Australia's top travel money cards for 2019


30 May 2019


If you’re a little confused deciding on whether a prepaid, debit or credit travel money card is right for your next break abroad, you're definitely not alone. There are many factors to consider when making a trip overseas so you don’t get stung with hidden exchange and withdrawal fees. 

Our number-crunchers at Mozo have looked at the nitty gritty and come out with the standouts for the 2019 Mozo Experts’ Choice Travel Money Awards to help make it easier for you to decide which travel credit, debit and prepaid cards are best for you.

So, before you pack your bags and renew that passport, weigh out the pros and cons and check out some of our winning faves below.



Qantas Money Qantas Premier Platinum
  • Up to 2 points per $1 on Qantas spends

  • Apply today and earn up to 120,000 bonus points! (conditions apply)

  • Mozo Experts Choice Frequent Flyer Card

Expert verdict

The Premier Platinum Credit Card from Qantas Money packs solid rewards earning power for frequent travellers - especially those who love to fly and shop Qantas. There's plenty of rewards value on offer including up to 1.5 points per AU$1 (or the equivalent in foreign currency) on international spends and heaps of travel benefits like airport lounge passes, discounted flights and complimentary travel insurance. Apply by 31 October and you can also earn up to 120,000 bonus points and get a discounted first year annual fee of $199 ($299 after).


Citi Global Currency Account
  • 10 currencies in the one place

  • No monthly fees, international transaction or overseas ATM fees

  • Mozo Experts Choice Foreign Currency Debit Card 2019

Expert verdict

The Citi Global Currency Account is an everyday bank account and a multi-currency travel card all in one. With the ability to hold up to 10 currencies in the account, it's your one stop global banking solution that allows you to switch seamlessly between currencies and have complete control over your money no matter where you travel. The MasterCard debit card provides secure and convenient domestic and international purchasing power and the account has no monthly fees and no overseas ATM or transaction fees as long as you are withdrawing the same currency of the account.


28 Degrees Platinum Mastercard
  • $0 annual fees to pay

  • $0 international transaction or currency conversion fees

  • Mozo Experts Choice Award Winner 2019

Expert verdict

A great credit card choice for travellers, it’s little wonder that the 28 Degrees Platinum Mastercard was awarded the Mozo Experts’ Choice Awards for best Travel Credit Card and best Platinum Travel Credit Card. With no annual fees, no international transaction fees and no currency conversion fees, this card could be a great addition to your wallet at home and overseas, so long as you pay off your balance in full each month.

Check out the full list of Experts Choice winners here and if you’d like to compare more travel money card options, check out our travel money hub!

The Mozo Experts Choice Awards recognise products that deliver exceptional value or benefits to consumers. Our judges base their decision on hard-nosed calculations of value to the consumer, using Mozo’s extensive product database and research capacity.  Product providers don’t pay to be in the running and we don’t play favourites. Award winners may choose to purchase a licence to use their award in their own marketing and may choose to list products on the Mozo website in a way that may generate revenue for Mozo.

Mozo may receive advertising fees from the financial institutions, issuers of financial or credit products and third party advice providers that are shown on this page. These fees are based on a cost per click, cost per acquisition, or a fixed fee.