Mozo Experts Choice Awards reveal the best travel cards of 2019

Ceyda Erem

09 May 2019

Travel money announcement image content

For many Aussie travellers, the promise of a new getaway can get the blood pumping and the adrenaline going. And with all the excitement surrounding booking accommodation and organising activities, it’s not uncommon to neglect picking the right travel plastic.

But choosing the right travel companion just got easier, as Mozo has today announced the winners of the 2019 Mozo Experts Choice Travel Money Awards, with winners from prepaid cards to rewards credit cards.

To determine the winners, our expert judges combed through 198 credit cards from 67 providers, 111 debit cards from 70 providers, 11 prepaid travel cards from 11 provides and two foreign currency accounts from two providers before selecting the top performing products.

“The great thing about our Mozo Experts Choice Travel Money Awards is that whether you’re on a budget or like to spend big, there’s an award winning card for you,” said Mozo’s Product Data Manager and Expert Choice Judge, Peter Marshall.

“Our awards highlight the products in the market that deliver exceptional value, no matter where you’re heading in the world.”

But while all our winners deserve to bask in the glory, a special mention goes to Bankwest, which was given the title Travel Credit Card Provider of the Year for the third year in a row.  

“Bankwest were an absolute knockout this year, receiving a whopping 12 awards across our 8 categories - not including the title of Travel Credit Card Provider of the Year,” said Marshall.

Heading abroad with low cost plastic

With more and more Aussies choosing to travel on a budget, having a low cost plastic option is essential. Our judges considered card features like purchase rates, annual fees and the foreign exchange margin when determining the winners.

Our Low Rate Travel Credit Card category included winners like the ING Orange One Credit Card with its low 11.99% purchase rate and no annual fee and the SCU Low Rate Visa Credit Card, which features a 10.49% purchase rate and an affordable $30 annual fee. Other winners in this category included ME Bank, Westpac and Uni Bank.

Travel debit and prepaid travel cards 

And if you’re determined to make it through your trip without a credit card, then might be considering a debit or prepaid travel card To determine our travel debit card winners, a $2000 spending limit was assumed, plus four ATM withdrawals and 20 purchases - ATM withdrawal fees, purchase and transaction fees were also considered.

Macquarie Bank’s Platinum Transaction and Transaction Account were winners in this category, along with the Citi Plus Transaction Account and the UBank USaver Ultra Transaction Account.

For our Prepaid Travel Card category, our judges assumed three currencies were loaded onto the card as well two ATM withdrawals and enough purchases and withdrawals to exhaust the balance.

The Westpac Global Currency Card was the only winner in this category.

Travelling in style with a card to match

But for the Aussies who love a bit of luxury with their travel, our experts also considered rewards and platinum travel credit cards. And according to our judges, a 0% foreign exchange margin, free travel insurance and a rewards program were all must-haves.

Winners in the Rewards Travel Credit Card category included the ANZ Rewards Travel Adventures Credit Card and the CommBank Diamond Awards and Platinum Awards Credit Card with Platinum Travel Credit Card winners included the 28 Degrees Platinum Mastercard and six Bankwest cards.

But the best news is these are just a handful of our winners, you can check out the full list by heading over to our 2019 Mozo Experts Travel Money Awards page. And if you’d like even more travel money options, head on over to our Travel Money Hub.

4 credit cards built for travel

Rates updated daily. Advertiser disclosure.

  • American Express Qantas Discovery Card

    No current offer

    20.74% p.a.

    $0

    Receive 10,000 bonus Qantas Points when you apply by online by 27 October 2021, are approved and spend $750 on your new Card within the first 3 months. Offer available to new Card Members only. Mozo Experts Choice Qantas Frequent Flyer Credit Card Winner 2020.

    • 0.75 points per dollar on Amex, uncapped

    • Spend $10,667 to earn

    • 3.00%

    • -

    • 44

    • Qantas Frequent Flyer

    • Earn 0.5 Qantas Points per $1 spent at government bodies, earn 1.75 Qantas Points per $1 spend on selected Qantas products and services.

    • All rewards are redeemed via Qantas Frequent Flyer.

    • Never

    • 0.75 points per dollar on Amex, uncapped

    • 8000 points buys a Qantas Sydney-Melbourne flight
      110400 points buys a Qantas Sydney-London flight
      19010 points buys a $100 Gift Card

    Read our Mozo Review to learn more about the Qantas Discovery Card

    Details Close

  • Apply By 13 December 2021

    American Express Velocity Platinum Card

    No current offer

    20.74% p.a.

    $375

    Receive 120,000 bonus Velocity Points and 120 Status Credits when you apply online by 13 December 2021, are approved and spend $4,500 on your new Card within the first 3 months. New Card Members Only. Enjoy a complimentary domestic return flight with Virgin Australia to selected cities, each year after your first card spend.

    • 1.25 points per dollar on Amex, uncapped

    • Spend $6,240 to earn

    • 3.00%

    • -

    • 55

    • Velocity Frequent Flyer

    • Earn 0.5 Velocity Points per $1 spent at government bodies, earn 2.25 Velocity Points per $1 spend on selected Virgin Australia products and services.

    • Redeem Velocity Points with Virgin, Air New Zealand, Etihad Airways, Singapore Airlines and other partners.

    • Never

    • 1.25 points per dollar on Amex, uncapped

    • 7800 points buys a Virgin Australia Sydney-Melbourne flight
      119600 points buys a Velocity partner Sydney-London flight
      19500 points buys a Myer $100 Gift Card

    Read our Mozo Review to learn more about the Velocity Platinum Card

    Details Close

  • NAB Qantas Rewards Signature Card

    0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

    19.99% p.a.

    $395 $295 in the first year

    NABs fastest way to earn Qantas Points. 110,000 bonus Qantas Points when you spend $3,000 on everyday purchases within 60 days of account opening and keep the card open for 12 months. Access to 6 complimentary insurances when you make eligible purchases.

    • 1 point per dollar on Visa, up to $5,000 per month, then
      0.5 points per dollar on Visa, up to $20,000 per month

    • Spend $8,000 to earn

    • 3.00%

    • -

    • 44

    • Qantas Frequent Flyer

    • Bonus points on selected Qantas products and services, including eligible Qantas flights.

    • All rewards are redeemed via Qantas Frequent Flyer.

    • Never

    • 1 point per dollar on Visa, up to $5,000 per month, then
      0.5 points per dollar on Visa, up to $20,000 per month

    • 8000 points buys a Qantas Sydney-Melbourne flight
      110400 points buys a Qantas Sydney-London flight
      19010 points buys a $100 Gift Card

    • 21.74% p.a.

    Read our Mozo Review to learn more about the Qantas Rewards Signature Card

    Details Close

  • American Express Qantas Ultimate Card

    No current offer

    20.74% p.a.

    $450

    Receive 110,000 bonus Qantas Points plus $200 back when you apply online by 27 October 2021, are approved and spend $3,000 on your new Card within the first 3 months. Offer available to new Card Members only. Plus, receive up to 40,000 extra Qantas points with Shop Small (T&Cs apply)

    • 1.25 points per dollar on Amex, uncapped

    • Spend $6,400 to earn

    • 3.00%

    • -

    • 44

    • Qantas Frequent Flyer

    • Earn 0.5 Qantas Points per $1 spent at government bodies, earn 2.25 Qantas Points per $1 spend on selected Qantas products and services. Save the offer to your eligible Card and get 3 extra Qantas Points per $1 spent, in-store or online at participating Shop Small businesses by 31/03/2022, up to a maximum of 40,000 extra Points. Exclusions apply

    • All rewards are redeemed via Qantas Frequent Flyer.

    • Never

    • 1.25 points per dollar on Amex, uncapped

    • 8000 points buys a Qantas Sydney-Melbourne flight
      110400 points buys a Qantas Sydney-London flight
      19010 points buys a $100 Gift Card

    Read our Mozo Review to learn more about the Qantas Ultimate Card

    Details Close