Compare Home Loans from under 3.00% & Save

Looking to save money on your home loan? There are a number of red hot offers on the market right now, so check out some of the top home loans in the table below and compare the savings.

Cheap Home Loans  - page last updated January 18, 2020

interest
rate
comparison
rate*
Initial monthly
repayment**

I want to borrow

years

  • 2.88% p.a. variable

    2.90% p.a.

      Compare
    Details
  • mozo-experts-choice-2019

    2.84% p.a. variable

    2.84% p.a.

      Compare
    Details
  • 2.84% p.a. variable

    2.80% p.a.

      Compare
    Details
  • 3.09% p.a. variable

    3.09% p.a.

      Compare
    Details
  • 2.89% p.a.
    fixed 2 years

    3.76% p.a.

      Compare
    Details
  • mozo-experts-choice-2019

    2.72% p.a. variable

    2.75% p.a.

      Compare
    Details
  • 3.13% p.a. variable

    3.19% p.a.

      Compare
    Details
  • 3.34% p.a. variable

    2.99% p.a.

      Compare
    Details
  • mozo-experts-choice-2019

    2.92% p.a. variable

    2.96% p.a.

      Compare
    Details
  • mozo-experts-choice-2019

    2.79% p.a. variable

    2.80% p.a.

      Compare
    Details
  • mozo-experts-choice-2019

    3.08% p.a. variable

    3.10% p.a.

      Compare
    Details
  • 3.07% p.a. variable

    3.12% p.a.

      Compare
    Details
  • mozo-experts-choice-2019

    3.19% p.a. variable

    3.23% p.a.

      Compare
    Details
  • 2.89% p.a. variable

    2.93% p.a.

      Compare
    Details

Want more home loan options?

Browse all 531 home loans in Mozo's comparison database

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

**Initial monthly repayment figures are estimates only, based on the advertised rate, loan amount and term entered. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

^See information about the Mozo Experts Choice Home Loans Awards

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Home loan resources

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Home Loan Reviews

ANZ Fixed Rate (Breakfree Package) review
Overall 0/10
No value for money.

A terrible product that I was signed up to by a greedy mortgage broker. Does not represent value for money. High annual fee, a high-interest rate on mortgage and credit card. Steer clear. Near impossible to escape from.

Read full review

A terrible product that I was signed up to by a greedy mortgage broker. Does not represent value for money. High annual fee, a high-interest rate on mortgage and credit card. Steer clear. Near impossible to escape from.

Price
0/10
Features
0/10
Convenience
0/10
Trust
0/10
Less
Adam, Victoria reviewed 7 days ago
loans.com.au Essentials Variable review
Overall 4/10
Good rate but for how long?

Once signed on they didn't pass on the full rate cuts. However, they did pass it on for new customers, so as a loyal customer I am on a worse rate than new customers. The application process was also confusing and cumbersome, luckily I was not in any rush for the loan.

Read full review

Once signed on they didn't pass on the full rate cuts. However, they did pass it on for new customers, so as a loyal customer I am on a worse rate than new customers. The application process was also confusing and cumbersome, luckily I was not in any rush for the loan.

Price
6/10
Features
8/10
Customer service
2/10
Convenience
5/10
Trust
1/10
Less
Stuart, Western Australia reviewed 7 days ago
Sydney Mutual Bank Home Loan review
Overall 10/10
Great customer service and low interest rate.

Interest rate are low. They keep an eye out for suspicious transactions. Give great financial advice. Only thing that I'm not happy about is that it is a bit difficult to send money to a few countries overseas to family so we don’t use them for that.

Read full review

Interest rate are low. They keep an eye out for suspicious transactions. Give great financial advice. Only thing that I'm not happy about is that it is a bit difficult to send money to a few countries overseas to family so we don’t use them for that.

Price
10/10
Features
9/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Julie, New South Wales reviewed about 1 month ago

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