Choose the version of this loan that suits you best
Availability | Loan type | LVR | Min loan amount | Max loan amount | |
---|---|---|---|---|---|
|
Owner Occupier | Principal & Interest | < 80% | $150,000 | $999,999 |
|
Owner Occupier | Principal & Interest | < 80% | $1,000,000 | $2,000,000 |
|
Owner Occupier | Principal & Interest | 80%-90% | $150,000 | $2,000,000 |
|
Owner Occupier | Principal & Interest | 90%-95% | $150,000 | $2,000,000 |
|
Owner Occupier | Principal & Interest | < 95% | $50,000 | $149,999 |
|
Owner Occupier | Interest Only | < 80% | $1,000,000 | $2,000,000 |
|
Owner Occupier | Interest Only | < 80% | $150,000 | $999,999 |
|
Owner Occupier | Interest Only | < 80% | $50,000 | $149,999 |
|
Investor | Principal & Interest | < 80% | $150,000 | $2,000,000 |
|
Investor | Principal & Interest | < 80% | $50,000 | $149,999 |
|
Investor | Principal & Interest | 80%-90% | $150,000 | $2,000,000 |
|
Investor | Interest Only | 80%-90% | $150,000 | $2,000,000 |
|
Investor | Interest Only | < 80% | $150,000 | $2,000,000 |
|
Investor | Interest Only | < 80% | $50,000 | $149,999 |
6.14% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.43% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$299.00 |
|
n/a |
|
$299.00 yearly |
|
$250.00 |
$150,000 |
|
$999,999 |
|
none |
|
80.00% |
Owner Occupier |
|
Principal & Interest |
|
Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
$1.00 |
|
yes |
|
yes |
|
none |
|
Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance. |
|
none |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.14% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.43% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$299.00 |
|
n/a |
|
$299.00 yearly |
|
$250.00 |
$1,000,000 |
|
$2,000,000 |
|
none |
|
80.00% |
Owner Occupier |
|
Principal & Interest |
|
Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
$1.00 |
|
yes |
|
yes |
|
none |
|
Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance. |
|
none |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.34% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.62% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$299.00 |
|
n/a |
|
$299.00 yearly |
|
$250.00 |
$150,000 |
|
$2,000,000 |
|
80.00% |
|
90.00% |
Owner Occupier |
|
Principal & Interest |
|
Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
$1.00 |
|
yes |
|
yes |
|
none |
|
Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance. |
|
none |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.69% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.97% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$299.00 |
|
n/a |
|
$299.00 yearly |
|
$250.00 |
$150,000 |
|
$2,000,000 |
|
90.00% |
|
95.00% |
Owner Occupier |
|
Principal & Interest |
|
Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
$1.00 |
|
yes |
|
yes |
|
none |
|
Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance. |
|
none |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
8.40% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
8.66% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$299.00 |
|
n/a |
|
$299.00 yearly |
|
$250.00 |
$50,000 |
|
$149,999 |
|
none |
|
95.00% |
Owner Occupier |
|
Principal & Interest |
|
Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
$1.00 |
|
yes |
|
yes |
|
none |
|
Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance. |
|
none |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.69% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.64% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$299.00 |
|
n/a |
|
$299.00 yearly |
|
$250.00 |
$1,000,000 |
|
$2,000,000 |
|
none |
|
80.00% |
Owner Occupier |
|
Interest Only |
|
Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
$1.00 |
|
yes |
|
yes |
|
none |
|
Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance. |
|
none |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.69% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.64% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$299.00 |
|
n/a |
|
$299.00 yearly |
|
$250.00 |
$150,000 |
|
$999,999 |
|
none |
|
80.00% |
Owner Occupier |
|
Interest Only |
|
Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
$1.00 |
|
yes |
|
yes |
|
none |
|
Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance. |
|
none |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
8.20% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
8.56% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$299.00 |
|
n/a |
|
$299.00 yearly |
|
$250.00 |
$50,000 |
|
$149,999 |
|
none |
|
80.00% |
Owner Occupier |
|
Interest Only |
|
Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
$1.00 |
|
yes |
|
yes |
|
none |
|
Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance. |
|
none |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.29% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.58% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$299.00 |
|
n/a |
|
$299.00 yearly |
|
$250.00 |
$150,000 |
|
$2,000,000 |
|
none |
|
80.00% |
Investor |
|
Principal & Interest |
|
Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
$1.00 |
|
yes |
|
yes |
|
none |
|
Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance. |
|
none |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
8.45% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
8.72% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$299.00 |
|
n/a |
|
$299.00 yearly |
|
$250.00 |
$50,000 |
|
$149,999 |
|
none |
|
80.00% |
Investor |
|
Principal & Interest |
|
Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
$1.00 |
|
yes |
|
yes |
|
none |
|
Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance. |
|
none |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.59% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.88% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$299.00 |
|
n/a |
|
$299.00 yearly |
|
$250.00 |
$150,000 |
|
$2,000,000 |
|
80.00% |
|
90.00% |
Investor |
|
Principal & Interest |
|
Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
$1.00 |
|
yes |
|
yes |
|
none |
|
Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance. |
|
none |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.89% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.98% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$299.00 |
|
n/a |
|
$299.00 yearly |
|
$250.00 |
$150,000 |
|
$2,000,000 |
|
80.00% |
|
90.00% |
Investor |
|
Interest Only |
|
Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
$1.00 |
|
yes |
|
yes |
|
none |
|
Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance. |
|
none |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.54% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.66% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$299.00 |
|
n/a |
|
$299.00 yearly |
|
$250.00 |
$150,000 |
|
$2,000,000 |
|
none |
|
80.00% |
Investor |
|
Interest Only |
|
Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
$1.00 |
|
yes |
|
yes |
|
none |
|
Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance. |
|
none |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
8.70% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
8.81% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$299.00 |
|
n/a |
|
$299.00 yearly |
|
$250.00 |
$50,000 |
|
$149,999 |
|
none |
|
80.00% |
Investor |
|
Interest Only |
|
Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
$1.00 |
|
yes |
|
yes |
|
none |
|
Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance. |
|
none |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
everything was easy to signing up and working with the bank for loans
Read full revieweverything was easy to signing up and working with the bank for loans
We switched our home loan from CBA to ING a few years ago when they offered us a competitive rate and we haven't looked back! ING continue to deliver a great rate, are easy to deal with, and the loan offers all the features we need (including an offset and redraw facility). We do pay an annual fee of $395 but also find this to be competitive with other banks. Highly recommend ING for your home loan!
Read full reviewWe switched our home loan from CBA to ING a few years ago when they offered us a competitive rate and we haven't looked back! ING continue to deliver a great rate, are easy to deal with, and the loan offers all the features we need (including an offset and redraw facility). We do pay an annual fee of $395 but also find this to be competitive with other banks. Highly recommend ING for your home loan!
Great to deal with ING at every occasion, had some unauthorized transaction in my account, ING chased it up and gave me a full refund within the week. They don't have a physical branch near me but I don't need that accessibility in my situation. ING refund all ATM transaction fees also.
Read full reviewGreat to deal with ING at every occasion, had some unauthorized transaction in my account, ING chased it up and gave me a full refund within the week. They don't have a physical branch near me but I don't need that accessibility in my situation. ING refund all ATM transaction fees also.
worse banking service via phone and on-line systems are poor at best
Read full reviewworse banking service via phone and on-line systems are poor at best
Without doubt the worst bank i have ever had to deal with. I have been trying to get a mortgage discharged for 2 weeks and despite several follow up calls I: 1. Cannot get any manager to call me regarding my account 2. They have not moved on sending the information to the solicitors to get the paperwork complete. I have had to follow them up DAILY to make sure they are doing their job but despite this still cannot get anyone in a senior position to take a phone call. Do not bank with ING if you value your sanity.
Read full reviewWithout doubt the worst bank i have ever had to deal with. I have been trying to get a mortgage discharged for 2 weeks and despite several follow up calls I: 1. Cannot get any manager to call me regarding my account 2. They have not moved on sending the information to the solicitors to get the paperwork complete. I have had to follow them up DAILY to make sure they are doing their job but despite this still cannot get anyone in a senior position to take a phone call. Do not bank with ING if you value your sanity.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Home Value Loan
6.14% p.a. variable
6.14% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.97% p.a.
OMG Home Loan
5.99% p.a. variable
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.97% p.a.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Elevate
6.13% p.a. variable
6.14% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
OMG Home Loan
5.99% p.a.
6.02% p.a.
Elevate
6.13% p.a.
6.14% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.97% p.a.
Fixed Home Loan Rate
5.59% p.a.
fixed 3 years
6.31% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.59% p.a.
fixed 3 years
6.99% p.a.
Fixed Rate Loan
5.79% p.a.
fixed 3 years
6.07% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
$0.00
OMG Home Loan
5.99% p.a.
6.02% p.a.
$0.00
Elevate
6.13% p.a.
6.14% p.a.
$0.00
FHBG Classic Home Loan
6.09% p.a.
6.11% p.a.
$0.00
Basic Variable Home Loan
5.94% p.a.
5.99% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.