The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $249,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $749,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $750,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $249,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $250,000 and $749,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan of at least $750,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $249,999 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan between $250,000 and $749,999 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan of at least $750,000 with an LVR below 95%
The details shown below are for an investor taking out a interest only loan between $150,000 and $249,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $250,000 and $749,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $750,000 with an LVR below 80%
Choose the version of loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 90% | $150,000 | |
| | Owner Occupier | Principal & Interest | < 95% | $150,000 | $249,999 |
| | Owner Occupier | Principal & Interest | < 95% | $250,000 | $749,999 |
| | Owner Occupier | Principal & Interest | < 95% | $750,000 | |
| | Owner Occupier | Interest Only | < 80% | $150,000 | $249,999 |
| | Owner Occupier | Interest Only | < 80% | $250,000 | $749,999 |
| | Owner Occupier | Interest Only | < 80% | $750,000 | |
| | Investor | Principal & Interest | < 95% | $150,000 | $249,999 |
| | Investor | Principal & Interest | < 95% | $250,000 | $749,999 |
| | Investor | Principal & Interest | < 95% | $750,000 | |
| | Investor | Interest Only | < 80% | $150,000 | $249,999 |
| | Investor | Interest Only | < 80% | $250,000 | $749,999 |
| | Investor | Interest Only | < 80% | $750,000 |
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $150,000
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $150,000 $249,999
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $250,000 $749,999
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $750,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $150,000 $249,999
Owner Occupier (Interest Only)
LVR < 80%
Loan: $250,000 $749,999
Owner Occupier (Interest Only)
LVR < 80%
Loan: $750,000
Investor (Principal & Interest)
LVR < 95%
Loan: $150,000 $249,999
Investor (Principal & Interest)
LVR < 95%
Loan: $250,000 $749,999
Investor (Principal & Interest)
LVR < 95%
Loan: $750,000
Investor (Interest Only)
LVR < 80%
Loan: $150,000 $249,999
Investor (Interest Only)
LVR < 80%
Loan: $250,000 $749,999
Investor (Interest Only)
LVR < 80%
Loan: $750,000
p.a.
n/a
$395.00 yearly
NAB Tailored Home Loan (Fixed, Choice Package)
p.a.
n/a
$395.00 yearly
3.94% p.a.
4.84% p.a.
$395.00 yearly
NAB Tailored Home Loan (Fixed, Choice Package)
3.94% p.a.
4.84% p.a.
$395.00 yearly
NAB Tailored Home Loan (Fixed, Choice Package)
3.94% p.a.
4.84% p.a.
$395.00 yearly
3.94% p.a.
4.66% p.a.
$395.00 yearly
NAB Tailored Home Loan (Fixed, Choice Package)
3.94% p.a.
4.66% p.a.
$395.00 yearly
NAB Tailored Home Loan (Fixed, Choice Package)
3.94% p.a.
4.66% p.a.
$395.00 yearly
3.94% p.a.
4.63% p.a.
$395.00 yearly
NAB Tailored Home Loan (Fixed, Choice Package)
3.94% p.a.
4.63% p.a.
$395.00 yearly
NAB Tailored Home Loan (Fixed, Choice Package)
3.94% p.a.
4.63% p.a.
$395.00 yearly
4.29% p.a.
5.31% p.a.
$395.00 yearly
NAB Tailored Home Loan (Fixed, Choice Package)
4.29% p.a.
5.31% p.a.
$395.00 yearly
NAB Tailored Home Loan (Fixed, Choice Package)
4.29% p.a.
5.31% p.a.
$395.00 yearly
4.29% p.a.
5.13% p.a.
$395.00 yearly
NAB Tailored Home Loan (Fixed, Choice Package)
4.29% p.a.
5.13% p.a.
$395.00 yearly
NAB Tailored Home Loan (Fixed, Choice Package)
4.29% p.a.
5.13% p.a.
$395.00 yearly
4.29% p.a.
5.10% p.a.
$395.00 yearly
NAB Tailored Home Loan (Fixed, Choice Package)
4.29% p.a.
5.10% p.a.
$395.00 yearly
NAB Tailored Home Loan (Fixed, Choice Package)
4.29% p.a.
5.10% p.a.
$395.00 yearly
4.09% p.a.
5.28% p.a.
$395.00 yearly
NAB Tailored Home Loan (Fixed, Choice Package)
4.09% p.a.
5.28% p.a.
$395.00 yearly
NAB Tailored Home Loan (Fixed, Choice Package)
4.09% p.a.
5.28% p.a.
$395.00 yearly
4.09% p.a.
5.10% p.a.
$395.00 yearly
NAB Tailored Home Loan (Fixed, Choice Package)
4.09% p.a.
5.10% p.a.
$395.00 yearly
NAB Tailored Home Loan (Fixed, Choice Package)
4.09% p.a.
5.10% p.a.
$395.00 yearly
4.09% p.a.
5.07% p.a.
$395.00 yearly
NAB Tailored Home Loan (Fixed, Choice Package)
4.09% p.a.
5.07% p.a.
$395.00 yearly
NAB Tailored Home Loan (Fixed, Choice Package)
4.09% p.a.
5.07% p.a.
$395.00 yearly
4.19% p.a.
5.62% p.a.
$395.00 yearly
NAB Tailored Home Loan (Fixed, Choice Package)
4.19% p.a.
5.62% p.a.
$395.00 yearly
NAB Tailored Home Loan (Fixed, Choice Package)
4.19% p.a.
5.62% p.a.
$395.00 yearly
4.19% p.a.
5.44% p.a.
$395.00 yearly
NAB Tailored Home Loan (Fixed, Choice Package)
4.19% p.a.
5.44% p.a.
$395.00 yearly
NAB Tailored Home Loan (Fixed, Choice Package)
4.19% p.a.
5.44% p.a.
$395.00 yearly
4.19% p.a.
5.41% p.a.
$395.00 yearly
NAB Tailored Home Loan (Fixed, Choice Package)
4.19% p.a.
5.41% p.a.
$395.00 yearly
NAB Tailored Home Loan (Fixed, Choice Package)
4.19% p.a.
5.41% p.a.
$395.00 yearly
Rates and fees information correct as at 24 September 2018.
p.a.
p.a.
0 Months
none
(*)
3.69% (4.85%*)
(*)
(*)
(*)
(*)
(*)
4.64% p.a.
$0.00
$0.00
$0.00
$0.00
none
$395.00 yearly
$350.00
$150,000
none
none
90.00%
Weekly, Fortnightly, Monthly
yes - free up to $20,000 during the fixed rate period
yes
no
none
yes
no
First Home Buyers only
none
Rates and fees information correct as at 24 September 2018.
p.a.
p.a.
0 Months
none
3.89% (4.96%*)
3.88% (4.89%*)
3.94% (4.84%*)
4.59% (5.01%*)
4.09% (4.80%*)
(*)
(*)
4.64% p.a.
$0.00
$0.00
$0.00
$0.00
none
$395.00 yearly
$350.00
$150,000
$249,999
none
95.00%
Weekly, Fortnightly, Monthly
yes - free up to $20,000 during the fixed rate period
yes
no
none
yes
no
none
none
Rates and fees information correct as at 24 September 2018.
p.a.
p.a.
0 Months
none
3.89% (4.73%*)
3.88% (4.69%*)
3.94% (4.66%*)
4.59% (4.85%*)
4.09% (4.66%*)
(*)
(*)
4.39% p.a.
$0.00
$0.00
$0.00
$0.00
none
$395.00 yearly
$350.00
$250,000
$749,999
none
95.00%
Weekly, Fortnightly, Monthly
yes - free up to $20,000 during the fixed rate period
yes
no
none
yes
no
none
none
Rates and fees information correct as at 24 September 2018.
p.a.
p.a.
0 Months
none
3.89% (4.69%*)
3.88% (4.65%*)
3.94% (4.63%*)
4.59% (4.82%*)
4.09% (4.63%*)
(*)
(*)
4.34% p.a.
$0.00
$0.00
$0.00
$0.00
none
$395.00 yearly
$350.00
$750,000
none
none
95.00%
Weekly, Fortnightly, Monthly
yes - free up to $20,000 during the fixed rate period
yes
no
none
yes
no
none
none
Rates and fees information correct as at 24 September 2018.
p.a.
p.a.
0 Months
none
4.49% (5.48%*)
4.29% (5.38%*)
4.29% (5.31%*)
4.99% (5.48%*)
4.99% (5.47%*)
(*)
(*)
5.17% p.a.
$0.00
$0.00
$0.00
$0.00
none
$395.00 yearly
$350.00
$150,000
$249,999
none
80.00%
Monthly
yes - free up to $20,000 during the fixed rate period
yes
no
none
yes
no
none
none
Rates and fees information correct as at 24 September 2018.
p.a.
p.a.
0 Months
none
4.49% (5.26%*)
4.29% (5.18%*)
4.29% (5.13%*)
4.99% (5.33%*)
4.99% (5.33%*)
(*)
(*)
4.92% p.a.
$0.00
$0.00
$0.00
$0.00
none
$395.00 yearly
$350.00
$250,000
$749,999
none
80.00%
Monthly
yes - free up to $20,000 during the fixed rate period
yes
no
none
yes
no
none
none
Rates and fees information correct as at 24 September 2018.
p.a.
p.a.
0 Months
none
4.49% (5.22%*)
4.29% (5.14%*)
4.29% (5.10%*)
4.99% (5.29%*)
4.99% (5.30%*)
(*)
(*)
4.87% p.a.
$0.00
$0.00
$0.00
$0.00
none
$395.00 yearly
$350.00
$750,000
none
none
80.00%
Monthly
yes - free up to $20,000 during the fixed rate period
yes
no
none
yes
no
none
none
Rates and fees information correct as at 24 September 2018.
p.a.
p.a.
0 Months
none
4.29% (5.49%*)
4.09% (5.37%*)
4.09% (5.28%*)
4.79% (5.43%*)
4.79% (5.40%*)
(*)
(*)
5.20% p.a.
$0.00
$0.00
$0.00
$0.00
none
$395.00 yearly
$350.00
$150,000
$249,999
none
95.00%
Weekly, Fortnightly, Monthly
yes - free up to $20,000 during the fixed rate period
yes
no
none
yes
no
none
none
Rates and fees information correct as at 24 September 2018.
p.a.
p.a.
0 Months
none
4.29% (5.27%*)
4.09% (5.17%*)
4.09% (5.10%*)
4.79% (5.27%*)
4.79% (5.26%*)
(*)
(*)
4.95% p.a.
$0.00
$0.00
$0.00
$0.00
none
$395.00 yearly
$350.00
$250,000
$749,999
none
95.00%
Weekly, Fortnightly, Monthly
yes - free up to $20,000 during the fixed rate period
yes
no
none
yes
no
none
none
Rates and fees information correct as at 24 September 2018.
p.a.
p.a.
0 Months
none
4.29% (5.22%*)
4.09% (5.13%*)
4.09% (5.07%*)
4.79% (5.24%*)
4.79% (5.24%*)
(*)
(*)
4.90% p.a.
$0.00
$0.00
$0.00
$0.00
none
$395.00 yearly
$350.00
$750,000
none
none
95.00%
Weekly, Fortnightly, Monthly
yes - free up to $20,000 during the fixed rate period
yes
no
none
yes
no
none
none
Rates and fees information correct as at 24 September 2018.
p.a.
p.a.
0 Months
none
4.49% (5.90%*)
4.19% (5.74%*)
4.19% (5.62%*)
4.99% (5.78%*)
4.99% (5.74%*)
(*)
(*)
5.65% p.a.
$0.00
$0.00
$0.00
$0.00
none
$395.00 yearly
$350.00
$150,000
$249,999
none
80.00%
Monthly
yes - free up to $20,000 during the fixed rate period
yes
no
none
yes
no
none
none
Rates and fees information correct as at 24 September 2018.
p.a.
p.a.
0 Months
none
4.49% (5.68%*)
4.19% (5.54%*)
4.19% (5.44%*)
4.99% (5.63%*)
4.99% (5.60%*)
(*)
(*)
5.40% p.a.
$0.00
$0.00
$0.00
$0.00
none
$395.00 yearly
$350.00
$250,000
$749,999
none
80.00%
Monthly
yes - free up to $20,000 during the fixed rate period
yes
no
none
yes
no
none
none
Rates and fees information correct as at 24 September 2018.
p.a.
p.a.
0 Months
none
4.49% (5.64%*)
4.19% (5.50%*)
4.19% (5.41%*)
4.99% (5.60%*)
4.99% (5.57%*)
(*)
(*)
5.35% p.a.
$0.00
$0.00
$0.00
$0.00
none
$395.00 yearly
$350.00
$750,000
none
none
80.00%
Monthly
yes - free up to $20,000 during the fixed rate period
yes
no
none
yes
no
none
none
The staff are always friendly and internet banking is easy to do. I find that NAB helps us spend...
Read full review
The staff are always friendly and internet banking is easy to do. I find that NAB helps us spend less money by giving us an advantage to make simpler payments. In my opinion, NAB is leading the way for all other banks.
Less
Cynthia | Western Australia
reviewed over 1 year ago
It's good, had no problems at all
Read full review
It's good, had no problems at all
Less
Rachel | Victoria
reviewed almost 3 years ago
I really dislike NAB bank because their customer service is extremely bad and do not care for the...
Read full review
I really dislike NAB bank because their customer service is extremely bad and do not care for the customer. Especially if you're on a fixed loan, they treat you as if you have no chance of leaving and treat you with utter disrespect. The bank also has very uncompetitive prices, thinking they are "the best bank out there". They keep their prices high for new home loan applicants luring them into bad fixed rates.
Less
Solomon | Queensland
reviewed almost 3 years ago
Easy online access and the person that came to our house was very helpful probably way beyond his...
Read full review
Easy online access and the person that came to our house was very helpful probably way beyond his job description.
Less
Nicole | South Australia
reviewed about 3 years ago
Very helpful.
Read full review
Very helpful.
Less
Trish | New South Wales
reviewed about 3 years ago
National Australia Bank is one of the big four banks who provide a large variety of financial products to the Australian Community. In recent times NAB has set itself apart from the other big four banks; by expanding their ATM network, removing many fees and maintaining low standard variable home loan rates. NAB's changes to its financial products have made their home loan, credit card, loans, savings accounts and personal loans more competitive within the banking industry.
See NAB home loans
