NAB Tailored Home Loan
This product is available in different versions. Pick the right version for you here.
The details shown below are for an owner occupier taking out a principal & interest loan of at least $20,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $20,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $20,000 with an LVR below 95%
The details shown below are for an investor taking out a interest only loan of at least $20,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $20,000 | |
| | Owner Occupier | Interest Only | < 80% | $20,000 | |
| | Investor | Principal & Interest | < 95% | $20,000 | |
| | Investor | Interest Only | < 80% | $20,000 |
-
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $20,000
-
Owner Occupier (Interest Only)
LVR < 80%
Loan: $20,000
-
Investor (Principal & Interest)
LVR < 95%
Loan: $20,000
-
Investor (Interest Only)
LVR < 80%
Loan: $20,000
4.77% p.a.
4.90% p.a.
$8.00 monthly
NAB Tailored Home Loan
4.77% p.a.
4.90% p.a.
$8.00 monthly
NAB Tailored Home Loan
4.77% p.a.
4.90% p.a.
$8.00 monthly
5.34% p.a.
5.12% p.a.
$8.00 monthly
NAB Tailored Home Loan
5.34% p.a.
5.12% p.a.
$8.00 monthly
NAB Tailored Home Loan
5.34% p.a.
5.12% p.a.
$8.00 monthly
5.37% p.a.
5.50% p.a.
$8.00 monthly
NAB Tailored Home Loan
5.37% p.a.
5.50% p.a.
$8.00 monthly
NAB Tailored Home Loan
5.37% p.a.
5.50% p.a.
$8.00 monthly
5.67% p.a.
5.61% p.a.
$8.00 monthly
NAB Tailored Home Loan
5.67% p.a.
5.61% p.a.
$8.00 monthly
NAB Tailored Home Loan
5.67% p.a.
5.61% p.a.
$8.00 monthly
Mozo Review NAB Tailored Home Loan Review
Last updated: 2 April 2019.
What's hot:
Free extra repayments and redraw facility
100% offset account
Borrow with as little as 5% deposit
What's not:
$600 application fee
Mozo snapshot:
Flexibility in finances... now that’s an alliteration Aussie borrowers want to hear. With the NAB Tailored Home Loan, you aren’t short of flexible options, with a 100% offset account and free extra repayments and a redraw facility, plus you’ll also have weekly, fortnightly, monthly repayment frequency options.
Key features:
A feature-packed, flexible home loan, the NAB Tailored variable is available for owner-occupier and investor loans starting from $200,000 with options to pay off your home loan sooner.
You only need to save for a 5% deposit, getting you into your home faster. Just keep in mind, you will need to budget for Lenders’ Mortgage Insurance as it applies if you borrow over 80% of the property’s value.
When it comes to features, with the Tailored Variable loan not only will you be able to cut down on the interest you pay with the help of a 100% offset account, you’ll also be able to make free extra repayments towards the loan to help you get ahead.
Repayments are flexible as they can be made weekly, fortnightly or monthly. And if you’re ahead with your repayments you can access funds through the redraw facility, just remember a $500 minimum applies.
Speaking of fees... you will need to fork out a hefty $600 application fee, plus there’s an $8 monthly service fee and a $350 discharge fee to watch out for.
Who it's good for:
Anyone who’s looking to pay off their home loan sooner with a feature-packed, accommodating home loan that comes with a 100% offset account and free extra repayments and prefers to stick to a big bank.
Any catches?
Although the 95% LVR is great for getting into your home faster, keep in mind you will need to include Lenders’ Mortgage Insurance in your budget for any LVR over 80%.
Details
Rates and fees information correct as at 21 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.77% p.a.
-
n/a
-
n/a
-
n/a
-
4.90% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$600.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$8.00 monthly
-
$350.00
Other financial bits
-
$20,000
-
none
-
none
-
95.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$500.00
-
yes
-
yes
-
none
-
33% Discount on Lenders Mortgage Insurance available to First Home Buyers.
-
For new lending funded or refinancing settled between 1 January and 30 June 2020 of at least $250,000, a New Lending Cash Bonus of $2,000 and a Refinance Cash Bonus of $4,000 is available for eligible customers with a NAB Transaction account.
Details
Rates and fees information correct as at 21 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
5.34% p.a.
-
n/a
-
n/a
-
n/a
-
5.12% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$600.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$8.00 monthly
-
$350.00
Other financial bits
-
$20,000
-
none
-
none
-
80.00%
Features
-
Owner Occupier
-
Interest Only
-
Monthly
-
yes - free
-
yes
-
yes - free
-
$500.00
-
yes
-
yes
-
none
-
none
-
For new lending funded or refinancing settled between 1 January and 30 June 2020 of at least $250,000, a New Lending Cash Bonus of $2,000 and a Refinance Cash Bonus of $4,000 is available for eligible customers with a NAB Transaction account.
Details
Rates and fees information correct as at 21 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
5.37% p.a.
-
n/a
-
n/a
-
n/a
-
5.50% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$600.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$8.00 monthly
-
$350.00
Other financial bits
-
$20,000
-
none
-
none
-
95.00%
Features
-
Investor
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$500.00
-
yes
-
yes
-
none
-
none
-
For new lending funded or refinancing settled between 1 January and 30 June 2020 of at least $250,000, a New Lending Cash Bonus of $2,000 and a Refinance Cash Bonus of $4,000 is available for eligible customers with a NAB Transaction account.
Details
Rates and fees information correct as at 21 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
5.67% p.a.
-
n/a
-
n/a
-
n/a
-
5.61% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$600.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$8.00 monthly
-
$350.00
Other financial bits
-
$20,000
-
none
-
none
-
80.00%
Features
-
Investor
-
Interest Only
-
Monthly
-
yes - free
-
yes
-
yes - free
-
$500.00
-
yes
-
yes
-
none
-
none
-
For new lending funded or refinancing settled between 1 January and 30 June 2020 of at least $250,000, a New Lending Cash Bonus of $2,000 and a Refinance Cash Bonus of $4,000 is available for eligible customers with a NAB Transaction account.
Customer Reviews
How are NAB home loans rated by the Mozo community?
Latest reviews of NAB Tailored Home Loan
-
Great customer service every time. No complaints.
We have been with this bank for a while and every occasion we needed to extend our home loan to do home renovations they never hesitated. They did offer home insurance once but already had it. They changed our credit cards to a lower interest rate for us.
Read full reviewWe have been with this bank for a while and every occasion we needed to extend our home loan to do home renovations they never hesitated. They did offer home insurance once but already had it. They changed our credit cards to a lower interest rate for us.
Price8/10Features8/10Customer service9/10Convenience9/10LessTrust9/10 -
Happy
Happy with the service.
Read full reviewHappy with the service.
Price7/10Features10/10Customer service8/10Convenience10/10LessTrust8/10 -
They always help.
All my questions have had fast results.
Read full reviewAll my questions have had fast results.
Price7/10Features8/10Customer service8/10Convenience8/10LessTrust7/10 -
Helpful, efficient, convenient and good rates.
Have been great to deal with, easy process and easy banking, convenient.
Read full reviewHave been great to deal with, easy process and easy banking, convenient.
Price10/10Features8/10Customer service8/10Convenience8/10LessTrust8/10 -
Horrible service.
I dislike this bank because they go out of their way to make things difficult and complicate the most simple tasks.
Read full reviewI dislike this bank because they go out of their way to make things difficult and complicate the most simple tasks.
Price2/10Features0/10Customer service1/10Convenience4/10LessTrust3/10
About NAB
National Australia Bank is one of the big four banks who provide a large variety of financial products to the Australian Community. In recent times NAB has set itself apart from the other big four banks; by expanding their ATM network, removing many fees and maintaining low standard variable home loan rates. NAB's changes to its financial products have made their home loan, credit card, loans, savings accounts and personal loans more competitive within the banking industry.
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