Your selected debit cards
A Visa debit card gives you the convenience of a credit card but none of the debt. Compare debit cards below.
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None
Visa Debit
The everyday bank account that could pay you for paying bills. Get 1% cashback on eligible utility bills (up to $100), $0 ING international transaction fees, and up to 5 rebated ATM withdrawals a month here or overseas (T&Cs apply) and no monthly fees to pay. Mozo Experts Choice Awards Everyday & Savings Bank of the Year winner for 2024.^
The everyday bank account that could pay you for paying bills. Get 1% cashback on eligible utility bills (up to $100), $0 ING international transaction fees, and up to 5 rebated ATM withdrawals a month here or overseas (T&Cs apply) and no monthly fees to pay. Mozo Experts Choice Awards Everyday & Savings Bank of the Year winner for 2024.^
Read our Mozo Review to learn more about the Orange Everyday
Your selected debit cards
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HSBC
Visa Debit
Enjoy $0 monthly account fees and international fees, with no minimum deposit or balance requirements. Buy, hold and spend in 10 currencies (AUD included) and earn 2% cashback for purchases under $100 (T&C’s apply). Mozo's Experts Choice 2024 winner for Exceptional Everyday Account.^
Enjoy $0 monthly account fees and international fees, with no minimum deposit or balance requirements. Buy, hold and spend in 10 currencies (AUD included) and earn 2% cashback for purchases under $100 (T&C’s apply). Mozo's Experts Choice 2024 winner for Exceptional Everyday Account.^
Read our Mozo Review to learn more about the Everyday Global Account
Your selected debit cards
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Suncorp
Visa Debit
Enjoy 0% foreign currency conversion fees on Visa Debit card purchases. Plus make an eligible purchase using your linked Visa Debit card to earn cashback at participating merchants. $0 monthly account keeping fees & the option to open up to 9 sub-accounts. Suncorp Bank (Norfina Limited ABN 66 010 831 722 AFSL 229882 Australian Credit Licence 229882). The SUNCORP brand and Sun Logo are used by Suncorp Bank (Norfina Limited) under licence and Suncorp Bank is not part of the Suncorp Group.
Enjoy 0% foreign currency conversion fees on Visa Debit card purchases. Plus make an eligible purchase using your linked Visa Debit card to earn cashback at participating merchants. $0 monthly account keeping fees & the option to open up to 9 sub-accounts. Suncorp Bank (Norfina Limited ABN 66 010 831 722 AFSL 229882 Australian Credit Licence 229882). The SUNCORP brand and Sun Logo are used by Suncorp Bank (Norfina Limited) under licence and Suncorp Bank is not part of the Suncorp Group.
Read our Mozo Review to learn more about the Everyday Options Account
Your selected debit cards
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MyState
Visa Debit
Unlimited free internet transactions. Super fast transfers & use Apple Pay, Google Pay and Samsung Pay. No account keeping fees. Access Any Major Bank & MyState Bank ATM Fee-Free.
Unlimited free internet transactions. Super fast transfers & use Apple Pay, Google Pay and Samsung Pay. No account keeping fees. Access Any Major Bank & MyState Bank ATM Fee-Free.
Read our Mozo Review to learn more about the Glide Account
Your selected debit cards
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Suncorp
Visa Debit or
EFTPOS
An online-only transaction account with carbon insights available through the Suncorp App. $0 monthly account keeping fees & option to add up to 9 sub-accounts.
An online-only transaction account with carbon insights available through the Suncorp App. $0 monthly account keeping fees & option to add up to 9 sub-accounts.
Read our Mozo Review to learn more about the Carbon Insights Account
Your selected debit cards
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-
Visa Debit or
EFTPOS
Enjoy $0 monthly account fees and unlimited fee-free card, phone and online transactions. Tap and pay with Google Pay, Apple Pay or Samsung Pay. Refund of overdrawn fees and international ATM withdrawal fees and international card transaction fees^.
Enjoy $0 monthly account fees and unlimited fee-free card, phone and online transactions. Tap and pay with Google Pay, Apple Pay or Samsung Pay. Refund of overdrawn fees and international ATM withdrawal fees and international card transaction fees^.
Read our Mozo Review to learn more about the Everyday Edge Account
Your selected debit cards
Don't like carrying a wad of cash all the time? A Visa Debit card can make your wallet lighter and daily transactions simpler by letting you make withdrawals from ATMs, pay bills and make purchases in Australia or overseas, which directly get debited from your account.
Visa is a payments technology firm that connects financial institutions with merchants and cardholders across the world. A large number of Australian banks and credit unions offer Visa Debit cards when you open an everyday transaction account with them.
But with so many options available, it's a good idea to compare great deals on Visa Debit cards in our database and read real customer reviews before you decide which card is ideal for you. Start off with reading our list of frequently asked questions about Visa Debit cards to understand the different features you should be paying attention to.
Visa is a payments technology firm that connects financial institutions with merchants and cardholders across the world.
A large number of banks offer Visa Debit cards when you open an everyday transaction account with them.
Your Visa Debit is directly linked with your everyday bank account and uses the money in this account every time you make a transaction.
Your debit card acts just like cash and lets you access your money 24/7. You can make payments and purchases in-store as well as online using your Visa Debit card.
Your Visa Debit is directly linked with your everyday bank account and uses the money in this account every time you make a transaction. Your debit card acts just like cash and lets you access your money 24/7. You can make payments and purchases in-store as well as online using your Visa Debit card.
The main difference between a Visa Debit and a credit card is that with a credit card you actually 'borrow' money from the bank at a fixed interest rate, whereas a debit card uses your own money.
With a Visa Debit you don't run the risk of piling up a debt because you can only spend what you have in your bank account. Also, unlike a credit card, since your money on the debit card is treated like cash, you don't have to pay an extra fee while withdrawing money from your own bank's ATM.
A Visa Debit card is directly linked to the transaction bank accounts of certain banks. So when you apply for an everyday transaction account at one of these banks, you
should automatically get a Visa Debit card as well. If you already have an account but not a debit card, you can visit your local branch or call your bank to apply for a card.
Generally, to be eligible for a debit card, you have to be at least 16 years of age, and have an Australian residential address. Because you won't be borrowing any money from the bank, you don't even have to qualify for credit to receive a Visa Debit card.
Using a Visa Debit card is a simple and secure way to make payments. Banks have an anti-fraud policy that protects you from fraudulent transactions made on your card. It's also safer than carrying cash in your wallet because in case you were to lose it, unlike with cash, you can just call your bank and block further transactions from your card.
The products that you buy using your Visa Debit card, should be eligible for Visa's inbuilt purchase protection policy. This is a kind of insurance which covers your purchases against loss, theft or accidental damage for up to 90 days. There are certain conditions in order to be eligible for the purchase protection, for instance, generally you would have to choose 'credit' instead of 'savings' while making a transaction on EFTPOS.
If your bank supports Apple Pay or Samsung Pay or any other digital payment wallet you will be able to add your Visa Debit Card to the wallet and make payments via your Apple iphone, Apple Watch or Samsung Galaxy phone.
Any payments made will come out of your bank account, just the same way that payments made using the physical card do.
Yes, you can use the tap and go technology, also known as payWave with your Visa Debit card. This contactless payment lets you make a purchase of less than $100, without having to swipe your card or enter a pin. You can just tap or hover your debit card over the contactless payment machine and your payment is complete. Once your transaction is successful the machine would either display an illuminated light or a confirmation message on its screen.
Most debit cards have daily limits for cash withdrawals. If you are planning on making a major purchase, say over $1000, you would have to split up your withdrawals.
These days, many Visa Debit providers have started offering rewards in the form of cash back options, special deals on shopping items or exclusive offers on concert or movie tickets. Check with your bank if any rewards program like 'Visa Entertainment' is applicable to your Visa Debit card.
There are millions of stores, ATMs and EFTPOS across the world that accept Visa Debit cards. You can also make purchases online and over the phone. It's also a good way to pay your bills and even set up monthly debits so you don't miss payment deadlines and end up with late fees.
Yes, generally you will not be able to use your Visa Debit card for holding deposits at places like hotels or restaurants. If you are travelling, it's a good idea to also have a credit card that you can use in these instances.
We have had a few issues with fraud through our debit cards.
Read full reviewWe have had a few issues with fraud through our debit cards.
Commonwealth are continually delivering excellent services with confidence.
Read full reviewCommonwealth are continually delivering excellent services with confidence.
Westpac are very helpful and have been in my life since the school days.
Read full reviewWestpac are very helpful and have been in my life since the school days.
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Your selected debit cards