This product is available in different versions. Pick the right version for you here.
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $2,000,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $2,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $2,000,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $30,000 and $2,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $2,000,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $30,000 and $2,000,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $30,000 and $2,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $30,000 and $2,000,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $30,000 and $2,000,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | 80%-95% | $150,000 | $2,000,000 |
| | Owner Occupier | Principal & Interest | < 80% | $150,000 | $2,000,000 |
| | Investor | Principal & Interest | < 80% | $150,000 | $2,000,000 |
| | Investor | Interest Only | < 80% | $30,000 | $2,000,000 |
| | Investor | Principal & Interest | 80%-90% | $150,000 | $2,000,000 |
| | Owner Occupier | Principal & Interest | < 95% | $30,000 | $2,000,000 |
| | Owner Occupier | Interest Only | < 80% | $30,000 | $2,000,000 |
| | Investor | Principal & Interest | < 90% | $30,000 | $2,000,000 |
| | Investor | Interest Only | < 80% | $30,000 | $2,000,000 |
Owner Occupier (Principal & Interest)
LVR 80%-95%
Loan: $150,000 $2,000,000
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $150,000 $2,000,000
Investor (Principal & Interest)
LVR < 80%
Loan: $150,000 $2,000,000
Investor (Interest Only)
LVR < 80%
Loan: $30,000 $2,000,000
Investor (Principal & Interest)
LVR 80%-90%
Loan: $150,000 $2,000,000
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $30,000 $2,000,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $30,000 $2,000,000
Investor (Principal & Interest)
LVR < 90%
Loan: $30,000 $2,000,000
Investor (Interest Only)
LVR < 80%
Loan: $30,000 $2,000,000
3.19% p.a.
3.21% p.a.
$0.00
St.George Basic Home Loan
3.19% p.a.
3.21% p.a.
$0.00
3.14% p.a.
3.16% p.a.
$0.00
St.George Basic Home Loan
3.14% p.a.
3.16% p.a.
$0.00
3.54% p.a.
3.56% p.a.
$0.00
St.George Basic Home Loan
3.54% p.a.
3.56% p.a.
$0.00
3.84% p.a.
3.89% p.a.
$0.00
St.George Basic Home Loan
3.84% p.a.
3.89% p.a.
$0.00
3.59% p.a.
3.61% p.a.
$0.00
St.George Basic Home Loan
3.59% p.a.
3.61% p.a.
$0.00
4.23% p.a.
4.28% p.a.
$0.00
St.George Basic Home Loan
4.23% p.a.
4.28% p.a.
$0.00
4.82% p.a.
4.87% p.a.
$0.00
St.George Basic Home Loan
4.82% p.a.
4.87% p.a.
$0.00
4.79% p.a.
4.84% p.a.
$0.00
St.George Basic Home Loan
4.79% p.a.
4.84% p.a.
$0.00
5.03% p.a.
5.08% p.a.
$0.00
St.George Basic Home Loan
5.03% p.a.
5.08% p.a.
$0.00
3.19% p.a.
n/a
n/a
n/a
3.21% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
n/a
$0.00
$350.00
$150,000
$2,000,000
80.00%
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
Yes - free
yes
yes - free
$0.00
yes
no
none
none
Receive $2,000 cashback when you refinance or $1,000 when you buy a home under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS).
3.14% p.a.
n/a
n/a
n/a
3.16% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
n/a
$0.00
$350.00
$150,000
$2,000,000
none
80.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
Yes - free
yes
yes - free
$0.00
yes
no
none
none
Receive $2,000 cashback when you refinance or $1,000 when you buy a home under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS).
3.54% p.a.
n/a
n/a
n/a
3.56% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
n/a
$0.00
$350.00
$150,000
$2,000,000
none
80.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
Yes - free
yes
yes - free
$0.00
yes
no
none
none
Receive $2,000 cashback when you refinance or $1,000 when you buy a home under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS).
3.84% p.a.
n/a
n/a
n/a
3.89% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$500.00
$0.00
$0.00
$100.00
n/a
$0.00
$350.00
$30,000
$2,000,000
none
80.00%
Investor
Interest Only
Monthly
Yes - free
yes
yes - free
$0.00
yes
no
none
none
none
3.59% p.a.
n/a
n/a
n/a
3.61% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
n/a
$0.00
$350.00
$150,000
$2,000,000
80.00%
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
Yes - free
yes
yes - free
$0.00
yes
no
none
none
Receive $2,000 cashback when you refinance or $1,000 when you buy a home under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS).
4.23% p.a.
n/a
n/a
n/a
4.28% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$500.00
$0.00
$0.00
$100.00
n/a
$0.00
$350.00
$30,000
$2,000,000
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
Yes - free
yes
yes - free
$0.00
yes
no
none
none
Receive $2,000 cashback when you refinance or $1,000 when you buy a home under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS).
4.82% p.a.
n/a
n/a
n/a
4.87% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$500.00
$0.00
$0.00
$100.00
n/a
$0.00
$350.00
$30,000
$2,000,000
none
80.00%
Owner Occupier
Interest Only
Monthly
Yes - free
yes
yes - free
$0.00
yes
no
none
none
none
4.79% p.a.
n/a
n/a
n/a
4.84% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$500.00
$0.00
$0.00
$100.00
n/a
$0.00
$350.00
$30,000
$2,000,000
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
Yes - free
yes
yes - free
$0.00
yes
no
none
none
Receive $2,000 cashback when you refinance or $1,000 when you buy a home under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS).
5.03% p.a.
n/a
n/a
n/a
5.08% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$500.00
$0.00
$0.00
$100.00
n/a
$0.00
$350.00
$30,000
$2,000,000
none
80.00%
Investor
Interest Only
Monthly
Yes - free
yes
yes - free
$0.00
yes
no
none
none
none
Excellent customer service, easy to make an appointment, helpful and friendly staff.
Read full review
Excellent customer service, easy to make an appointment, helpful and friendly staff.
Less
Susanne | New South Wales
reviewed about 1 year ago
St George staff are always willing to help you and nothing is inconvenient to them. I would...
Read full review
St George staff are always willing to help you and nothing is inconvenient to them. I would recommend St George.The staff explain everything in simple terms to you so you can understand exactly what you have to do.
Less
Trish | New South Wales
reviewed over 3 years ago
Like - never had any problems
Read full review
Like - never had any problems
Less
Helen | New South Wales
reviewed over 3 years ago
They are very helpful in every aspect of getting a loan.
Read full review
They are very helpful in every aspect of getting a loan.
Less
Denise | New South Wales
reviewed over 3 years ago
It is ok
Read full review
It is ok
Less
Brenden | New South Wales
reviewed over 3 years ago
St.George is Australia's fifth largest bank and has merged with Westpac to create a banking mega force. St.George offers a wide range of products aimed at business and corporate customers. St.George still have a customer focused team who tailor products to suit its customers needs. So if you want a bank that's good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans.
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