Secured Personal Loans

Secured personal loans let you borrow against your car or other asset in return for a lower interest rate. Compare secured loans in Australia with Mozo and find a loan to fit your borrowing needs.

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Secured personal loan comparisons on Mozo - last updated 29 March 2024

Search promoted personal loans below or do a full Mozo database search. Advertiser disclosure.
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    New Car Loan - Special

    Including Demo, Fixed, Secured

    interest rate
    comparison rate
    Monthly repayment
    8.29% p.a.
    9.40% p.a.based on $30,000
    over 5 years

    Repayment terms from 3 years to 7 years. Representative example: a 5 year $30,000 loan at 8.29% would cost $37,627.84 including fees.

    Low fixed car loan rate for purchasing new and demo vehicles from dealers. There is no monthly or ongoing fees and early payout options available. Winner of Mozo's Experts Choice Car Loan 2021 award^. Good credit history. Stable employment history and Australian citizenship or PR required.

    Compare
    Details
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    Express Personal Loan

    Secured

    interest rate
    comparison rate
    Monthly repayment
    14.95% p.a.to 27.95% p.a.
    29.30% p.a.to 42.8% p.a.based on $10,000
    over 3 years

    Repayment terms from 2 years to 4 years. Representative example: a 3 year $10,000 loan at 14.95% would cost $14,324.71 including fees.

    Access fast finance on loans from $5,000 to $25,000 with a Jacaranda Finance Personal Loan. Terms from 24-48 months. Check if you qualify with no impact on your credit score. Enjoy a speedy, online approval.

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    Details
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    Clean Green Car Loan

    New or Used, Fixed, Secured

    interest rate
    comparison rate
    Monthly repayment
    7.29% p.a.
    8.41% p.a.based on $30,000
    over 5 years

    Repayment terms from 3 years to 7 years. Representative example: a 5 year $30,000 loan at 7.29% would cost $36,768.95 including fees.

    Get a 1% discount on your car loan interest rate if you buy a qualifying green car. Winner of Mozo's Experts Choice Green Car Loan 2021 award^. Good credit history. Stable employment history and Australian citizenship or PR required.

    Compare
    Details
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^See information about the Mozo Experts Choice Personal loans Awards

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Personal loan lenders we compare at Mozo

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Personal loan resources

Reviews, news, tips and guides to help find the best personal loan for you.

Personal Loan Reviews

People's Choice Discounted Personal Loan (Car Loan)
Overall 10/10
Credit Unions are great

I have been with the Credit Union for 26 years, and have always had a great experience when it came to lending.

Read full review

I have been with the Credit Union for 26 years, and have always had a great experience when it came to lending.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Cherie, Northern Territory, reviewed 2 days ago
Great Southern Bank Personal Loan
Overall 6/10
Generally good with some caveats

Really approachable and easy to get quotes, would recommend doing broader research and making sure it's right for you, customer service was the only limiting factor.

Read full review

Really approachable and easy to get quotes, would recommend doing broader research and making sure it's right for you, customer service was the only limiting factor.

Price
10/10
Features
10/10
Customer service
7/10
Convenience
7/10
Trust
7/10
Less
Christian, New South Wales, reviewed 9 days ago
Westpac Personal Loan
Overall 10/10
I would love to win the $1000

I love my WESPAC bank

Read full review

I love my WESPAC bank

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Pheobe, Western Australia, reviewed 9 days ago

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