Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 80% | $50,000 | $2,000,000 |
|
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Owner Occupier | Principal & Interest | 90%-95% | $50,000 | $2,000,000 |
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Owner Occupier | Principal & Interest | 80%-90% | $50,000 | $2,000,000 |
|
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Owner Occupier | Principal & Interest | 90%-95% | $50,000 | $2,000,000 |
|
|
Investor | Principal & Interest | < 80% | $50,000 | $2,000,000 |
|
|
Owner Occupier | Principal & Interest | 90%-95% | $50,000 | $149,999 |
|
|
Investor | Interest Only | < 80% | $50,000 | $2,000,000 |
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n/a |
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n/a |
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n/a |
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n/a |
|
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6.09% (6.16%*) |
|
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5.84% (6.11%*) |
|
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5.79% (6.07%*) |
|
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5.84% (6.06%*) |
|
|
5.84% (6.04%*) |
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n/a |
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n/a |
|
|
6.14% p.a. |
|
$499.00 |
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$0.00 |
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$0.00 |
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$350.00 |
|
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n/a |
|
|
$0.00 |
|
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$250.00 |
|
$50,000 |
|
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$2,000,000 |
|
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none |
|
|
80.00% |
|
Fortnightly, Monthly |
|
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yes - free up to $10,000 pa |
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none |
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no |
|
|
none |
|
|
yes |
|
|
no |
|
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none |
|
|
Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance. |
|
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none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
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n/a |
|
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n/a |
|
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n/a |
|
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6.49% (6.70%*) |
|
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6.24% (6.63%*) |
|
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6.19% (6.58%*) |
|
|
6.24% (6.55%*) |
|
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6.24% (6.52%*) |
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n/a |
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n/a |
|
|
6.69% p.a. |
|
$499.00 |
|
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$0.00 |
|
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$0.00 |
|
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$350.00 |
|
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n/a |
|
|
$0.00 |
|
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$250.00 |
|
$50,000 |
|
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$2,000,000 |
|
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90.00% |
|
|
95.00% |
|
Fortnightly, Monthly |
|
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yes - free up to $10,000 pa |
|
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none |
|
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no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
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n/a |
|
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n/a |
|
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n/a |
|
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6.19% (6.35%*) |
|
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5.94% (6.29%*) |
|
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5.89% (6.28%*) |
|
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5.94% (6.22%*) |
|
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5.94% (6.19%*) |
|
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n/a |
|
|
n/a |
|
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6.34% p.a. |
|
$499.00 |
|
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$0.00 |
|
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$0.00 |
|
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$350.00 |
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n/a |
|
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$0.00 |
|
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$250.00 |
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$50,000 |
|
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$2,000,000 |
|
|
80.00% |
|
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90.00% |
|
Fortnightly, Monthly |
|
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yes - free up to $10,000 pa |
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none |
|
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no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
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6.49% (6.20%*) |
|
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6.24% (6.19%*) |
|
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6.19% (6.18%*) |
|
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6.24% (6.20%*) |
|
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6.24% (6.21%*) |
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n/a |
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n/a |
|
|
6.14% p.a. |
|
$499.00 |
|
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$0.00 |
|
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$0.00 |
|
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$350.00 |
|
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n/a |
|
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$0.00 |
|
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$250.00 |
|
$50,000 |
|
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$2,000,000 |
|
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90.00% |
|
|
95.00% |
|
Fortnightly, Monthly |
|
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yes - free up to $10,000 pa |
|
|
none |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.14% (6.30%*) |
|
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5.89% (6.24%*) |
|
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5.84% (6.18%*) |
|
|
5.89% (6.17%*) |
|
|
5.89% (6.14%*) |
|
|
n/a |
|
|
n/a |
|
|
6.29% p.a. |
|
$499.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$350.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$250.00 |
|
$50,000 |
|
|
$2,000,000 |
|
|
none |
|
|
80.00% |
|
Fortnightly, Monthly |
|
|
yes - free up to $10,000 pa |
|
|
none |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.24% (5.68%*) |
|
|
6.04% (5.70%*) |
|
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5.94% (5.71%*) |
|
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5.99% (6.11%*) |
|
|
6.09% (6.14%*) |
|
|
n/a |
|
|
n/a |
|
|
7.70% p.a. |
|
$499.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$299.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$250.00 |
|
$50,000 |
|
|
$149,999 |
|
|
90.00% |
|
|
95.00% |
|
Fortnightly, Monthly |
|
|
yes - free up to $10,000 pa |
|
|
none |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.29% (6.32%*) |
|
|
6.04% (6.27%*) |
|
|
5.99% (6.23%*) |
|
|
6.04% (6.23%*) |
|
|
6.04% (6.21%*) |
|
|
n/a |
|
|
n/a |
|
|
6.59% p.a. |
|
$499.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$350.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$250.00 |
|
$50,000 |
|
|
$2,000,000 |
|
|
none |
|
|
80.00% |
|
Fortnightly, Monthly |
|
|
yes - free up to $10,000 pa |
|
|
none |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Excellent service. Value for money
Read full reviewExcellent service. Value for money
I like this bank as they do try to keep your loyalty if you have done a comparison of fixed rate interest. However I do feel unsure at times that the correct going on mortgage is correct. I really feel I dont have a full comprehension of fixed interest rate is. Also I like the atm fees are waived if withdrawals are done anywhere. Ing bank are helpful but I hate ringing because of Id. I forget password as I dont ring very often. It would be nice to have an actual bank to go into if you have queries. But emails work well.
Read full reviewI like this bank as they do try to keep your loyalty if you have done a comparison of fixed rate interest. However I do feel unsure at times that the correct going on mortgage is correct. I really feel I dont have a full comprehension of fixed interest rate is. Also I like the atm fees are waived if withdrawals are done anywhere. Ing bank are helpful but I hate ringing because of Id. I forget password as I dont ring very often. It would be nice to have an actual bank to go into if you have queries. But emails work well.
Great and easy service. No cons that I have found.
Read full reviewGreat and easy service. No cons that I have found.
Brillian, I have contacted customer service a number of times and they have been very helpful. Rates are competitive much better than the big 4 banks.
Read full reviewBrillian, I have contacted customer service a number of times and they have been very helpful. Rates are competitive much better than the big 4 banks.
I was surprised to see how fast and effective the team was at responding to questions/attending needs, despite the fact that ING does not have a branch anywhere. At first, I truly thought it'd be a hassle to get in touch with someone in case of emergency, but they have proved to be way more fast and efficient than any other bank I used to work with.
Read full reviewI was surprised to see how fast and effective the team was at responding to questions/attending needs, despite the fact that ING does not have a branch anywhere. At first, I truly thought it'd be a hassle to get in touch with someone in case of emergency, but they have proved to be way more fast and efficient than any other bank I used to work with.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
$0.00
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Basic Home Loan (Fixed)
5.39% p.a.
fixed 3 years
5.95% p.a.
Home Value Loan
6.09% p.a. variable
6.09% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
Basic Home Loan
6.14% p.a. variable
6.16% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Flex Home Loan
6.14% p.a. variable
6.38% p.a.
Express Home Loan
6.09% p.a. variable
6.22% p.a.
Elevate
6.18% p.a. variable
6.18% p.a.
Basic Home Loan
6.14% p.a.
6.16% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
Express Home Loan
6.09% p.a.
6.22% p.a.
OMG Home Loan
5.99% p.a.
6.02% p.a.
Elevate
6.18% p.a.
6.18% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
Offset Home Loan (Package)
6.14% p.a.
6.39% p.a.
Basic Home Loan (Fixed)
5.39% p.a.
fixed 3 years
5.95% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Fixed Home Loan Rate
5.59% p.a.
fixed 3 years
6.31% p.a.
Basic Home Loan (Fixed)
5.49% p.a.
fixed 3 years
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.59% p.a.
fixed 3 years
6.64% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
