loan

6.19% p.a. variable

6.21% p.a.

Thumbnail icon for Unloan
Unloan

Variable

6.29% p.a. variable

6.20% p.a.

Thumbnail icon for ubank
ubank

Flex Home Loan

6.24% p.a. variable

6.48% p.a.

Thumbnail icon for Aussie
Aussie

Elevate

6.09% p.a. variable

6.20% p.a.

Thumbnail icon for Police Credit Union
Police Credit Union

Low Rate Home Loan

6.14% p.a. variable

6.20% p.a.

Thumbnail icon for South West Slopes Bank
South West Slopes Bank

Fixed Home Loan Rate

5.69% p.a.
fixed 3 years

6.34% p.a.

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a.

5.90% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.14% p.a.

6.16% p.a.

Thumbnail icon for Greater Bank
Greater Bank

Great Rate Home Loan

6.19% p.a.

6.21% p.a.

Thumbnail icon for Police Credit Union
Police Credit Union

Low Rate Home Loan

6.14% p.a.

6.20% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan

6.01% p.a.

6.14% p.a.

Thumbnail icon for Aussie
Aussie

Elevate

6.09% p.a.

6.20% p.a.

Thumbnail icon for ING
ING

Mortgage Simplifier

6.14% p.a.

6.17% p.a.

Thumbnail icon for Macquarie
Macquarie

Offset Home Loan (Package)

6.14% p.a.

6.39% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

6.25% p.a.
fixed 3 years

6.20% p.a.

Thumbnail icon for South West Slopes Bank
South West Slopes Bank

Fixed Home Loan Rate

5.69% p.a.
fixed 3 years

6.34% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

6.35% p.a.
fixed 3 years

6.26% p.a.

Thumbnail icon for ING
ING

Fixed Rate Loan

6.09% p.a.
fixed 3 years

6.15% p.a.

Thumbnail icon for ANZ
ANZ

Fixed Rate

6.59% p.a.
fixed 3 years

7.06% p.a.

Thumbnail icon for ubank
ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.41% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan (Fixed)

6.54% p.a.
fixed 3 years

6.38% p.a.

Thumbnail icon for ubank
ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.41% p.a.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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