Are you on the hunt for a personal loan from a familiar face? The major banks offer a great range of loans including secured and unsecured loans, debt consolidation loans, car loans...the list goes on. Simply scan the table below to kick start your dreams or pay off that debt sooner!
Read moreYes. Applying for personal loans online with a major bank can be straightforward and easy, with some banks offering a response in as little as 60 seconds. Find a loan that suits your needs from the comparison tool below, and then click on the blue ‘Go to site’ button to begin your application.
Keep in mind that even when applying online you’ll have to provide documentation such as proof of income, financial statements and personal identification, so have those on hand before you start your application.
What makes up a great personal loan is mostly subjective, and if you’re looking for in-branch customer service, major bank loans could be the way to go. Another benefit of lending from a major bank is that their maximum loan amounts and terms can be higher, giving you more flexibility.
As far as interest rates go, peer-to-peer lenders typically offer more competitive interest rates and lower fees, so be sure that you compare these with what the banks are offering so that you get the best deal for you.
You can take out a personal loan for a range of purposes, whether it’s buying a new car, taking a holiday or consolidating debt. Major banks have loan ranges from small personal loans of $2000 up to big ones of $50,000 or more.
You’ll have a choice between a secure or unsecured loan with a major bank. Secured loans are generally cheaper, but it means you’ll need to put your assets (such as your property or car) on the chopping block as security, incase you default on the loan. Unsecured loans, have higher interest rates but you will usually be able to make extra repayments at any time so that you can reduce the amount of interest you’ll need to pay.
Before you apply for a personal loan, it is a good idea to first do some number crunching with our personal loan comparison calculator so you’re confident you can afford the repayments and pay back the loan within the loan period.
Comparing personal loans might at first seem confusing but we make it easy. Our comparison tables list out all the key information you’ll need to compare between banks. Be sure that you pay close attention to the comparison rate as this rate combines the fees and interest rate into one rate to help you work out the true cost of the loan. Don’t forget to plug in your loan amount and term into the calculator so that you can get an indication of the monthly repayments you’ll likely be up for.
Once you’ve compared your options, click on the ‘Go to site’ button to go directly to the lender’s website to learn more or start your loan application.
8.99% p.a.
9.13% p.a.based on $30,000
over 5 years
Terms from 2 to 5 years. Representative example: a 5 year $30,000 loan at 8.99% would cost $37,456.30 including fees.
Fixed
8.99% p.a.
9.13% p.a.based on $30,000
over 5 years
Terms from 2 to 5 years. Representative example: a 5 year $30,000 loan at 8.99% would cost $37,456.30 including fees.
If you're after a low cost loan, this could be the one. There's no surprises, just flexible repayment options, a one-off upfront fee and no exit or ongoing fees. You can also have your upfront fee waived just by having an active Everyday Orange account.
12.69% p.a.to 18.69% p.a.
13.56% p.a.to 19.53% p.a.based on $30,000
over 5 years
Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 12.69% would cost $41,420.45 including fees.
Fixed, Unsecured
12.69% p.a.to 18.69% p.a.
13.56% p.a.to 19.53% p.a.based on $30,000
over 5 years
Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 12.69% would cost $41,420.45 including fees.
Borrow from $5,000 - $55,000 & no fees for extra or early repayments
8.49% p.a.
9.60% p.a.based on $30,000
over 5 years
Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 8.49% would cost $37,836.08 including fees.
Fixed
8.49% p.a.
9.60% p.a.based on $30,000
over 5 years
Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 8.49% would cost $37,836.08 including fees.
Fast online application, submit and receive a response in 60 seconds
12.69% p.a.to 18.69% p.a.
13.56% p.a.to 19.53% p.a.based on $30,000
over 5 years
Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 12.69% would cost $41,420.45 including fees.
Variable, Unsecured
12.69% p.a.to 18.69% p.a.
13.56% p.a.to 19.53% p.a.based on $30,000
over 5 years
Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 12.69% would cost $41,420.45 including fees.
Borrow up to $55,000 for that dream kitchen renovation or holiday of a lifetime and pay no exit fees if you decide to pay out your loan early or make extra repayments. Majority of NAB borrowers will receive the headline rate of 12.69%.
15.99% p.a.
16.84% p.a.based on $30,000
over 5 years
Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 15.99% would cost $44,512.94 including fees.
Variable
15.99% p.a.
16.84% p.a.based on $30,000
over 5 years
Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 15.99% would cost $44,512.94 including fees.
A Variable Personal Loan with terms from 1 to 7 years & Borrow up to $50,000.
11.49% p.a.to 17.40% p.a.
12.57% p.a.to 18.44% p.a.based on $30,000
over 5 years
Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 11.49% would cost $40,492.66 including fees.
Fixed
11.49% p.a.to 17.40% p.a.
12.57% p.a.to 18.44% p.a.based on $30,000
over 5 years
Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 11.49% would cost $40,492.66 including fees.
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Reviews, news, tips and guides to help find the best personal loan for you.
People's Choice have always been very helpful and approachable. I can not fault their service.
Read full reviewPeople's Choice have always been very helpful and approachable. I can not fault their service.
I am a long time customer. They listen to what I want, answers my questions and consider my circumstances.
Read full reviewI am a long time customer. They listen to what I want, answers my questions and consider my circumstances.
Professional, fast, friendly service.
Read full reviewProfessional, fast, friendly service.
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