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St.George Basic Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $2,000,000 with an LVR below 60%

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $2,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $2,000,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $2,000,000 with an LVR below 60%

The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $2,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $150,000 and $2,000,000 with an LVR below 60%

The details shown below are for an investor taking out a principal & interest loan between $150,000 and $2,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $150,000 and $2,000,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $30,000 and $2,000,000 with an LVR below 60%

The details shown below are for an investor taking out a interest only loan between $30,000 and $2,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $30,000 and $2,000,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $30,000 and $2,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $30,000 and $2,000,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $30,000 and $2,000,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 60%

    Loan: $150,000 $2,000,000

  • Owner Occupier (Principal & Interest)

    LVR 60%-80%

    Loan: $150,000 $2,000,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-95%

    Loan: $150,000 $2,000,000

  • Owner Occupier (Interest Only)

    LVR < 60%

    Loan: $150,000 $2,000,000

  • Owner Occupier (Interest Only)

    LVR 60%-80%

    Loan: $150,000 $2,000,000

  • Investor (Principal & Interest)

    LVR < 60%

    Loan: $150,000 $2,000,000

  • Investor (Principal & Interest)

    LVR 60%-80%

    Loan: $150,000 $2,000,000

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $150,000 $2,000,000

  • Investor (Interest Only)

    LVR < 60%

    Loan: $30,000 $2,000,000

  • Investor (Interest Only)

    LVR 60%-80%

    Loan: $30,000 $2,000,000

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $30,000 $2,000,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $30,000 $2,000,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $30,000 $2,000,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $30,000 $2,000,000

Rate
2.59% p.a.
Comparison Rate*
2.61% p.a.
Service fee
$0.00
Upfront fee
$100
Rate
2.64% p.a.
Comparison Rate*
2.66% p.a.
Service fee
$0.00
Upfront fee
$100
Rate
2.69% p.a.
Comparison Rate*
2.71% p.a.
Service fee
$0.00
Upfront fee
$100
Rate
3.94% p.a.
Comparison Rate*
3.99% p.a.
Service fee
$0.00
Upfront fee
$600
Rate
3.99% p.a.
Comparison Rate*
4.04% p.a.
Service fee
$0.00
Upfront fee
$600
Rate
3.04% p.a.
Comparison Rate*
3.06% p.a.
Service fee
$0.00
Upfront fee
$100
Rate
3.09% p.a.
Comparison Rate*
3.11% p.a.
Service fee
$0.00
Upfront fee
$100
Rate
3.14% p.a.
Comparison Rate*
3.16% p.a.
Service fee
$0.00
Upfront fee
$100
Rate
3.24% p.a.
Comparison Rate*
3.29% p.a.
Service fee
$0.00
Upfront fee
$600
Rate
3.29% p.a.
Comparison Rate*
3.34% p.a.
Service fee
$0.00
Upfront fee
$600
Rate
2.79% p.a.
Comparison Rate*
2.84% p.a.
Service fee
$0.00
Upfront fee
$600
Rate
4.57% p.a.
Comparison Rate*
4.62% p.a.
Service fee
$0.00
Upfront fee
$600
Rate
3.34% p.a.
Comparison Rate*
3.39% p.a.
Service fee
$0.00
Upfront fee
$600
Rate
3.64% p.a.
Comparison Rate*
3.69% p.a.
Service fee
$0.00
Upfront fee
$600

Details

Rates and fees information correct as at 26 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 2.59% p.a.

  • n/a

  • n/a

  • n/a

  • 2.61% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $0.00

  • $350.00

Other financial bits
  • $150,000

  • $2,000,000

  • none

  • 60.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • Yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

  • Receive $2,000 cashback per property when you refinance a property with a minimum loan size of $250,000 (excludes refinances from Westpac Group). Loans with an LVR <80% can receive an additional $2,000 cash back.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 26 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 2.64% p.a.

  • n/a

  • n/a

  • n/a

  • 2.66% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $0.00

  • $350.00

Other financial bits
  • $150,000

  • $2,000,000

  • 60.00%

  • 80.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • Yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

  • Receive $2,000 cashback per property when you refinance a property with a minimum loan size of $250,000 (excludes refinances from Westpac Group). Loans with an LVR <80% can receive an additional $2,000 cash back.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 26 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 2.69% p.a.

  • n/a

  • n/a

  • n/a

  • 2.71% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $0.00

  • $350.00

Other financial bits
  • $150,000

  • $2,000,000

  • 80.00%

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • Yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

  • Receive $2,000 cashback per property when you refinance a property with a minimum loan size of $250,000 (excludes refinances from Westpac Group). Loans with an LVR <80% can receive an additional $2,000 cash back.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 26 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.94% p.a.

  • n/a

  • n/a

  • n/a

  • 3.99% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $500.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $0.00

  • $350.00

Other financial bits
  • $150,000

  • $2,000,000

  • none

  • 60.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • Yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 26 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.99% p.a.

  • n/a

  • n/a

  • n/a

  • 4.04% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $500.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $0.00

  • $350.00

Other financial bits
  • $150,000

  • $2,000,000

  • 60.00%

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • Yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 26 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.04% p.a.

  • n/a

  • n/a

  • n/a

  • 3.06% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $0.00

  • $350.00

Other financial bits
  • $150,000

  • $2,000,000

  • none

  • 60.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • Yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

  • Receive $2,000 cashback per property when you refinance a property with a minimum loan size of $250,000 (excludes refinances from Westpac Group). Loans with an LVR <80% can receive an additional $2,000 cash back.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 26 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.09% p.a.

  • n/a

  • n/a

  • n/a

  • 3.11% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $0.00

  • $350.00

Other financial bits
  • $150,000

  • $2,000,000

  • 60.00%

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • Yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

  • Receive $2,000 cashback per property when you refinance a property with a minimum loan size of $250,000 (excludes refinances from Westpac Group). Loans with an LVR <80% can receive an additional $2,000 cash back.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 26 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.14% p.a.

  • n/a

  • n/a

  • n/a

  • 3.16% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $0.00

  • $350.00

Other financial bits
  • $150,000

  • $2,000,000

  • 80.00%

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • Yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

  • Receive $2,000 cashback per property when you refinance a property with a minimum loan size of $250,000 (excludes refinances from Westpac Group). Loans with an LVR <80% can receive an additional $2,000 cash back.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 26 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.24% p.a.

  • n/a

  • n/a

  • n/a

  • 3.29% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $500.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $0.00

  • $350.00

Other financial bits
  • $30,000

  • $2,000,000

  • none

  • 60.00%

Features
  • Investor

  • Interest Only

  • Monthly

  • Yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

  • Receive $2,000 cashback per property when you refinance a property with a minimum loan size of $250,000 (excludes refinances from Westpac Group). Loans with an LVR <80% can receive an additional $2,000 cash back.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 26 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.29% p.a.

  • n/a

  • n/a

  • n/a

  • 3.34% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $500.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $0.00

  • $350.00

Other financial bits
  • $30,000

  • $2,000,000

  • 60.00%

  • 80.00%

Features
  • Investor

  • Interest Only

  • Monthly

  • Yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

  • Receive $2,000 cashback per property when you refinance a property with a minimum loan size of $250,000 (excludes refinances from Westpac Group). Loans with an LVR <80% can receive an additional $2,000 cash back.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 26 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 2.79% p.a.

  • n/a

  • n/a

  • n/a

  • 2.84% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $500.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $0.00

  • $350.00

Other financial bits
  • $30,000

  • $2,000,000

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • Yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

  • Receive $2,000 cashback per property when you refinance a property with a minimum loan size of $250,000 (excludes refinances from Westpac Group). Loans with an LVR <80% can receive an additional $2,000 cash back.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 26 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.57% p.a.

  • n/a

  • n/a

  • n/a

  • 4.62% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $500.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $0.00

  • $350.00

Other financial bits
  • $30,000

  • $2,000,000

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Monthly

  • Yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

  • Receive $2,000 cashback per property when you refinance a property with a minimum loan size of $250,000 (excludes refinances from Westpac Group). Loans with an LVR <80% can receive an additional $2,000 cash back.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 26 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.34% p.a.

  • n/a

  • n/a

  • n/a

  • 3.39% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $500.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $0.00

  • $350.00

Other financial bits
  • $30,000

  • $2,000,000

  • none

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • Yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

  • Receive $2,000 cashback per property when you refinance a property with a minimum loan size of $250,000 (excludes refinances from Westpac Group). Loans with an LVR <80% can receive an additional $2,000 cash back.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 26 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.64% p.a.

  • n/a

  • n/a

  • n/a

  • 3.69% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $500.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $0.00

  • $350.00

Other financial bits
  • $30,000

  • $2,000,000

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Monthly

  • Yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

  • Receive $2,000 cashback per property when you refinance a property with a minimum loan size of $250,000 (excludes refinances from Westpac Group). Loans with an LVR <80% can receive an additional $2,000 cash back.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are St.George home loans rated by the Mozo community?

Overall
7.0/10
Price
6.6/10
Features
6.3/10
Customer service
7.1/10
Convenience
7.4/10
Trust
6.9/10

Latest reviews of St.George Basic Home Loan

  • Overall 8/10
    Great service.

    I've paid off two home loans with St George and I've got 4 years to go on a third home loan and have no complaints with them.

    Read full review

    I've paid off two home loans with St George and I've got 4 years to go on a third home loan and have no complaints with them.

    Price
    8/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    9/10
    Trust
    9/10
    Less
    Trevor, New South Wales reviewed 29 days ago
  • Overall 7/10
    Good basic loan for first time home owners

    As first time home owners who didn’t know a lot about the home buying/loan process we went through a mortgage broker, who organised this loan for us. It was all very easy and seamless. The loan itself is exactly what the name says: basic. No monthly fees and low rates, with no bells and whistles. Apparently you can make extra repayments and there’s a redraw facility but we haven’t been told how to do it - we’ll have to look into it. We contacted them recently with a question and it took 2 days for them to return our call. I assume this is due to COVID but that wasn’t great.

    Read full review

    As first time home owners who didn’t know a lot about the home buying/loan process we went through a mortgage broker, who organised this loan for us. It was all very easy and seamless. The loan itself is exactly what the name says: basic. No monthly fees and low rates, with no bells and whistles. Apparently you can make extra repayments and there’s a redraw facility but we haven’t been told how to do it - we’ll have to look into it. We contacted them recently with a question and it took 2 days for them to return our call. I assume this is due to COVID but that wasn’t great.

    Price
    7/10
    Features
    5/10
    Customer service
    5/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Melanie, New South Wales reviewed about 2 months ago
  • Overall 5/10
    Great customer service, bad bank policies.

    After not missing a payment for over 20 years, we fell onto hard times and asked for assistance and were directed to the hoop jumping arena. In the end we were advised to sell and walk. We got back into money with seconds to spare and saved our own house by ourselves. The ladies and gentlemen who can't make decisions were very helpful. Banks policies need to change.

    Read full review

    After not missing a payment for over 20 years, we fell onto hard times and asked for assistance and were directed to the hoop jumping arena. In the end we were advised to sell and walk. We got back into money with seconds to spare and saved our own house by ourselves. The ladies and gentlemen who can't make decisions were very helpful. Banks policies need to change.

    Price
    3/10
    Features
    5/10
    Customer service
    9/10
    Convenience
    7/10
    Trust
    1/10
    Less
    Glenn, New South Wales reviewed 3 months ago
  • Overall 6/10
    Great insurance for your home and landlord

    I had never asked for a rate drop in all the years that I have had the loans, and when I did ask I was disappointed with what they offered me (never been behind in payments, I am actually ahead). I think recently with Covid 19, other banks have dropped it quite low to be in the 2% range whereas St.George have not. Once this Covid 19 is over I will most probably re-mortgage. I do commend them on their customer service people ringing and asking if they could offer anything better to review everything and change it for the better, good initiative. I did express what I wanted but I feel other banks are giving better deals hence the re-mortgaging once Covid 19 is over.

    Read full review

    I had never asked for a rate drop in all the years that I have had the loans, and when I did ask I was disappointed with what they offered me (never been behind in payments, I am actually ahead). I think recently with Covid 19, other banks have dropped it quite low to be in the 2% range whereas St.George have not. Once this Covid 19 is over I will most probably re-mortgage. I do commend them on their customer service people ringing and asking if they could offer anything better to review everything and change it for the better, good initiative. I did express what I wanted but I feel other banks are giving better deals hence the re-mortgaging once Covid 19 is over.

    Price
    5/10
    Features
    5/10
    Customer service
    7/10
    Convenience
    7/10
    Trust
    6/10
    Less
    Ven, New South Wales reviewed 4 months ago
  • Overall 10/10
    Excellent Customer Service and great value loans!

    I recently consolidated my owner occ and investment home loans to St George. The whole process was very seamless. The staff from St George was awesome to deal with and was there to provide 10/10 service throughout. They were able to answer all my numerous questions and often provided valuable advice than I used to get from mortgage broker. The whole process was hassle free. I had previously been to Athena and was frustrated before I went with St George.

    Read full review

    I recently consolidated my owner occ and investment home loans to St George. The whole process was very seamless. The staff from St George was awesome to deal with and was there to provide 10/10 service throughout. They were able to answer all my numerous questions and often provided valuable advice than I used to get from mortgage broker. The whole process was hassle free. I had previously been to Athena and was frustrated before I went with St George.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Anish, Victoria reviewed 6 months ago
St.George

About St.George

St.George is Australia's fifth largest bank and has merged with Westpac to create a banking mega force. St.George offers a wide range of products aimed at business and corporate customers. St.George still have a customer focused team who tailor products to suit its customers needs. So if you want a bank that's good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans.

See St.George home loans

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2.19% p.a. variable

2.22% p.a.

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2.39% p.a.Apply now to get this rate from 30 Sep

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homeloans.com.au

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Low Rate Home Loan

2.54% p.a. variable

2.55% p.a.

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2.49% p.a. variable

2.52% p.a.

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Suncorp

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Back to Basics

2.68% p.a. variable

2.69% p.a.

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2.48% p.a. variable

2.50% p.a.

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HSBC

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Fixed Rate Home Loan

2.29% p.a.
fixed 3 years

2.95% p.a.

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UHomeLoan - Discount Offer

2.49% p.a. variable

2.49% p.a.

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Athena

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AcceleRATES Variable Home Loan

2.39% p.a. variableApply now to get this rate from 30 Sep

2.39% p.a.Apply now to get this rate from 30 Sep

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AMP Bank

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Variable Rate Loan (Professional Package)

2.59% p.a. variable

3.00% p.a.

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homeloans.com.au

homeloans.com.au

Low Rate Home Loan

2.54% p.a. variable

2.55% p.a.

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ING

ING

Mortgage Simplifier

2.49% p.a.

2.52% p.a.

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loans.com.au

loans.com.au

Smart Home Loan

2.48% p.a.

2.50% p.a.

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Suncorp

Suncorp

Back to Basics

2.68% p.a.

2.69% p.a.

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UBank

UBank

UHomeLoan - Discount Offer

2.49% p.a.

2.49% p.a.

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homeloans.com.au

homeloans.com.au

Low Rate Home Loan

2.54% p.a.

2.55% p.a.

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Athena

Athena

AcceleRATES Variable Home Loan

2.39% p.a.Apply now to get this rate from 30 Sep

2.39% p.a.Apply now to get this rate from 30 Sep

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IMB Bank

IMB Bank

Budget Home Loan

2.61% p.a.

2.67% p.a.

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Yard

Yard

Variable Home Loan Special

2.19% p.a.

2.22% p.a.

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ING

ING

Fixed Rate Loan (Owner Occupiers with Orange Advantage)

2.34% p.a.
fixed 3 years

3.67% p.a.

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UBank

UBank

UHomeLoan (1 Year Fixed)

n/a

n/a

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Suncorp

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Fixed Home Loan (Home Package Plus)

2.49% p.a.
fixed 3 years

3.28% p.a.

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HSBC

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Fixed Rate Home Loan

2.29% p.a.
fixed 3 years

2.95% p.a.

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loans.com.au

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Fixed Home Loan

n/a

n/a

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Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan (Premium Plus Package)

2.39% p.a.
fixed 3 years

3.66% p.a.

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Bank of Queensland

Bank of Queensland

Fixed Rate

2.25% p.a.
fixed 3 years

3.41% p.a.

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Macquarie

Macquarie

Basic Home Loan (Fixed)

2.19% p.a.
fixed 3 years

2.60% p.a.

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ING

ING

Mortgage Simplifier

2.49% p.a.

2.52% p.a.

$0.00

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Smart Home Loan

2.48% p.a.

2.50% p.a.

$0.00

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Athena

Athena

AcceleRATES Variable Home Loan

2.39% p.a.Apply now to get this rate from 30 Sep

2.39% p.a.Apply now to get this rate from 30 Sep

$0.00

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homeloans.com.au

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Low Rate Home Loan

2.54% p.a.

2.55% p.a.

$0.00

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ING

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Orange Advantage (Package)

2.54% p.a.

2.89% p.a.

$299.00 yearly

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Athena

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AcceleRATES Variable Home Loan

2.54% p.a.Apply now to get this rate from 30 Sep

2.46% p.a.Apply now to get this rate from 30 Sep

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Homestar

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Star Essentials Home Loan

2.29% p.a.

2.32% p.a.

$0.00

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Yard

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Variable Home Loan Special

2.19% p.a.

2.22% p.a.

$0.00

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.