NAB Tailored Home Loan
This product is available in different versions. Pick the right version for you here.
The details shown below are for an owner occupier taking out a principal & interest loan of at least $20,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $20,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $20,000 with an LVR below 95%
The details shown below are for an investor taking out a interest only loan of at least $20,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $20,000 | |
| | Owner Occupier | Interest Only | < 80% | $20,000 | |
| | Investor | Principal & Interest | < 95% | $20,000 | |
| | Investor | Interest Only | < 80% | $20,000 |
-
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $20,000
-
Owner Occupier (Interest Only)
LVR < 80%
Loan: $20,000
-
Investor (Principal & Interest)
LVR < 95%
Loan: $20,000
-
Investor (Interest Only)
LVR < 80%
Loan: $20,000
4.92% p.a.
5.05% p.a.
$8.00 monthly
NAB Tailored Home Loan
4.92% p.a.
5.05% p.a.
$8.00 monthly
NAB Tailored Home Loan
4.92% p.a.
5.05% p.a.
$8.00 monthly
5.49% p.a.
5.27% p.a.
$8.00 monthly
NAB Tailored Home Loan
5.49% p.a.
5.27% p.a.
$8.00 monthly
NAB Tailored Home Loan
5.49% p.a.
5.27% p.a.
$8.00 monthly
5.52% p.a.
5.65% p.a.
$8.00 monthly
NAB Tailored Home Loan
5.52% p.a.
5.65% p.a.
$8.00 monthly
NAB Tailored Home Loan
5.52% p.a.
5.65% p.a.
$8.00 monthly
5.97% p.a.
5.83% p.a.
$8.00 monthly
NAB Tailored Home Loan
5.97% p.a.
5.83% p.a.
$8.00 monthly
NAB Tailored Home Loan
5.97% p.a.
5.83% p.a.
$8.00 monthly
Mozo Review NAB Tailored Home Loan Review
Last updated: 2 April 2019.
What's hot:
Free extra repayments and redraw facility
100% offset account
Borrow with as little as 5% deposit
What's not:
$600 application fee
Mozo snapshot:
Flexibility in finances... now that’s an alliteration Aussie borrowers want to hear. With the NAB Tailored Home Loan, you aren’t short of flexible options, with a 100% offset account and free extra repayments and a redraw facility, plus you’ll also have weekly, fortnightly, monthly repayment frequency options.
Key features:
A feature-packed, flexible home loan, the NAB Tailored variable is available for owner-occupier and investor loans starting from $200,000 with options to pay off your home loan sooner.
You only need to save for a 5% deposit, getting you into your home faster. Just keep in mind, you will need to budget for Lenders’ Mortgage Insurance as it applies if you borrow over 80% of the property’s value.
When it comes to features, with the Tailored Variable loan not only will you be able to cut down on the interest you pay with the help of a 100% offset account, you’ll also be able to make free extra repayments towards the loan to help you get ahead.
Repayments are flexible as they can be made weekly, fortnightly or monthly. And if you’re ahead with your repayments you can access funds through the redraw facility, just remember a $500 minimum applies.
Speaking of fees... you will need to fork out a hefty $600 application fee, plus there’s an $8 monthly service fee and a $350 discharge fee to watch out for.
Who it's good for:
Anyone who’s looking to pay off their home loan sooner with a feature-packed, accommodating home loan that comes with a 100% offset account and free extra repayments and prefers to stick to a big bank.
Any catches?
Although the 95% LVR is great for getting into your home faster, keep in mind you will need to include Lenders’ Mortgage Insurance in your budget for any LVR over 80%.
Details
Rates and fees information correct as at 24 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.92% p.a.
-
n/a
-
n/a
-
n/a
-
5.05% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$600.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$8.00 monthly
-
$350.00
Other financial bits
-
$20,000
-
none
-
none
-
95.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes
-
$500.00
-
yes
-
yes
-
none
-
none
-
Receive $2,000 cashback when refinancing an existing loan of $250,000 or more and holding a NAB transaction account. Drawdown must occur by 31 December 2019. Terms and conditions apply.
Details
Rates and fees information correct as at 24 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
5.49% p.a.
-
n/a
-
n/a
-
n/a
-
5.27% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$600.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$8.00 monthly
-
$350.00
Other financial bits
-
$20,000
-
none
-
none
-
80.00%
Features
-
Owner Occupier
-
Interest Only
-
Monthly
-
yes - free
-
yes
-
yes
-
$500.00
-
yes
-
yes
-
none
-
none
-
Receive $2,000 cashback when refinancing an existing loan of $250,000 or more and holding a NAB transaction account. Drawdown must occur by 31 December 2019. Terms and conditions apply.
Details
Rates and fees information correct as at 24 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
5.52% p.a.
-
n/a
-
n/a
-
n/a
-
5.65% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$600.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$8.00 monthly
-
$350.00
Other financial bits
-
$20,000
-
none
-
none
-
95.00%
Features
-
Investor
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes
-
$500.00
-
yes
-
yes
-
none
-
none
-
Receive $2,000 cashback when refinancing an existing loan of $250,000 or more and holding a NAB transaction account. Drawdown must occur by 31 December 2019. Terms and conditions apply.
Details
Rates and fees information correct as at 24 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
5.97% p.a.
-
n/a
-
n/a
-
n/a
-
5.83% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$600.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$8.00 monthly
-
$350.00
Other financial bits
-
$20,000
-
none
-
none
-
80.00%
Features
-
Investor
-
Interest Only
-
Monthly
-
yes - free
-
yes
-
yes
-
$500.00
-
yes
-
yes
-
none
-
none
-
Receive $2,000 cashback when refinancing an existing loan of $250,000 or more and holding a NAB transaction account. Drawdown must occur by 31 December 2019. Terms and conditions apply.
Customer Reviews
How are NAB home loans rated by the Mozo community?
Latest reviews of NAB Tailored Home Loan
- Overall9/10
Trustworthy
I would highly recommend others to bank with NAB because they are trustworthy and have great...
Read full review
I would highly recommend others to bank with NAB because they are trustworthy and have great features.
Price8/10Features8/10Customer service10/10Convenience10/10Trust10/10Less
Col | Queensland
reviewed 10 months ago
- Overall2/10
Good customer service
Paying too much interest
Read full review
Paying too much interest
Price4/10Features3/10Customer service6/10Convenience8/10Trust6/10Less
Susan | Victoria
reviewed over 1 year ago
- Overall10/10
Excellent
Great service and product
Read full review
Great service and product
Price-1/10Features-1/10Customer service10/10Convenience10/10Trust10/10Less
Wayne | Victoria
reviewed over 1 year ago
- Overall10/10
Reliable and informative
NAB has consistently delivered with a solid reliable product. We have bought our home with a Nab...
Read full review
NAB has consistently delivered with a solid reliable product. We have bought our home with a Nab Morgage. Renovated once and are about to start round 2 of the renovations. The combination of a fixed interest loan and flexi loan suits our needs.
Price10/10Features10/10Customer service10/10Convenience-1/10Trust10/10Less
Jennifer | Queensland
reviewed over 3 years ago
- Overall8/10
Good company
Great service
Read full review
Great service
Price7/10Features9/10Customer service10/10Convenience8/10Trust7/10Less
Angela | Queensland
reviewed over 3 years ago
About NAB
National Australia Bank is one of the big four banks who provide a large variety of financial products to the Australian Community. In recent times NAB has set itself apart from the other big four banks; by expanding their ATM network, removing many fees and maintaining low standard variable home loan rates. NAB's changes to its financial products have made their home loan, credit card, loans, savings accounts and personal loans more competitive within the banking industry.
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