Mozo Experts Choice Awards reveal the best travel cards of 2019

Ceyda Erem

09 May 2019

redactor/hero-images/762/travel-money-announcement-image_content.jpg

For many Aussie travellers, the promise of a new getaway can get the blood pumping and the adrenaline going. And with all the excitement surrounding booking accommodation and organising activities, it’s not uncommon to neglect picking the right travel plastic.

But choosing the right travel companion just got easier, as Mozo has today announced the winners of the 2019 Mozo Experts Choice Travel Money Awards, with winners from prepaid cards to rewards credit cards.

To determine the winners, our expert judges combed through 198 credit cards from 67 providers, 111 debit cards from 70 providers, 11 prepaid travel cards from 11 provides and two foreign currency accounts from two providers before selecting the top performing products.

“The great thing about our Mozo Experts Choice Travel Money Awards is that whether you’re on a budget or like to spend big, there’s an award winning card for you,” said Mozo’s Product Data Manager and Expert Choice Judge, Peter Marshall.

“Our awards highlight the products in the market that deliver exceptional value, no matter where you’re heading in the world.”

But while all our winners deserve to bask in the glory, a special mention goes to Bankwest, which was given the title Travel Credit Card Provider of the Year for the third year in a row.  

“Bankwest were an absolute knockout this year, receiving a whopping 12 awards across our 8 categories - not including the title of Travel Credit Card Provider of the Year,” said Marshall.

Heading abroad with low cost plastic

With more and more Aussies choosing to travel on a budget, having a low cost plastic option is essential. Our judges considered card features like purchase rates, annual fees and the foreign exchange margin when determining the winners.

Our Low Rate Travel Credit Card category included winners like the ING Orange One Credit Card with its low 11.99% purchase rate and no annual fee and the SCU Low Rate Visa Credit Card, which features a 10.49% purchase rate and an affordable $30 annual fee. Other winners in this category included ME Bank, Westpac and Uni Bank.

Travel debit and prepaid travel cards 

And if you’re determined to make it through your trip without a credit card, then might be considering a debit or prepaid travel card To determine our travel debit card winners, a $2000 spending limit was assumed, plus four ATM withdrawals and 20 purchases - ATM withdrawal fees, purchase and transaction fees were also considered.

Macquarie Bank’s Platinum Transaction and Transaction Account were winners in this category, along with the Citi Plus Transaction Account and the UBank USaver Ultra Transaction Account.

For our Prepaid Travel Card category, our judges assumed three currencies were loaded onto the card as well two ATM withdrawals and enough purchases and withdrawals to exhaust the balance.

The Westpac Global Currency Card was the only winner in this category.

Travelling in style with a card to match

But for the Aussies who love a bit of luxury with their travel, our experts also considered rewards and platinum travel credit cards. And according to our judges, a 0% foreign exchange margin, free travel insurance and a rewards program were all must-haves.

Winners in the Rewards Travel Credit Card category included the ANZ Rewards Travel Adventures Credit Card and the CommBank Diamond Awards and Platinum Awards Credit Card with Platinum Travel Credit Card winners included the 28 Degrees Platinum Mastercard and six Bankwest cards.

But the best news is these are just a handful of our winners, you can check out the full list by heading over to our 2019 Mozo Experts Travel Money Awards page. And if you’d like even more travel money options, head on over to our Travel Money Hub.

4 credit cards built for travel - rates updated daily

  • Promoted

    American Express Qantas Discovery Card

    No current offer

    20.74% p.a.

    $0

    Receive up to 1.75 Qantas Points for every $1 spent on Card purchases (T&Cs apply). No annual fee for the life of the card. T&C’s apply. Mozo Experts Choice Qantas Frequent Flyer Credit Card Winner 2020^.

    • 0.75 points per dollar on Amex, uncapped

    • Spend $10,667 to earn

    • 3.00%

    • -

    • 44

    • Qantas Frequent Flyer

    • Earn 0.5 Qantas Points per $1 spent at government bodies, earn 1.75 Qantas Points per $1 spend on selected Qantas products and services.

    • All rewards are redeemed via Qantas Frequent Flyer.

    • Never

    • 0.75 points per dollar on Amex, uncapped

    • 8000 points buys a Qantas Sydney-Melbourne flight
      110400 points buys a Qantas Sydney-London flight
      18690 points buys a Myer $100 Gift Card

    Read our Mozo Review to learn more about the Qantas Discovery Card

    Details Close

  • Promoted

    American Express Velocity Platinum Card

    No current offer

    20.74% p.a.

    $375

    Receive 50,000 bonus Velocity Points when you apply online, are approved, and spend $3,000 on your new card in the first 3 months. New Card Members only. Enjoy a complimentary domestic return flight with Virgin Australia to selected cities, each year after your first card spend. Credit Card Provider of the Year in the Mozo Experts Choice Awards 2020 ^.

    • 1.25 points per dollar on Amex, uncapped

    • Spend to earn

    • 3.00%

    • -

    • 55

    • Velocity Frequent Flyer

    • Earn 0.5 Velocity Points per $1 spent at government bodies, earn 2.25 Velocity Points per $1 spend on selected Virgin Australia products and services.

    • Redeem Velocity Points with Virgin, Air New Zealand, Etihad Airways, Singapore Airlines and other partners - currently unavailable.

    • Never

    • 1.25 points per dollar on Amex, uncapped



    • 19500 points buys a Myer $100 Gift Card

    Read our Mozo Review to learn more about the Velocity Platinum Card

    Details Close

  • Promoted

    NAB Qantas Rewards Signature Card

    0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

    19.99% p.a.

    $395 $295 in the first year

    NABs fastest way to earn Qantas Points. 130,000 bonus Qantas Points when you spend $3,000 on everyday purchases within 60 days of account opening and keep the card open for 12 months. 7 complimentary insurances when you meet eligibility criteria including Overseas Travel Insurance.

    • 1 point per dollar on Visa, up to $5,000 per month, then
      0.5 points per dollar on Visa, up to $20,000 per month

    • Spend $8,000 to earn

    • 3.00%

    • -

    • 44

    • Qantas Frequent Flyer

    • Bonus points on selected Qantas products and services, including eligible Qantas flights.

    • All rewards are redeemed via Qantas Frequent Flyer.

    • Never

    • 1 point per dollar on Visa, up to $5,000 per month, then
      0.5 points per dollar on Visa, up to $20,000 per month

    • 8000 points buys a Qantas Sydney-Melbourne flight
      110400 points buys a Qantas Sydney-London flight
      18690 points buys a Myer $100 Gift Card

    • 21.74% p.a.

    Read our Mozo Review to learn more about the Qantas Rewards Signature Card

    Details Close

  • Promoted

    Virgin Money Virgin Australia Velocity Flyer Card - Purchase Rate and Balance Transfer Offer

    0% p.a. for 6 months and then 20.99% p.a.

    0% p.a. for 14 months then 20.74% p.a.

    $129 $64 in the first year

    • 0.66 points per dollar on Visa, up to $1,500 per month, then
      0.5 points per dollar on Visa, uncapped

    • Spend $11,818 to earn

    • 3.30%

    • 0% p.a. for 14 months

    • 55

    • Velocity Frequent Flyer

    • All rewards are redeemed via Velocity.

    • Never

    • 0.66 points per dollar on Visa, up to $1,500 per month, then
      0.5 points per dollar on Visa, uncapped

    • 7800 points buys a Virgin Australia Sydney-Melbourne flight
      119600 points buys a Velocity partner Sydney-London flight
      21800 points buys a Myer $100 Gift Card

    • 20.99% p.a.

    Details Close

Mozo may receive advertising fees from the financial institutions, issuers of financial or credit products and third party advice providers that are shown on this page. These fees are based on a cost per click, cost per acquisition, or a fixed fee.