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ING Mortgage Simplifier

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $2,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $2,000,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $1,000,000 and $2,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $149,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $2,000,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $50,000 and $149,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $2,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $1,000,000 and $2,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $50,000 and $149,999 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $2,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $2,000,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $50,000 and $149,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $150,000 and $2,000,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $150,000 and $2,000,000 with an LVR below 90%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest < 80% $150,000 $2,000,000
Owner Occupier Principal & Interest 80%-90% $150,000 $2,000,000
Owner Occupier Principal & Interest < 80% $1,000,000 $2,000,000
Owner Occupier Principal & Interest < 80% $50,000 $149,999
Owner Occupier Principal & Interest 90%-95% $150,000 $2,000,000
Owner Occupier Interest Only < 80% $50,000 $149,999
Owner Occupier Interest Only < 80% $150,000 $2,000,000
Owner Occupier Interest Only < 80% $1,000,000 $2,000,000
Investor Principal & Interest < 80% $50,000 $149,999
Investor Principal & Interest < 80% $150,000 $2,000,000
Investor Principal & Interest 80%-90% $150,000 $2,000,000
Investor Interest Only < 80% $50,000 $149,999
Investor Interest Only < 80% $150,000 $2,000,000
Investor Interest Only 80%-90% $150,000 $2,000,000
  • Owner Occupier (Principal & Interest)
    LVR < 80%
    Loan: $150,000 $2,000,000
  • Owner Occupier (Principal & Interest)
    LVR 80%-90%
    Loan: $150,000 $2,000,000
  • Owner Occupier (Principal & Interest)
    LVR < 80%
    Loan: $1,000,000 $2,000,000
  • Owner Occupier (Principal & Interest)
    LVR < 80%
    Loan: $50,000 $149,999
  • Owner Occupier (Principal & Interest)
    LVR 90%-95%
    Loan: $150,000 $2,000,000
  • Owner Occupier (Interest Only)
    LVR < 80%
    Loan: $50,000 $149,999
  • Owner Occupier (Interest Only)
    LVR < 80%
    Loan: $150,000 $2,000,000
  • Owner Occupier (Interest Only)
    LVR < 80%
    Loan: $1,000,000 $2,000,000
  • Investor (Principal & Interest)
    LVR < 80%
    Loan: $50,000 $149,999
  • Investor (Principal & Interest)
    LVR < 80%
    Loan: $150,000 $2,000,000
  • Investor (Principal & Interest)
    LVR 80%-90%
    Loan: $150,000 $2,000,000
  • Investor (Interest Only)
    LVR < 80%
    Loan: $50,000 $149,999
  • Investor (Interest Only)
    LVR < 80%
    Loan: $150,000 $2,000,000
  • Investor (Interest Only)
    LVR 80%-90%
    Loan: $150,000 $2,000,000
Rate
6.14% p.a.
Comparison Rate
6.17% p.a.
Service fee
$0.00
Upfront fee
$299
Talk to a broker
Rate
6.39% p.a.
Comparison Rate
6.42% p.a.
Service fee
$0.00
Upfront fee
$299
Rate
6.14% p.a.
Comparison Rate
6.17% p.a.
Service fee
$0.00
Upfront fee
$299
Rate
8.35% p.a.
Comparison Rate
8.38% p.a.
Service fee
$0.00
Upfront fee
$299
Rate
6.69% p.a.
Comparison Rate
6.72% p.a.
Service fee
$0.00
Upfront fee
$299
Rate
8.20% p.a.
Comparison Rate
8.56% p.a.
Service fee
$0.00
Upfront fee
$299
Rate
6.69% p.a.
Comparison Rate
6.64% p.a.
Service fee
$0.00
Upfront fee
$299
Rate
6.69% p.a.
Comparison Rate
6.67% p.a.
Service fee
$0.00
Upfront fee
$299
Rate
8.30% p.a.
Comparison Rate
8.33% p.a.
Service fee
$0.00
Upfront fee
$299
Rate
6.29% p.a.
Comparison Rate
6.32% p.a.
Service fee
$0.00
Upfront fee
$299
Rate
6.59% p.a.
Comparison Rate
6.62% p.a.
Service fee
$0.00
Upfront fee
$299
Rate
8.55% p.a.
Comparison Rate
8.44% p.a.
Service fee
$0.00
Upfront fee
$299
Rate
6.54% p.a.
Comparison Rate
6.42% p.a.
Service fee
$0.00
Upfront fee
$299
Rate
6.89% p.a.
Comparison Rate
6.74% p.a.
Service fee
$0.00
Upfront fee
$299

Mozo editorial review ING Mortgage Simplifier - last updated: 23 February 2024

binocular icon
What's hot
  • Rates from 6.14% p.a. interest rate (6.17% p.a. comparison rate*)
  • No service or application fees
  • Free extra repayments and redraw facility
  • 2022 Mozo Experts Choice Awards winner
What's not
  • No offset facility
Mozo snapshot

On the prowl for a low cost home loan with some nifty features? ING’s Mortgage Simplifier has competitive interest rates starting from 6.14% p.a. interest rate (6.17% p.a. comparison rate*) for loans LVR <80 between $150,000 and $1 million+, with no monthly or annual service fees and no upfront application fee. Combine this with the home loan’s free extra repayments and redraw facility and you’ve got yourself a nice blend of low rates and flexibility. 

ING's Mortgage Simplifier picked up two awards in the 2022 Mozo Experts Choice Awards, winning in the First Home Buyer Loan and Investor Home Loan categories.

key icon
Key features

Whether you’re an owner occupier or investor, the ING Mortgage Simplifier has pretty low variable interest rates. For owner occupiers, loans from $150,000 to over $1 million start from 6.14% p.a. interest rate (6.17% p.a. comparison rate*). For investors, loans from $150,000 to $2 million start from 6.29% p.a. (6.32% p.a. comparison rate*).

You can borrow from $50,000 up to $2 million, and the amount you borrow, as well as your LVR will determine the interest rate you get.

The loan is available to owner occupiers with an LVR up to 90% (which means a 10% deposit) and investors with an LVR up to 80% (a 20% deposit), but don’t forget if you have less than a 20% deposit (an LVR higher than 80%), you'll need to budget for Lenders Mortgage Insurance.

An innovative feature that comes with the Mortgage Simplifier is its everyday round up for home loans. Linking your Orange Everyday Account to your home loan means you’ll get free ATM access Australia-wide. Plus, you can also round up ING Orange Everyday Card purchases to the nearest $1 or $5 and then the difference is paid from your Orange Everyday account to help pay down your mortgage. Another feature is the option to have a split account between fixed and variable rates, but take note that the Mortgage Simplifier doesn’t come with an offset account.

You can also have flexibility in choosing between fortnightly or monthly repayments. Plus, if you’re looking to pay your loan off quicker you can make additional payments through the extra repayments facility for free and if it comes down to it, you can access those funds again through the redraw facility (minimum redraw amount for as little as $1).

There are also no application, valuation, legal or service fees, although you will need to keep an eye out for the $299 settlement and $250 discharge fee.

snapshot
Who is it good for

If you're already an ING customer, you'll get the benefit of their sweep tool, so even though it’s a great deal for anyone it's particularly great for existing ING customers

question icon
Any catches

Although it’s not a dealbreaker, if you are on the hunt for a home loan with an offset account, that’s one significant feature missing from this loan.

Details

Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.14% p.a.

n/a

n/a

n/a

6.17% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$299.00

n/a

$0.00

$250.00

Other financial bits

$150,000

$2,000,000

none

80.00%

Features

Owner Occupier

Principal & Interest

Fortnightly, Monthly

yes - free

none

yes - free

$1.00

yes

no

none

Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.39% p.a.

n/a

n/a

n/a

6.42% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$299.00

n/a

$0.00

$250.00

Other financial bits

$150,000

$2,000,000

80.00%

90.00%

Features

Owner Occupier

Principal & Interest

Fortnightly, Monthly

yes - free

none

yes - free

$1.00

yes

no

none

Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.14% p.a.

n/a

n/a

n/a

6.17% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$299.00

n/a

$0.00

$250.00

Other financial bits

$1,000,000

$2,000,000

none

80.00%

Features

Owner Occupier

Principal & Interest

Fortnightly, Monthly

yes - free

none

yes - free

$1.00

yes

no

none

Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

8.35% p.a.

n/a

n/a

n/a

8.38% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$299.00

n/a

$0.00

$250.00

Other financial bits

$50,000

$149,999

none

80.00%

Features

Owner Occupier

Principal & Interest

Fortnightly, Monthly

yes - free

none

yes - free

$1.00

yes

no

none

Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.69% p.a.

n/a

n/a

n/a

6.72% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$299.00

n/a

$0.00

$250.00

Other financial bits

$150,000

$2,000,000

90.00%

95.00%

Features

Owner Occupier

Principal & Interest

Fortnightly, Monthly

yes - free

none

yes - free

$1.00

yes

no

none

Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

8.20% p.a.

n/a

n/a

n/a

8.56% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$299.00

n/a

$0.00

$250.00

Other financial bits

$50,000

$149,999

none

80.00%

Features

Owner Occupier

Interest Only

Fortnightly, Monthly

yes - free

none

yes - free

$1.00

yes

no

none

Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.69% p.a.

n/a

n/a

n/a

6.64% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$299.00

n/a

$0.00

$250.00

Other financial bits

$150,000

$2,000,000

none

80.00%

Features

Owner Occupier

Interest Only

Fortnightly, Monthly

yes - free

none

yes - free

$1.00

yes

no

none

Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.69% p.a.

n/a

n/a

n/a

6.67% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$299.00

n/a

$0.00

$250.00

Other financial bits

$1,000,000

$2,000,000

none

80.00%

Features

Owner Occupier

Interest Only

Fortnightly, Monthly

yes - free

none

yes - free

$1.00

yes

no

none

Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

8.30% p.a.

n/a

n/a

n/a

8.33% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$299.00

n/a

$0.00

$250.00

Other financial bits

$50,000

$149,999

none

80.00%

Features

Investor

Principal & Interest

Fortnightly, Monthly

yes - free

none

yes - free

$1.00

yes

no

none

Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.29% p.a.

n/a

n/a

n/a

6.32% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$299.00

n/a

$0.00

$250.00

Other financial bits

$150,000

$2,000,000

none

80.00%

Features

Investor

Principal & Interest

Fortnightly, Monthly

yes - free

none

yes - free

$1.00

yes

no

none

Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.59% p.a.

n/a

n/a

n/a

6.62% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$299.00

n/a

$0.00

$250.00

Other financial bits

$150,000

$2,000,000

80.00%

90.00%

Features

Investor

Principal & Interest

Fortnightly, Monthly

yes - free

none

yes - free

$1.00

yes

no

none

Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

8.55% p.a.

n/a

n/a

n/a

8.44% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$299.00

n/a

$0.00

$250.00

Other financial bits

$50,000

$149,999

none

80.00%

Features

Investor

Interest Only

Fortnightly, Monthly

yes - free

none

yes - free

$1.00

yes

no

none

Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.54% p.a.

n/a

n/a

n/a

6.42% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$299.00

n/a

$0.00

$250.00

Other financial bits

$150,000

$2,000,000

none

80.00%

Features

Investor

Interest Only

Fortnightly, Monthly

yes - free

none

yes - free

$1.00

yes

no

none

Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.89% p.a.

n/a

n/a

n/a

6.74% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$299.00

n/a

$0.00

$250.00

Other financial bits

$150,000

$2,000,000

80.00%

90.00%

Features

Investor

Interest Only

Fortnightly, Monthly

yes - free

none

yes - free

$1.00

yes

no

none

Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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Based on 766 ING home loan reviews

Latest reviews of ING Mortgage Simplifier Home Loan

About ING

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Macquarie

Offset Home Loan (Package)

6.15% p.a. variable

6.40% p.a.

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Bendigo Bank

Express Home Loan

6.01% p.a. variable

6.14% p.a.

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BCU Bank

Fixed Rate Home Loan

6.29% p.a.
fixed 3 years

6.30% p.a.

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Sucasa

Ultra Low Rate

6.30% p.a. variable

6.58% p.a.

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Unloan

Variable

5.99% p.a. variable

5.90% p.a.

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Macquarie

Basic Home Loan (Fixed)

5.99% p.a.
fixed 3 years

6.13% p.a.

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ubank

Neat Home Loan

6.14% p.a. variable

6.16% p.a.

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Macquarie

Basic Home Loan

6.15% p.a. variable

6.17% p.a.

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Unloan

Variable

5.99% p.a. variable

5.90% p.a.

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Sucasa

Ultra Low Rate

6.30% p.a. variable

6.58% p.a.

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Bendigo Bank

Express Home Loan

6.01% p.a. variable

6.14% p.a.

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ubank

Neat Home Loan

6.14% p.a. variable

6.16% p.a.

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Macquarie

Offset Home Loan (Package)

6.15% p.a. variable

6.40% p.a.

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Unloan

Variable

6.29% p.a. variable

6.20% p.a.

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ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.37% p.a.

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Macquarie

Basic Home Loan (Fixed)

5.99% p.a.
fixed 3 years

6.13% p.a.

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Unloan

Variable

5.99% p.a.

5.90% p.a.

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Sucasa

Ultra Low Rate

6.30% p.a.

6.58% p.a.

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Macquarie

Offset Home Loan (Package)

6.15% p.a.

6.40% p.a.

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Bendigo Bank

Express Home Loan

6.01% p.a.

6.14% p.a.

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BCU Bank

OMG Home Loan

5.99% p.a.

6.00% p.a.

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ubank

Neat Home Loan

6.14% p.a.

6.16% p.a.

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Macquarie

Basic Home Loan

6.15% p.a.

6.17% p.a.

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BCU Bank

Fixed Rate Home Loan

p.a.

6.30% p.a.

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Bendigo Bank

Express Home Loan (Fixed)

6.04% p.a.
fixed 3 years

6.15% p.a.

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Macquarie

Basic Home Loan (Fixed)

5.99% p.a.
fixed 3 years

6.13% p.a.

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Bendigo Bank

Express Home Loan (Fixed)

6.54% p.a.
fixed 3 years

6.38% p.a.

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ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.41% p.a.

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ING

Fixed Rate Loan (with Orange Advantage)

5.99% p.a.
fixed 3 years

6.12% p.a.

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BCU Bank

Fixed Rate Home Loan

6.29% p.a.
fixed 3 years

6.30% p.a.

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Bendigo Bank

Express Home Loan (Fixed)

6.54% p.a.
fixed 3 years

6.38% p.a.

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Macquarie

Basic Home Loan (Fixed)

6.09% p.a.
fixed 3 years

6.19% p.a.

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Bendigo Bank

Express Home Loan

6.01% p.a.

6.14% p.a.

$10.00 monthly

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Unloan

Variable

5.99% p.a.

5.90% p.a.

$0.00

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Up

Home Variable Rate

5.95% p.a.

5.95% p.a.

$0.00

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BCU Bank

OMG Home Loan

5.99% p.a.

6.00% p.a.

$0.00

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HSBC

Home Value Loan

6.09% p.a.

6.09% p.a.

$0.00

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Aussie

Elevate

6.09% p.a.

6.20% p.a.

$0.00

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G&C Mutual Bank

First Home Buyer Loan

5.90% p.a.

5.93% p.a.

$0.00

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Community First Bank

Basic Variable Home Loan

5.94% p.a.

5.99% p.a.

$0.00

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Compare other home loans