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Citi savings account reviews

Citi
Citi's overall rating for savings accounts

(as rated by the Mozo community)

6.5 / 10

based on 140 reviews

Price

Features

Customer service

Convenience

Trust

Featured savings account from Citi

Citi Online Saver

Maximum rate

2.30% p.a. (for $0 to $500,000)

standard interest rate

0.85% p.a.(for $0 and over)

account fee per month

$0.00
Go to site

Recent Citi savings account reviews

Citi

Citi Online Saver Online Saver review

Overall rating   7 / 10

Competitive and global

Great for travel as it keeps prices low, not so good for accessibility.

Full review

Great for travel as it keeps prices low, not so good for accessibility.

    Price   7 / 10

    Features   7 / 10

    Customer service   4 / 10

    Convenience   4 / 10

    Trust   10 / 10

Less

Nicholas, New South Wales, reviewed over 3 years ago

Citi

Citi Ultimate Saver review

Overall rating   5 / 10

Looking at changing to a more helpful bank

Thinking about changing my bank account as they are not very helpful when I need assistance

Full review

Thinking about changing my bank account as they are not very helpful when I need assistance

    Price   4 / 10

    Features   7 / 10

    Customer service   2 / 10

    Convenience   3 / 10

    Trust   4 / 10

Less

Rebecca, Victoria, reviewed over 3 years ago

Citi

Citi Ultimate Saver review

Overall rating   10 / 10

Competive against the Australian established banks

Overseas fee free

Full review

Overseas fee free

    Price   9 / 10

    Features   9 / 10

    Customer service   4 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Harry, Queensland, reviewed almost 4 years ago

Citi

Citi Online Saver Online Saver review

Overall rating   10 / 10

All in all great bank.

Positive - Great customer service, always on the ball, no fees for minimum deposit. Negative - no actual branch

Full review

Positive - Great customer service, always on the ball, no fees for minimum deposit. Negative - no actual branch

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   4 / 10

    Trust   10 / 10

Less

Shantelle, Victoria, reviewed almost 4 years ago

Citi

Citi Savings Account review

Overall rating   9 / 10

Great for travel and great customer service.

I use Citibank for travel, they have saved me a lot of money in ATM fees as they have many ATM's all over the world. When I have had to call them I was very impressed with the level of customer service.

Full review

I use Citibank for travel, they have saved me a lot of money in ATM fees as they have many ATM's all over the world. When I have had to call them I was very impressed with the level of customer service.

    Price   10 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Jesse, Victoria, reviewed almost 4 years ago

Citi

Citi Online Saver Online Saver review

Overall rating   7 / 10

Great interest rate - difficult to communicate

Great security but it's so hard to set up an account and difficult to transact.

Full review

Great security but it's so hard to set up an account and difficult to transact.

    Price   8 / 10

    Features   6 / 10

    Customer service   6 / 10

    Convenience   2 / 10

    Trust   6 / 10

Less

Marilyn, Victoria, reviewed about 4 years ago

Citi

Citi Savings Account review

Overall rating   6 / 10

It is useful

It is a famous bank.

Full review

It is a famous bank.

    Price   5 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   6 / 10

Less

Thulasibabu, Victoria, reviewed over 4 years ago

Citi

Citi Ultimate Saver review

Overall rating   9 / 10

Good and safe

It was good, I'm happy about this/

Full review

It was good, I'm happy about this/

    Price   9 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Shantanu, Tasmania, reviewed over 4 years ago

Citi

Citi Online Saver Online Saver review

Overall rating   9 / 10

Free and pays interest

It's good and no issues.

Full review

It's good and no issues.

    Price   10 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Ravi, Victoria, reviewed over 4 years ago

Citi

Citi Ultimate Saver review

Overall rating   7 / 10

Overall great savings account

There are no charges for the savings account. The interest rate is pretty good and it's very easy to use and access.

Full review

There are no charges for the savings account. The interest rate is pretty good and it's very easy to use and access.

    Price   7 / 10

    Features   5 / 10

    Customer service   3 / 10

    Convenience   5 / 10

    Trust   6 / 10

Less

May, New South Wales, reviewed over 4 years ago

Citi

Citi Online Saver Online Saver review

Overall rating   10 / 10

Safe

Easy access.

Full review

Easy access.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Sandeep, Queensland, reviewed over 4 years ago

Citi

Citi Ultimate Saver review

Overall rating   5 / 10

exellent

Good

    Price   6 / 10

    Features   4 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   6 / 10

Less

Srilakshmi, New South Wales, reviewed over 4 years ago

Citi

Citi Online Saver Online Saver review

Overall rating   9 / 10

great customer service

I recommend it - it's a great bank

Full review

I recommend it - it's a great bank

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Nunzio, New South Wales, reviewed over 4 years ago

Citi

Citi Savings Account review

Overall rating   9 / 10

Perfect customer service

Though they don't have a physical branch in Qld the internet banking and customer phone service is so quick and efficient always so I don't feel I need a branch.On the rare occasion I need to deposit a cheque I can use the Post Office and they are...

Full review

Though they don't have a physical branch in Qld the internet banking and customer phone service is so quick and efficient always so I don't feel I need a branch.On the rare occasion I need to deposit a cheque I can use the Post Office and they are efficient.

    Price   9 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   7 / 10

    Trust   10 / 10

Less

Linda, Queensland, reviewed over 4 years ago

Citi

Citi Savings Account review

Overall rating   7 / 10

Best customer service

Best customer service

Full review

Best customer service

    Price   5 / 10

    Features   7 / 10

    Customer service   5 / 10

    Convenience   4 / 10

    Trust   4 / 10

Less

Anita, , reviewed over 4 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Savings account comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2019

    UBank USaver with Ultra Transaction Account

    UBank USaver with Ultra Transaction Account

    • Bonus interest. Conditions apply
    • Visa Debit Card with Visa PayWave
    • No monthly account keeping fees

    Maximum rate

    2.10% p.a. (for $0 to $200,000)

    Bonus interest only applies on funds held in linked USaver account if $200 deposited into either account in the month from an external source.

    standard interest rate

    1.04% p.a.(for $0 to $5,000,000)

    account fee per month

    $0.00

    		 Go to site

    More info

    • Bonus interest. Conditions apply
    • Visa Debit Card with Visa PayWave
    • No monthly account keeping fees
    • Maximum rate conditions: Bonus interest only applies on funds held in linked USaver account if $200 deposited into either account in the previous month from an external source and the combined balance is less than $200,000.
    • Access: Phone banking, Internet banking
    • Minimum balance: $0.00
    • Other restrictions:
    Overall rating

    8.5

    Based on 670 UBank savings account reviews

    Need more information?
    Go to site

    More info

  • MyState Bank Bonus Saver Account

    MyState Bank Bonus Saver Account

    • No monthly account keeping fees
    • Deposits up to $250,000 per customer are guaranteed by the Australian Government
    • Enjoy bonus interest when you deposit $20 or more in to your Bonus Saver Account and make 5 or more eligible VISA Debit card transactions from your linked account each month

    Maximum rate

    2.50% p.a. (for $0 to $150,000)

    Bonus rate when at least $20 is deposited each month and five Visa Debit transactions are made each month using linked Everyday or Glide transaction accounts.

    standard interest rate

    0.80% p.a.(for $0 and over)

    account fee per month

    $0.00

    		 Go to site

    More info

    • No monthly account keeping fees
    • Deposits up to $250,000 per customer are guaranteed by the Australian Government
    • Enjoy bonus interest when you deposit $20 or more in to your Bonus Saver Account and make 5 or more eligible VISA Debit card transactions from your linked account each month
    • Maximum rate conditions: Bonus rate when at least $20 is deposited each month and five Visa Debit transactions are made each month using linked Everyday or Glide transaction accounts.
    • Access: BPay, Phone banking, Internet banking
    • Minimum balance: $0.00
    • Other restrictions: Must link to a transaction account
    Overall rating

    7.7

    Based on 178 MyState Bank savings account reviews

    Need more information?
    Go to site

    More info

  • Featured product

     

    Citi Online Saver

    Citi Online Saver

    • No minimum balance
    • Save more with no monthly fees
    • 24/7 access via online, mobile & telephone banking.

    Maximum rate

    2.30% p.a. (for $0 to $500,000)

    Bonus rate for the first 4 months from account opening

    standard interest rate

    0.85% p.a.(for $0 and over)

    account fee per month

    $0.00

    		 Go to site

    More info

    • No minimum balance
    • Save more with no monthly fees
    • 24/7 access via online, mobile & telephone banking.
    • Maximum rate conditions: Bonus rate for the first 4 months from account opening
    • Access: Phone banking, Internet banking
    • Minimum balance: $0.00
    • Other restrictions: Must link to a transaction account.
    Overall rating

    6.5

    Based on 140 Citi savings account reviews

    Need more information?
    Go to site

    More info

  • HSBC Serious Saver

    HSBC Serious Saver

    • No monthly fees
    • No minimum deposit
    • Apply online in under 10 minutes

    Maximum rate

    2.60% p.a. (for $0 to $1,000,000)

    No withdrawals in the month. Bonus rate for first 4 months, reverting to 0.70% bonus rate after*

    standard interest rate

    0% p.a.(for $0 and over)

    account fee per month

    $0.00

    		 Go to site

    More info

    • No monthly fees
    • No minimum deposit
    • Apply online in under 10 minutes
    • Maximum rate conditions: No withdrawals in the month. Bonus rate for first 4 months, reverting to 0.70% bonus rate after*
    • Access: Phone banking, Internet banking
    • Minimum balance: $0.00
    • Other restrictions:
    Overall rating

    7.5

    Based on 321 HSBC savings account reviews

    Need more information?
    Go to site

    More info

  • Rabobank High Interest Savings Account

    Rabobank High Interest Savings Account

    • Easy set up, online and mobile banking app
    • No fees, no minimum balance, no minimum monthly deposit and no minimum term
    • Kick start your savings with the 4 month introductory variable rate

    Maximum rate

    2.50% p.a. (for $0 to $250,001)

    Bonus rate for the first 4 months from account opening

    standard interest rate

    1.05% p.a.(for $0 to $250,001)

    account fee per month

    $0.00

    		 Go to site

    More info

    • Easy set up, online and mobile banking app
    • No fees, no minimum balance, no minimum monthly deposit and no minimum term
    • Kick start your savings with the 4 month introductory variable rate
    • Maximum rate conditions: Bonus rate for the first 4 months from account opening, reverting to standard variable rate. Rate shown is for Personal customers and is subject to change. Different rates apply to Business/SMSF customers.
    • Access: Internet banking
    • Minimum balance: $0.00
    • Other restrictions: Must link to a transaction account
    Overall rating

    8.4

    Based on 239 Rabobank savings account reviews

    Need more information?
    Go to site

    More info

Want more? Compare all 225 savings accounts in the Mozo comparison engine.

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