Mozo guides

Pet Insurance Australia award-winning pet insurance

A child sits in a grassy backyard with their family dog. It's sunset and the light is warm.

The folks at Pet Insurance Australia believe all dogs and cats deserve protection from life’s unexpected twists and turns. It’s their commitment to providing Exceptional Value Accident & Illness Pet Insurance that’s secured their Pet Essentials policy a spot on the Mozo Experts Choice Awards^ list in 2022.

About Pet Insurance Australia

Founded in 2008, Pet Insurance Australia prides itself on being more than just a business – it’s family owned, with a passion for pet welfare and a long history of experience in the pet industry.

Pet Insurance Australia believes no pet or owner should suffer at the expense of unaffordable vet bills. Pet Insurance Australia is underwritten by Hollard, one of Australia’s leading pet insurance providers, which has over 18 years of global experience in the industry and looks after thousands of pets around the world.

About Pet Insurance Australia’s Mozo Experts Choice Award win

For the Mozo Experts Choice Awards^ in 2022, Pet Insurance Australia’s Pet Essentials policy took out an award for Exceptional Value Accident & Illness Pet Insurance.

To decide the winners in this category, the Mozo experts considered  how each product that met our minimum criteria ranked for a range of quotes to find those that offered the best value overall. If you’re interested in the specifics of the 2022 Mozo Experts Choice Awards^ criteria, including the 14 factors which the policies were measured against, check out the methodology report here

So, let’s take a look at what Pet Insurance Australia's award-winning accident and illness policy has to offer.

Pet Insurance Australia Pet Essentials*
  • Accident and illness cover
  • 2022 Mozo Experts Choice Award^ winner
  • $6,000 annual benefit limit
  • 90% of eligible vet bills covered (pets under 8 y/o)
  • Multi-pet discount available

With an annual benefit limit of $6,000, cover for up to 90% of eligible vet bills (for pets under 8 years old), up to $500 cover for emergency boarding fees, and overseas pet travel insurance for New Zealand and Norfolk Island (T&Cs apply), Pet Insurance Australia’s Pet Essentials policy provides some of the best value accident and illness cover for your best friends. That’s why it took out a 2022 Mozo Experts Choice Award^ for Exceptional Value Accident & Illness Pet Insurance. 

Pet Insurance Australia also offers an incremental 5% multi-pet discount, up to 15% (or three pets on one policy).

However, keep in mind that reading the product disclosure statement (PDS) of your policy before purchasing it is the best way to understand if a policy meets your needs. You’ll also gain a deeper understanding of the benefit limits, sub-limits, inclusions, and exclusions of a policy. The relevant PDS and Target Market Determination (TMD) can be found on the provider’s website.

About the Mozo Experts Choice Awards

For many Australians, picking financial products that suit your needs can be a time-consuming process – and not always easy. That’s why the Mozo Experts Choice Awards^ exist. 

Every year, our Mozo experts dive head-first into the ocean of insurance, loan, mobile, broadband, and banking products to fish out some of the best of the best financial products available in our database. 

With this year’s Pet Insurance awards, the focus was on showcasing exceptional value and exceptional quality across a range of 131 policies from 32 insurance providers, of which 21 awards were bestowed across our 10 winners. If you’d like to find out more about the other winners or our judging process, check out our methodology report at the Mozo Experts Choice Pet Insurance Awards winners page.

Jack Dona
Jack Dona
Money writer

Jack is RG146 Generic Knowledge certified, with a Bachelor of Communications in Creative Writing from UTS, and uses his creative flair to cut through the financial jargon and make home loans, insurance and banking interesting. His reader-first approach to creating content and his passion for financial literacy means he always looks for innovative ways to explain personal finance. Jack's research and explanations have been featured in government publications, and his work is regularly featured alongside major publications in Google's Top Stories for Insurance.