Here’s the honest truth: Rocky Balboa would not have lasted one round if Eye of The Tiger hadn’t been playing over his training montage.
I mean, a gym playlist gets your blood pumping for an extra 10 squats and a breakup mix either sets the scene for a good cry or fuels the fire you need to throw all your ex-partner’s belongings into the street, depending on how it all went down.
Working on the idea that the same principle should apply to the rest of life, I’ve spent countless hours crafting this financial mixtape, to play in the background of my own Rocky-style financial montage, where I’ll build up savings instead of bulging biceps, and knock out debt with a right hook like a freight train.
So plug in, shake your moneymaker and get that budget into shape.
Bills – LunchMoney Lewis
I got bills, I gotta pay, So I’m gon’ work, work, work everyday
Set the money-saving mood with this upbeat bop. The moral of the story (or song) here, is that we all got money problems. Don’t let them get you down – instead, get out there and do something about it! Bad dancing is optional, but I think it adds to the experience.
I Will Buy You A New Life – Everclear
I will buy you a new car, perfect shiny and new, I will buy you that big house, way up in the west hills
If Bills was too bubbly for you, here’s a slow jam take on being broke. It’s also a nice one to croon at your significant other while shopping around for a mortgage.
Money’s Too Tight To Mention – Simply Red
So I went to the bank, to see what they could do, they said son – looks like bad luck, got-a hold on you
At some point in your financial planning, you’ll likely wind up halfway through a bottle of wine, with budgeting spreadsheets everywhere, crying over the fact that there’s only one comma in your bank balance. Don’t worry, we’ve all been there. Have your mini-breakdown while this song plays, then move on and pour through your budget for unnecessary expenses one more time.
Money for Nothing – Dire Straits
That ain’t workin’ that’s the way you do it, money for nothin’ and chicks for free
You may not be popping champagne with rock stars anytime soon, but you can get money for nothing! It’s called interest and the better your savings account is, the more you’ll get. I can’t help with the chicks, though – you’re on your own for that.
Money (That’s what I want) – Flying Lizzards
The best things in life are free, but you can keep them for the birds and bees, I want money
Well, it ain’t subtle, but there it is. Eyes on the prize – remember what you’re here for.
Opportunities (Let’s Make Lots of Money) – Pet Shop Boys
I’ve got the brains, you’ve got the looks, let’s make lots of money
Ignore the scathing cynicism and this song is a reminder that there are saving opportunities everywhere. So if you want to make the most of your finances, don’t slack off, and keep reviewing the deals you’re getting.
This one’s even better if you’ve got a partner/housemate/cat to point at while singing into your hairbrush.
BBHMM – Rihanna
PSA: Adult themes/language in this one. Careful kids!
B*@&% better have my money! Please don’t call me on my bluff, pay me what you owe me, ballin’ bigger than LeBron
Whether you’re squeezing a better interest rate out of your bank or collecting on that $50 you loaned your friend in 2009, you’ll feel like a total badass doing it with RiRi in the background.
If I had $1,000,000 – Barenaked Ladies
If I had a million dollars, well, I’d buy you a house, and if I had a million dollars, I’d buy you furniture for your house (Maybe a nice chesterfield or an ottoman)
Let’s take things back down a notch with this quirky little bop from Barenaked Ladies (which is a name, not a description). It’s important to have savings goals to keep you motivated – and let me tell you, if I had $1,000,000, I’d have the nicest ottoman you’ve ever seen.
Straight to the Bank – 50 Cent
I’m laughin’ straight to the bank with this (Ha ha ha ha, ha, ha ha ha ha ha)
Keep this playlist on repeat as you file taxes, compare interest rates and plan a budget, and you’ll be just as ecstatically happy about visiting the bank as 50 Cent apparently is.
Independent Women – Destiny’s Child
The watch I’m wearin’, I’ve bought it, the house I live in, I’ve bought it, the car I’m driving, I’ve bought it
How else could this playlist end, but with the ultimate 90s anthem of financial independence? Make Beyonce proud by getting your finances to a state where you buy all your own diamonds and the rings they go on.
Did I miss your favourite tune? Let me know what songs on your playlist get you pumped up to make and save money.