The details shown below are for an owner occupier taking out a principal & interest loan of at least $25,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $25,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a interest only loan of at least $25,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $25,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $25,000 with an LVR below 70%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | 70%-95% | $25,000 | |
| | Owner Occupier | Principal & Interest | < 70% | $25,000 | |
| | Owner Occupier | Interest Only | 70%-80% | $25,000 | |
| | Owner Occupier | Principal & Interest | < 95% | $25,000 | |
| | Owner Occupier | Interest Only | < 70% | $25,000 |
Owner Occupier (Principal & Interest)
LVR 70%-95%
Loan: $25,000
Owner Occupier (Principal & Interest)
LVR < 70%
Loan: $25,000
Owner Occupier (Interest Only)
LVR 70%-80%
Loan: $25,000
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $25,000
Owner Occupier (Interest Only)
LVR < 70%
Loan: $25,000
2.79% p.a.
n/a
n/a
n/a
2.80% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$350.00
$25,000
none
70.00%
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
none
yes
no
none
none
Receive $2,000 cashback per property when you refinance a property with a Flexi First Option loan or a Premier Advantage Package with a minimum loan size of $250,000 (excludes refinances from Westpac Group).
2.69% p.a.
n/a
n/a
n/a
2.70% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$350.00
$25,000
none
none
70.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
none
yes
no
none
none
Receive $2,000 cashback per property when you refinance a property with a Flexi First Option loan or a Premier Advantage Package with a minimum loan size of $250,000 (excludes refinances from Westpac Group).
3.99% p.a.
n/a
n/a
n/a
4.04% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$0.00
n/a
$0.00
$350.00
$25,000
none
70.00%
80.00%
Owner Occupier
Interest Only
Monthly
yes - free
yes
yes - free
none
yes
no
none
none
none
3.93% p.a.
n/a
n/a
n/a
3.98% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$0.00
n/a
$0.00
$350.00
$25,000
none
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
none
yes
no
none
none
Receive $2,000 cashback per property when you refinance a property with a Flexi First Option loan or a Premier Advantage Package with a minimum loan size of $250,000 (excludes refinances from Westpac Group).
3.89% p.a.
n/a
n/a
n/a
3.94% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$0.00
n/a
$0.00
$350.00
$25,000
none
none
70.00%
Owner Occupier
Interest Only
Monthly
yes - free
yes
yes - free
none
yes
no
none
none
none
Our local branch staff were utterly incredible, keeping me in the loop every step of the way. The loan was processed in a timely fashion. Their head office processing centre mucked them around twice, which was annoying. The way the girls handled the issues was exemplary. Post loan follow up was incredible too. I really felt like I was more than just a number.
Read full reviewOur local branch staff were utterly incredible, keeping me in the loop every step of the way. The loan was processed in a timely fashion. Their head office processing centre mucked them around twice, which was annoying. The way the girls handled the issues was exemplary. Post loan follow up was incredible too. I really felt like I was more than just a number.
I have found them to offer good suitable accounts that suit me and the staff are very helpful.
Read full reviewI have found them to offer good suitable accounts that suit me and the staff are very helpful.
Westpac have been very easy to deal with and the interest rates are good.
Read full reviewWestpac have been very easy to deal with and the interest rates are good.
They only get you a better deal when you ask.
Read full reviewThey only get you a better deal when you ask.
I like this bank because they provide special customer service representatives who recommend the best bank product for you. We can go to the representative straight away with any financial changes. The down side is customer service representatives changes often that somewhat waters down the level of personalised services we suppose to get.
Read full reviewI like this bank because they provide special customer service representatives who recommend the best bank product for you. We can go to the representative straight away with any financial changes. The down side is customer service representatives changes often that somewhat waters down the level of personalised services we suppose to get.
As Australia's first bank, Westpac has been serving customers since 1817. Westpac merged with St.George to create Australia's largest financial services company, and customers can enjoy from peace of mind from having the security offered by a major bank behind them. Check out Westpac's range of banking products such as savings accounts, home loans, personal loans, credit cards and other financial services such as its car and home and contents insurance.
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