This product is available in different versions. Pick the right version for you here.
The details shown below are for an owner occupier taking out a principal & interest loan of at least $25,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $25,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $25,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $25,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a interest only loan of at least $25,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | 70%-95% | $25,000 | |
| | Owner Occupier | Principal & Interest | < 70% | $25,000 | |
| | Owner Occupier | Principal & Interest | < 95% | $25,000 | |
| | Owner Occupier | Interest Only | < 70% | $25,000 | |
| | Owner Occupier | Interest Only | 70%-80% | $25,000 |
Owner Occupier (Principal & Interest)
LVR 70%-95%
Loan: $25,000
Owner Occupier (Principal & Interest)
LVR < 70%
Loan: $25,000
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $25,000
Owner Occupier (Interest Only)
LVR < 70%
Loan: $25,000
Owner Occupier (Interest Only)
LVR 70%-80%
Loan: $25,000
3.28% p.a.
3.29% p.a.
$0.00
Westpac Flexi First Option Home Loan
3.28% p.a.
3.29% p.a.
$0.00
Westpac Flexi First Option Home Loan
3.28% p.a.
3.29% p.a.
$0.00
3.18% p.a.
3.19% p.a.
$0.00
Westpac Flexi First Option Home Loan
3.18% p.a.
3.19% p.a.
$0.00
Westpac Flexi First Option Home Loan
3.18% p.a.
3.19% p.a.
$0.00
4.18% p.a.
4.23% p.a.
$0.00
Westpac Flexi First Option Home Loan
4.18% p.a.
4.23% p.a.
$0.00
Westpac Flexi First Option Home Loan
4.18% p.a.
4.23% p.a.
$0.00
4.67% p.a.
4.72% p.a.
$0.00
Westpac Flexi First Option Home Loan
4.67% p.a.
4.72% p.a.
$0.00
Westpac Flexi First Option Home Loan
4.67% p.a.
4.72% p.a.
$0.00
4.77% p.a.
4.82% p.a.
$0.00
Westpac Flexi First Option Home Loan
4.77% p.a.
4.82% p.a.
$0.00
Westpac Flexi First Option Home Loan
4.77% p.a.
4.82% p.a.
$0.00
3.28% p.a.
n/a
n/a
n/a
3.29% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$350.00
$25,000
none
70.00%
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - cost is $25 per redraw
none
yes
no
none
none
$2,000 cashback on new customer home refinance over $250,000 for applications before 31 January 2020.
3.18% p.a.
n/a
n/a
n/a
3.19% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$350.00
$25,000
none
none
70.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - cost is $25 per redraw
none
yes
no
none
none
$2,000 cashback on new customer home refinance over $250,000 for applications before 31 January 2020.
4.18% p.a.
n/a
n/a
n/a
4.23% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$0.00
n/a
$0.00
$350.00
$25,000
none
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - cost is $25 per redraw
none
yes
no
none
none
$2,000 cashback on new customer home refinance over $250,000 for applications before 31 January 2020.
4.67% p.a.
n/a
n/a
n/a
4.72% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$0.00
n/a
$0.00
$350.00
$25,000
none
none
70.00%
Owner Occupier
Interest Only
Monthly
yes - free
yes
yes - cost is $25 per redraw
none
yes
no
none
none
none
4.77% p.a.
n/a
n/a
n/a
4.82% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$0.00
n/a
$0.00
$350.00
$25,000
none
70.00%
80.00%
Owner Occupier
Interest Only
Monthly
yes - free
yes
yes - cost is $25 per redraw
none
yes
no
none
none
none
I like this bank because they provide special customer service representatives who recommend the...
Read full review
I like this bank because they provide special customer service representatives who recommend the best bank product for you. We can go to the representative straight away with any financial changes. The down side is customer service representatives changes often that somewhat waters down the level of personalised services we suppose to get.
Less
Angela | Queensland
reviewed almost 2 years ago
Look about there are better deals out there
Read full review
Look about there are better deals out there
Less
Peter | Tasmania
reviewed about 2 years ago
As a big bank they are inflexible, but the convenience of service outweighs this.
Read full review
As a big bank they are inflexible, but the convenience of service outweighs this.
Less
Brian | Australian Capital Territory
reviewed almost 3 years ago
Great home loan, always passes on deductions
Read full review
Great home loan, always passes on deductions
Less
Rachael | New South Wales
reviewed over 3 years ago
Found the bank lending officer extremely arrogant towards my husband who has banked with them...
Read full review
Found the bank lending officer extremely arrogant towards my husband who has banked with them since he was young Consequently was knocked back for the loan went with another bank and was approved in a few days
Less
Sharlene | Western Australia
reviewed over 3 years ago
As Australia's first bank, Westpac has been serving customers since 1817. Westpac merged with St.George to create Australia's largest financial services company, and customers can enjoy from peace of mind from having the security offered by a major bank behind them. Check out Westpac's range of banking products such as savings accounts, home loans, personal loans, credit cards and other financial services such as its car and home and contents insurance.
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