Bank personal loan comparisons on Mozo - page last updated September 24, 2020

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ANZ
interest rate
12.45% p.a.
comparison rate*
13.32% p.a.based on $30,000
over 5 years
Monthly repayment**
Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 12.45% would cost $41,200.53 including fees.
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ANZ
Unsecured Personal Loan
Fixed
interest rate
12.45% p.a.
comparison rate*
13.32% p.a.based on $30,000
over 5 years
Monthly repayment**
Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 12.45% would cost $41,200.53 including fees.
This big bank loan allows you to borrow up to $50,000 and lock in your rate to help budget for your monthly repayments. And if you ever want a closer look at your repayment details, ANZ Internet Banking helps you manage your loan all in the one place. To be eligible you must earn a minimum of $15,000, be over 18 and be an Australian resident.
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Unsecured Personal Loan
This big bank loan allows you to borrow up to $50,000 and lock in your rate to help budget for your monthly repayments. And if you ever want a closer look at your repayment details, ANZ Internet Banking helps you manage your loan all in the one place. To be eligible you must earn a minimum of $15,000, be over 18 and be an Australian resident.
- interest rate
  12.45% p.a.
- comparison rate*
  13.32% p.a.based on $30,000
  over 5 years
- Upfront fee
  $150
- Monthly fee
  $10.00
- Exit fee
  $0.00
- Repayment options
  Weekly, Fortnightly, Monthly
- Early repayment penalty
  $300 admin fee. You may also incur early repayment costs.
- Minimum loan amount
  $5,000.00
- Maximum loan amount
  $50,000.00
- Minimum loan term
  1 Year
- Maximum loan term
  7 Years
- Security required
  Unsecured
- Other benefits
  -
- Other restrictions
  -
Read our Mozo Review to learn more about the ANZ Unsecured Personal Loan
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NAB
interest rate
12.69% p.a.to 18.69% p.a.
comparison rate*
13.56% p.a.to 19.53% p.a.based on $30,000
over 5 years
Monthly repayment**
Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 12.69% would cost $41,420.45 including fees.
Compare
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NAB
Personal Loan
Fixed, Unsecured
interest rate
12.69% p.a.to 18.69% p.a.
comparison rate*
13.56% p.a.to 19.53% p.a.based on $30,000
over 5 years
Monthly repayment**
Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 12.69% would cost $41,420.45 including fees.
Borrow from $5,000 - $55,000 & no fees for extra or early repayments
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Personal Loan
Borrow from $5,000 - $55,000 & no fees for extra or early repayments
- interest rate
  12.69% p.a.to 18.69% p.a.
- comparison rate*
  13.56% p.a.to 19.53% p.a.based on $30,000
  over 5 years
- Upfront fee
  $150
- Monthly fee
  $10.00
- Exit fee
  $0.00
- Repayment options
  Weekly, Fortnightly, Monthly
- Early repayment penalty
  $0.00
- Minimum loan amount
  $5,000.00
- Maximum loan amount
  $55,000.00
- Minimum loan term
  1 Year
- Maximum loan term
  7 Years
- Security required
  Unsecured
- Other benefits
  Headline rate displayed above, rates start as low as 9.99% based on credit history.
- Other restrictions
  -
Read our Mozo Review to learn more about the NAB Personal Loan
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SocietyOne
interest rate
6.99% p.a.to 9.49% p.a.
comparison rate*
6.99% p.a.to 12.2% p.a.based on $10,000
over 3 years
Monthly repayment**
Terms from 2 to 3 years. Representative example: a 3 year $10,000 loan at 6.99% would cost $11,114.11 including fees.
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SocietyOne
Unsecured Personal Loan
Excellent Credit, Fixed
interest rate
6.99% p.a.to 9.49% p.a.
comparison rate*
6.99% p.a.to 12.2% p.a.based on $10,000
over 3 years
Monthly repayment**
Terms from 2 to 3 years. Representative example: a 3 year $10,000 loan at 6.99% would cost $11,114.11 including fees.
Be rewarded for your good credit history with low rates. Plus there are no ongoing fees and you can pay off your loan with no early repayment penalties. Simply apply online and get a quote in minutes.
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Unsecured Personal Loan
Be rewarded for your good credit history with low rates. Plus there are no ongoing fees and you can pay off your loan with no early repayment penalties. Simply apply online and get a quote in minutes.
- interest rate
  6.99% p.a.to 9.49% p.a.
- comparison rate*
  6.99% p.a.to 12.2% p.a.based on $10,000
  over 3 years
- Upfront fee
  $0
- Monthly fee
  $0.00
- Exit fee
  $0.00
- Repayment options
  Fortnightly, Monthly
- Early repayment penalty
  $0.00
- Minimum loan amount
  $5,000.00
- Maximum loan amount
  $50,000.00
- Minimum loan term
  2 Years
- Maximum loan term
  3 Years
- Security required
  Unsecured
- Other benefits
  Establishment fee from 0% (with maximum fee of $995) is added to principal loan amount and not paid upfront, amount shown is the minimum of $0.
- Other restrictions
  Interest rate and establishment fee vary according to Equifax credit score. Rates and fees shown are for a Tier 1 (Excellent Credit) graded borrower. Minimum employment income of $30,000 p.a. Application fee added to principal amount of loan.
Read our Mozo Review to learn more about the SocietyOne Unsecured Personal Loan
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*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may inﬂuence the cost of the loan.

**Representative example figures and monthly repayment figures are estimates only, based on the advertised rate, mandatory fees, loan amount and term entered. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

^See information about the Mozo Experts Choice Personal loans Awards

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Disclaimer

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Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features promoted products where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.

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Personal Loan Reviews

St.George Personal Loan review

Overall 7/10

Great bank

I like this bank. Easy to make payments, great customer service when it comes to handling with complaints or disputes. Been a customer for 9 years. Only bad thing is high interest however my choice to take out a loan was right for me at that time.

Read full review

Price

5/10

Features

6/10

Customer service

9/10

Convenience

Trust

7/10

Less

Ruta, Queensland reviewed 1 day ago

ANZ Unsecured Personal Loan review

Overall 5/10

There's better out there

Pros: Convenient and easy to apply online if you already hold an account. If you miss a payment they send you a text so you don't fall too far behind. Cons: Re-Payment times vary and the re-payments coming out keep very slowly creeping back until it's no longer after pay day but before it. You can message via online means but it's pointless as they will want you to call or pop into a branch.