Cheap Credit Cards of 2020

Page last updated January 23, 2020

Credit card comparisons on Mozo - rates updated daily Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

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Views, news, tips and guides to help find the best credit card for you.

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Credit Card Reviews

Commonwealth Bank Credit Card review
Overall 10/10
Best credit card ever.

Best credit card ever.

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Best credit card ever.

Price
10/10
Features
9/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Renae, New South Wales reviewed about 2 months ago
NAB Credit Card review
Overall 9/10
Great customer service.

My credit card has been victim of fraud on a number of occasions and NAB have been all over it. They are quick to de-activate the card and replace it with a new one and have always refunded the fraud purchases in full in a timely manner.

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My credit card has been victim of fraud on a number of occasions and NAB have been all over it. They are quick to de-activate the card and replace it with a new one and have always refunded the fraud purchases in full in a timely manner.

Price
8/10
Features
8/10
Customer service
10/10
Convenience
10/10
Trust
8/10
Less
Leah, South Australia reviewed about 2 months ago
bcu Classic Credit Card review
Overall 8/10
Excellent service all round.

BCU are the best with their credit card which was proven when mine was fraudulently used by an overseas company in Spain to pay for Air Fares. I do not have a passport and have never been out of Australia and did not authorise anyone paying $980 for an Air Fare. BCU followed up on this and refunded me much to my great pleasure.

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BCU are the best with their credit card which was proven when mine was fraudulently used by an overseas company in Spain to pay for Air Fares. I do not have a passport and have never been out of Australia and did not authorise anyone paying $980 for an Air Fare. BCU followed up on this and refunded me much to my great pleasure.

Price
8/10
Features
5/10
Customer service
10/10
Convenience
9/10
Trust
10/10
Less
Ronald, New South Wales reviewed about 2 months ago

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Credit card guides

Credit Card Interchange Fees Guide Original
Credit card interchange fees guide

A few years ago, you may have never come across the term “interchange fees”. Instead it was reserved for those in the banking world to discuss the profit margins of banks. 
Mobile Wallets Original
Mobile payments: a guide to paying with your smartphone

If predictions by the experts ring true, the days of paying with cash and coins could soon be a thing of the past. In fact, a report by Westpac shows a cashless society could be as near as 2022.
Common Credit Card Mistakes Hero Original
How to avoid 7 of the most common credit card mistakes

Thinking about getting a credit card? Or maybe you already have one, and you just want to brush up on the best ways to keep clear of debt?
Credit Cards For Everyday Spenders Original
Credit cards for everyday spenders

Do you use your credit card for everyday spending - like grabbing lunch, shopping for groceries or loading up your Opal card? The right piece of plastic can be a useful addition to your wallet when you’re out and about, running errands and paying for all life’s little expenses.
Managing Your Credit Card Balance Guide Content
Managing your credit card balance

The best advice Mozo was given when it comes to credit card balance, is to never spend beyond your means. There’s more of where that came from, so come in a little closer to hear all the tips we collected over the years.
Contactless Payments Content
Just one tap: A guide to payWave and PayPass

First it was the smart phone, now it's the smart credit card! Visa payWave and MasterCard PayPass are increasing in popularity, as merchants and customers desire faster transactions.
How To Avoid Credit Card Fees Guide Content
Avoiding Credit Card Fees

Credit cards definitely have their perks and place in our wallets. However, they do come hand in hand with that nasty, annoying and often expensive thing called fees! Credit card fees can quickly add up and cost you big bucks but the good news is, you can avoid them. It’s a good idea to familiarise yourself with the following credit card fees then read through our all-important tips to avoid them.

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Credit card news

3 Ways To Become A Conscious Spender In 2020 Content
3 ways to become a conscious spender in 2020

The tree’s been packed away, the holidays are officially over and now you’re back at work wondering how on earth it’s mid-January already?
Comm Bank Ultimate Rewards Card Original
CommBank drops new rewards card: could it be an addition to your wallet in 2020?

Today, the Commonwealth Bank has released a brand new rewards credit card to join its Awards program, the Ultimate Awards credit card. 
Australian Credit Card Debt Original
Aussie credit card debt: is it dropping or jumping?

Congratulations Australia, our collective credit card debt has dropped as a nation by over 8% in the last year. 

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