Compare Home Loans from under 3.00% & Save
Looking to save money on your home loan? There are a number of red hot offers on the market right now, so check out some of the top home loans in the table below and compare the savings.
Looking to save money on your home loan? There are a number of red hot offers on the market right now, so check out some of the top home loans in the table below and compare the savings.
Search promoted home loans below or do a full Mozo database search. Advertiser disclosure.
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2.63% p.a. variable
2.65% p.a.
Owner Occupier, Principal & Interest
2.63% p.a. variable
2.65% p.a.
A low-rate home loan that could save you thousands, with no ongoing fees plus unlimited extra repayments and free redraws. Mozo Experts Choice Low Cost Home Loan 2020.^ 20% deposit required. Limited time only.
2.59% p.a. variable
2.59% p.a.
Owner Occupier, Principal & Interest
2.59% p.a. variable
2.59% p.a.
Enjoy a super low rate, $0 fees and easy application with the Mozo Experts Choice Home Lender Bank of the Year.^ Free redraw with flexible repayments. Min 20% deposit.
2.09% p.a.
fixed 2 years
2.98% p.a.
Owner Occupier, Principal & Interest, LVR <80%
2.09% p.a.
fixed 2 years
2.98% p.a.
Have the security of a fixed rate for 2 years with the option to split with one of the HSBC variable Home Loans. No ongoing monthly service fees or annual fees. Mozo Experts Choice Fixed Home Loan 2020^
2.29% p.a.
fixed 2 years
3.99% p.a.
Owner Occupier, Principal & Interest
2.29% p.a.
fixed 2 years
3.99% p.a.
Enjoy the security of a 2 year fixed rate. No establishment or ongoing fees. $2,000 cashback for refinancers who apply before 3 August 2020 and have their loan funded by 9 October 2020. Minimum refinance amount $250,000. Eligibility criteria applies.
2.29% p.a.
fixed 2 years
3.32% p.a.
Owner Occupier, Principal & Interest
2.29% p.a.
fixed 2 years
3.32% p.a.
No monthly account keeping fees & No loan establishment fee. Get a $2,000 cash bonus when you refinance with an eligible Suncorp Bank Home Loan of $250k+. T&Cs & eligibility criteria apply.
2.39% p.a. variable
2.39% p.a.
Owner Occupier, Principal & Interest
2.39% p.a. variable
2.39% p.a.
Low Cost Home Loan 2020 winner.^ Packed with essentials like free redraw and extra repayments. No ongoing fees. Borrow $150K+. No construction loans. Fee waiver special offer - ends 31st July 2020.
2.18% p.a.
fixed 2 years
3.72% p.a.
Owner Occupier, Principal & Interest
2.18% p.a.
fixed 2 years
3.72% p.a.
Available for new home buyers, refinancers and investors with a Loan to Value Ratio (LVR) of up to 95%. Divide your loan between fixed and variable rates at no additional cost.
2.69% p.a. variable
2.69% p.a.
LVR<80%, Owner Occupier, Principal and Interest, >$150k
2.69% p.a. variable
2.69% p.a.
A People’s Choice Basic Variable home loan allows you to enjoy a simple, non-complicated home loan with a competitive rate and no upfront or ongoing fees. It also allows you to have the freedom to make extra repayments to pay off your loan sooner.
Hot Deal$2,500 cashback when you refinance your home loan to BOQ (T&Cs apply)
2.29% p.a.
fixed 2 years
3.52% p.a.
Owner Occupier, Principal & Interest, <80% LVR
2.29% p.a.
fixed 2 years
3.52% p.a.
Have the certainty of fixed repayments with a competitive rate from BOQ. Flexible repayment options available and make up to $5,000 in additional repayments annually. $2,500 cashback when you refinance your home loan to BOQ (min. $250k lending, max 70% LVR, T&Cs apply).
2.39% p.a. variable
2.42% p.a.
Owner Occupier, Principal & Interest
2.39% p.a. variable
2.42% p.a.
Yard’s low-rate variable winter special home loan is packed with all features – unlimited additional repayments, free redraw, 100% offset account. Enjoy a simple online application. Special rate applies to home loan applications submitted by 31 July 2020.
2.19% p.a.
fixed 3 years
2.65% p.a.
Owner Occupier, Principal & Interest
2.19% p.a.
fixed 3 years
2.65% p.a.
Lock in this super-low rate for 3 years so you can budget accordingly and avoid the stress of a sudden rate rise. Avoid unnecessary costs with no monthly fees or ongoing package fees.
2.94% p.a. variable
3.34% p.a.
Owner Occupier, Principal & Interest
2.94% p.a. variable
3.34% p.a.
Enjoy a great low rate with no ongoing fees. Ability to split your loan between fixed and variable. 100% offset account. Extra repayments and redraw facility.
2.29% p.a.
fixed 2 years
3.82% p.a.
Owner Occupier, Principal & Interest, Home Loan Package
2.29% p.a.
fixed 2 years
3.82% p.a.
A People’s Choice 2 year fixed home loan allows you to enjoy a simple, non-complicated home loan with a competitive rate. There are no restrictions to the number of loans you can combine on a package. Lock in a competitive fixed interest rate with People’s Choice.
2.06% p.a.
fixed 2 years
2.49% p.a.
2.06% p.a.
fixed 2 years
2.49% p.a.
Super low rate fixed home loan. Make weekly, fortnightly or monthly repayments. Up to 80% LVR & Owner Occupier Loans only. Special annual fee offer for applications submitted by 30 July and settled by 30 September
2.29% p.a.
fixed 3 years
2.90% p.a.
Owner Occupier, Principal & Interest
2.29% p.a.
fixed 3 years
2.90% p.a.
$0 fees and easy application with the Mozo Experts Choice Home Lender Bank of the Year.^ Choose between weekly, fortnightly or monthly repayments. 3 year fixed rates are for new Owner Occupier Principal & Interest loans.
2.78% p.a. variable
2.79% p.a.
LVR<90%, Owner Occupier, Principal & Interest
2.78% p.a. variable
2.79% p.a.
No monthly account keeping fee, no ongoing annual fee and no loan establishment fee on new lending of $150,000 or more. Get a $2,000 cash bonus when you refinance with an eligible Suncorp Bank Home Loan of $250k+. T&Cs & eligibility criteria apply.
2.59% p.a. variable
2.55% p.a.
<70% LVR, Owner Occupier, Principal & Interest
2.59% p.a. variable
2.55% p.a.
Fast online application with no fees. Free extra repayments and redraw facility. Min 30% deposit. Crowned Best New Home Loan for 2020 by the Mozo Experts.^
2.69% p.a. variable
2.86% p.a.
Owner Occupier, Principal & Interest, <70% LVR
2.69% p.a. variable
2.86% p.a.
An ongoing low variable interest rate with free redraw, flexible repayment options and one free valuation. Discounted Economy variable rate available for owner occupier lending with max LVR of 70%.
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^See information about the Mozo Experts Choice Home Loans Awards
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.
While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.
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Views, news, tips and guides to help find the home loan for you.
For many Australians, buying a house is no easy feat. And with Uber Eats, Afterpay and Netflix all making headlines over the past year for potentially hurting our chances of securing a home loan, it seems like just about every little indulgence in the book could sink our dreams of owning a home.
Whether you’re taking things one step at a time or are building your portfolio, investing in property has the potential to secure your financial future. But that’s not to say it won’t cost you along the way - because aside from the hefty home loan deposit you’ll have to cough up, there are a number of expenses you’ll also need to budget for, from building inspections to council rates.
The services, processes and the rate is pretty competitive. However, as an online lender, they don't support government support funds such as first home buyers benefits sort of things. You have to deal with it by yourself and they did not seem very knowledgeable about that, especially local state government supports. If you are good at that, tic toc is good.
Read full reviewThe services, processes and the rate is pretty competitive. However, as an online lender, they don't support government support funds such as first home buyers benefits sort of things. You have to deal with it by yourself and they did not seem very knowledgeable about that, especially local state government supports. If you are good at that, tic toc is good.
I love my bank. My mortgage broker goes above and beyond for me. Great price, great customer service, what more could I ask for.
Read full reviewI love my bank. My mortgage broker goes above and beyond for me. Great price, great customer service, what more could I ask for.
Commonwealth Bank have lots of locations and fairly good customer service, however are definitely NOT the cheapest. Their home loan rates are high, they have a lot of fees, they rarely pass on any interest rate drops and they aren't flexible.
Read full reviewCommonwealth Bank have lots of locations and fairly good customer service, however are definitely NOT the cheapest. Their home loan rates are high, they have a lot of fees, they rarely pass on any interest rate drops and they aren't flexible.
