Mozo Experts Choice Awards reveal the best travel cards of 2019

Ceyda Erem

09 May 2019

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For many Aussie travellers, the promise of a new getaway can get the blood pumping and the adrenaline going. And with all the excitement surrounding booking accommodation and organising activities, it’s not uncommon to neglect picking the right travel plastic.

But choosing the right travel companion just got easier, as Mozo has today announced the winners of the 2019 Mozo Experts Choice Travel Money Awards, with winners from prepaid cards to rewards credit cards.

To determine the winners, our expert judges combed through 198 credit cards from 67 providers, 111 debit cards from 70 providers, 11 prepaid travel cards from 11 provides and two foreign currency accounts from two providers before selecting the top performing products.

“The great thing about our Mozo Experts Choice Travel Money Awards is that whether you’re on a budget or like to spend big, there’s an award winning card for you,” said Mozo’s Product Data Manager and Expert Choice Judge, Peter Marshall.

“Our awards highlight the products in the market that deliver exceptional value, no matter where you’re heading in the world.”

But while all our winners deserve to bask in the glory, a special mention goes to Bankwest, which was given the title Travel Credit Card Provider of the Year for the third year in a row.  

“Bankwest were an absolute knockout this year, receiving a whopping 12 awards across our 8 categories - not including the title of Travel Credit Card Provider of the Year,” said Marshall.

Heading abroad with low cost plastic

With more and more Aussies choosing to travel on a budget, having a low cost plastic option is essential. Our judges considered card features like purchase rates, annual fees and the foreign exchange margin when determining the winners.

Our Low Rate Travel Credit Card category included winners like the ING Orange One Credit Card with its low 11.99% purchase rate and no annual fee and the SCU Low Rate Visa Credit Card, which features a 10.49% purchase rate and an affordable $30 annual fee. Other winners in this category included ME Bank, Westpac and Uni Bank.

Travel debit and prepaid travel cards 

And if you’re determined to make it through your trip without a credit card, then might be considering a debit or prepaid travel card To determine our travel debit card winners, a $2000 spending limit was assumed, plus four ATM withdrawals and 20 purchases - ATM withdrawal fees, purchase and transaction fees were also considered.

Macquarie Bank’s Platinum Transaction and Transaction Account were winners in this category, along with the Citi Plus Transaction Account and the UBank USaver Ultra Transaction Account.

For our Prepaid Travel Card category, our judges assumed three currencies were loaded onto the card as well two ATM withdrawals and enough purchases and withdrawals to exhaust the balance.

The Westpac Global Currency Card was the only winner in this category.

Travelling in style with a card to match

But for the Aussies who love a bit of luxury with their travel, our experts also considered rewards and platinum travel credit cards. And according to our judges, a 0% foreign exchange margin, free travel insurance and a rewards program were all must-haves.

Winners in the Rewards Travel Credit Card category included the ANZ Rewards Travel Adventures Credit Card and the CommBank Diamond Awards and Platinum Awards Credit Card with Platinum Travel Credit Card winners included the 28 Degrees Platinum Mastercard and six Bankwest cards.

But the best news is these are just a handful of our winners, you can check out the full list by heading over to our 2019 Mozo Experts Travel Money Awards page. And if you’d like even more travel money options, head on over to our Travel Money Hub.

4 credit cards built for travel - rates updated daily

  • Promoted

    ANZ Frequent Flyer Black

    No current offer

    20.24% p.a.

    $425

    Score 120,000 Bonus Qantas Points and $275 back to your new card by spending $4,000 in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply. Winner Mozo Expert Choice Award 2019 - Premium Card Benefits.^

    • 1 point per dollar on Visa, up to $7,500 per month, then
      0.5 points per dollar on Visa, uncapped

    • Spend $8,000 to earn a Sydney-Melbourne flight

    • 3.00%

    • -

    • 55

    • Qantas Frequent Flyer

    • Bonus points earned at a range of bonus partners including Qantas.

    • All rewards are redeemed via Qantas Frequent Flyer.

    • Never

    • 1 point per dollar on Visa, up to $7,500 per month, then
      0.5 points per dollar on Visa, uncapped

    • 8000 points buys a Qantas Sydney-Melbourne flight
      110400 points buys a Qantas Sydney-London flight
      18040 points buys a Myer $100 Gift Card

    • 20.24% p.a.

    Read our Mozo Review to learn more about the Frequent Flyer Black

    Details Close

  • Promoted

    American Express Explorer® Credit Card

    0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

    20.74% p.a.

    $395

    Generous perks include a massive 50,000 bonus points when you apply online and meet the spend criteria, a $400 Travel Credit each year, 2 complimentary Amex Lounge passes and more! Credit Card Provider of the Year in the Mozo Experts Choice Awards 2018.^ T&C’s apply

    • 2 points per dollar on Amex, uncapped

    • Spend $7,800 to earn a Sydney-Melbourne flight

    • 3.00%

    • -

    • 55

    • Membership Rewards

    • Earn 1 points per $1 spent at government bodies.

    • Flights available with Virgin, Air New Zealand, Etihad Airways, Singapore Airlines and other partners.

    • Never

    • 2 points per dollar on Amex, uncapped

    • 1 points buys 0.5 Velocity Points; 7800 Velocity Points buys a Virgin Australia Sydney-Melbourne flight
      1 points buys 0.5 Velocity Points; 119600 Velocity Points buys a Sydney-London flight
      20000 points buys a Myer $100 Gift Card

    Read our Mozo Review to learn more about the Explorer® Credit Card

    Details Close

  • Promoted

    ANZ Rewards Travel Adventures Card

    No current offer

    20.24% p.a.

    $225

    A complimentary return economy domestic flight operated by Virgin Australia (T&Cs apply) and two complimentary Single Entry Virgin Australia Domestic Lounge passes, each year until the card is cancelled. Winner Mozo Expert Choice Award 2018 - Travel Money.

    • 1.5 points per dollar on Visa, up to $2,000 per month, then
      0.5 points per dollar on Visa, uncapped

    • Spend $10,400 to earn a Sydney-Melbourne flight

    • 0%

    • -

    • 55

    • ANZ Rewards

    • Earn bonus points at over 30 bonus partners.

    • You can get flights via Velocity, Air New Zealand or KrisFlyer.

    • 36 months

    • 1.5 points per dollar on Visa, up to $2,000 per month, then
      0.5 points per dollar on Visa, uncapped

    • 1 points buys 0.5 Velocity Points; 7800 Velocity Points buys a Virgin Australia Sydney-Melbourne flight
      1 points buys 0.5 Velocity Points; 119600 Velocity Points buys a Velocity partner Sydney-London flight
      22225 points buys a Myer $100 Gift Card
      25000 points buys a $100 credit

    • 20.24% p.a.

    Read our Mozo Review to learn more about the Rewards Travel Adventures Card

    Details Close

  • Promoted

    Virgin Money Virgin Australia Velocity Flyer Card - Purchase Rate and Balance Transfer Offer

    0% p.a. for 6 months and then 20.99% p.a.

    0% p.a. for 14 months then 20.74% p.a.

    $129 $64 in the first year

    Receive a $129 Virgin Australia gift voucher each year. 0.0% p.a. on purchases for up to 14 months. $64 annual fee in the first year ($129 after)
.

    • 0.66 points per dollar on Visa, up to $1,500 per month, then
      0.5 points per dollar on Visa, uncapped

    • Spend $11,818 to earn a Sydney-Melbourne flight

    • 3.30%

    • 0% p.a. for 14 months

    • 55

    • Velocity Frequent Flyer

    • All rewards are redeemed via Velocity.

    • Never

    • 0.66 points per dollar on Visa, up to $1,500 per month, then
      0.5 points per dollar on Visa, uncapped

    • 7800 points buys a Virgin Australia Sydney-Melbourne flight
      119600 points buys a Velocity partner Sydney-London flight
      21800 points buys a Myer $100 Gift Card

    • 20.99% p.a.

    Details Close

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