St.George Basic Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $2,000,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan between $150,000 and $2,000,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $30,000 and $2,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $30,000 and $2,000,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $30,000 and $2,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $30,000 and $2,000,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $30,000 and $2,000,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $150,000 $2,000,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $150,000 $2,000,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $30,000 $2,000,000

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $30,000 $2,000,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $30,000 $2,000,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $30,000 $2,000,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $30,000 $2,000,000

3.88% p.a.

3.89% p.a.

$0.00

St.George Basic Home Loan

3.88% p.a.

3.89% p.a.

$0.00

4.38% p.a.

4.39% p.a.

$0.00

St.George Basic Home Loan

4.38% p.a.

4.39% p.a.

$0.00

5.08% p.a.

5.13% p.a.

$0.00

St.George Basic Home Loan

5.08% p.a.

5.13% p.a.

$0.00

4.78% p.a.

4.83% p.a.

$0.00

St.George Basic Home Loan

4.78% p.a.

4.83% p.a.

$0.00

5.37% p.a.

5.42% p.a.

$0.00

St.George Basic Home Loan

5.37% p.a.

5.42% p.a.

$0.00

5.34% p.a.

5.39% p.a.

$0.00

St.George Basic Home Loan

5.34% p.a.

5.39% p.a.

$0.00

5.88% p.a.

5.93% p.a.

$0.00

St.George Basic Home Loan

5.88% p.a.

5.93% p.a.

$0.00

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • 3.88% p.a.

  • n/a

  • 0 Months

  • none

  • 3.89% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $0.00

  • $350.00

Other financial bits
  • $150,000

  • $2,000,000

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • Yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • 4.38% p.a.

  • n/a

  • 0 Months

  • none

  • 4.39% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $0.00

  • $350.00

Other financial bits
  • $150,000

  • $2,000,000

  • none

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • Yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • 5.08% p.a.

  • n/a

  • 0 Months

  • none

  • 5.13% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $500.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $0.00

  • $350.00

Other financial bits
  • $30,000

  • $2,000,000

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Monthly

  • Yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • 4.78% p.a.

  • n/a

  • 0 Months

  • none

  • 4.83% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $500.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $0.00

  • $350.00

Other financial bits
  • $30,000

  • $2,000,000

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • Yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • 5.37% p.a.

  • n/a

  • 0 Months

  • none

  • 5.42% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $500.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $0.00

  • $350.00

Other financial bits
  • $30,000

  • $2,000,000

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Monthly

  • Yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • 5.34% p.a.

  • n/a

  • 0 Months

  • none

  • 5.39% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $500.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $0.00

  • $350.00

Other financial bits
  • $30,000

  • $2,000,000

  • none

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • Yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • 5.88% p.a.

  • n/a

  • 0 Months

  • none

  • 5.93% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $500.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $0.00

  • $350.00

Other financial bits
  • $30,000

  • $2,000,000

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Monthly

  • Yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

Customer Reviews

How are St.George home loans rated by the Mozo community?

Overall customer rating
7.0/10
Price
6.5/10
Features
6.3/10
Customer service
7.1/10
Convenience
7.4/10
Trust
6.9/10

Latest reviews of St.George Basic Home Loan

  • Overall
    9/10
    Great customer service

    St George staff are always willing to help you and nothing is inconvenient to them. I would...

    St George staff are always willing to help you and nothing is inconvenient to them. I would recommend St George.The staff explain everything in simple terms to you so you can understand exactly what you have to do.

    Price
    8/10
    Features
    8/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    9/10

    Trish | New South Wales

    reviewed over 2 years ago

  • Overall
    8/10
    Excellent customer service and well informed

    Like - never had any problems

    Like - never had any problems

    Price
    9/10
    Features
    9/10
    Customer service
    7/10
    Convenience
    9/10
    Trust
    9/10

    Helen | New South Wales

    reviewed over 2 years ago

  • Overall
    9/10
    Great customer service

    They are very helpful in every aspect of getting a loan.

    They are very helpful in every aspect of getting a loan.

    Price
    8/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Denise | New South Wales

    reviewed over 2 years ago

  • Overall
    6/10
    Ok

    It is ok

    It is ok

    Price
    6/10
    Features
    5/10
    Customer service
    6/10
    Convenience
    4/10
    Trust
    7/10

    Brenden | New South Wales

    reviewed over 2 years ago

  • Overall
    10/10
    Good bank

    Good

    Good

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Jeremy | Queensland

    reviewed almost 3 years ago

St.George

About St.George

St.George is Australia's fifth largest bank and has merged with Westpac to create a banking mega force. St.George offers a wide range of products aimed at business and corporate customers. St.George still have a customer focused team who tailor products to suit its customers needs. So if you want a bank that's good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans.

See St.George home loans

loans.com.au

loans.com.au

Essentials Variable

3.64% p.a. variable

3.66% p.a.

$520

NAB

NAB

Base Variable Rate Home Loan

3.69% p.a. variable

3.73% p.a.

$600

UBank

UBank

UHomeLoan - Offer

3.59% p.a. variable

3.59% p.a.

$0

Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.67% p.a. variable

3.69% p.a.

$150

HSBC

HSBC

Home Value Loan

3.64% p.a. variable

3.66% p.a.

$150

Tic:Toc

Tic:Toc

Fixed Home Loan

n/a

n/a

$0

Newcastle Permanent

Newcastle Permanent

Variable Home Loan (Premium Plus Package)

3.72% p.a. variable

4.12% p.a.

$0

Virgin Money

Virgin Money

Reward Me Variable Rate Home Loan

3.68% p.a. variable

3.82% p.a.

$150

loans.com.au

loans.com.au

Essentials Variable

3.64% p.a.

3.66% p.a.

$520

NAB

NAB

Base Variable Rate Home Loan

3.69% p.a.

3.73% p.a.

$600

UBank

UBank

UHomeLoan - Offer

3.59% p.a.

3.59% p.a.

$0

Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.67% p.a.

3.69% p.a.

$150

Bank Australia

Bank Australia

Basic Home Loan

3.65% p.a.

3.66% p.a.

$0

State Custodians

State Custodians

Low Rate Home Loan with Offset

3.68% p.a.

3.69% p.a.

$0

Virgin Money

Virgin Money

Reward Me Variable Rate Home Loan

3.64% p.a.

3.78% p.a.

$150

HSBC

HSBC

Home Value Loan

3.64% p.a.

3.66% p.a.

$150

Tic:Toc

Tic:Toc

Fixed Home Loan

n/a

n/a

$0

loans.com.au

loans.com.au

Smart Loan Fixed (Package)

3.99% p.a.
fixed 3 years

4.31% p.a.

$520

Virgin Money

Virgin Money

Reward Me Fixed Rate Home Loan

3.87% p.a.
fixed 3 years

4.02% p.a.

$150

Queensland Country Credit Union

Queensland Country Credit Union

Ultimate Fixed Home Loan (Package)

n/a

n/a

$0

bcu

bcu

Fixed Rate Home Loan

3.90% p.a.
fixed 3 years

4.78% p.a.

$600

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan

3.94% p.a.
fixed 3 years

4.81% p.a.

$0

NAB

NAB

Tailored Home Loan (Fixed)

4.04% p.a.
fixed 3 years

5.05% p.a.

$600

ME

ME

Flexible Home Loan (Fixed)

4.14% p.a.
fixed 3 years

4.81% p.a.

$400

loans.com.au

loans.com.au

Essentials Variable

3.64% p.a.

3.66% p.a.

$0.00

NAB

NAB

Base Variable Rate Home Loan

3.69% p.a.

3.73% p.a.

$0.00

UBank

UBank

UHomeLoan - Offer

3.59% p.a.

3.59% p.a.

$0.00

Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.67% p.a.

3.69% p.a.

$0.00

HSBC

HSBC

Home Value Loan

3.64% p.a.

3.66% p.a.

$0.00

Newcastle Permanent

Newcastle Permanent

Variable Home Loan (Premium Plus Package)

3.72% p.a.

4.12% p.a.

$395.00 yearly

Virgin Money

Virgin Money

Reward Me Variable Rate Home Loan

3.68% p.a.

3.82% p.a.

$10.00 monthly

Bank Australia

Bank Australia

Basic Home Loan

3.65% p.a.

3.66% p.a.

$0.00

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.