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Personal loans

  • If you're looking to borrow money for a holiday, home reno or a new car, Mozo can help compare personal loan interest rates and options. Secured or unsecured, we compare 140 loans from 43 banks so you can find the one that's right for you.

Personal loan comparisons on Mozo Rates updated daily

  • People's Choice Credit Union Discounted Personal Loan (over 30k, cars up to 3 years old) (Fixed)

    People's Choice Credit Union Discounted Personal Loan (over 30k, cars up to 3 years old) (Fixed)

    • No monthly account fees
    • No penalties for early repayments
    • Flexible loan terms and repayment options

    interest rate from

    6.64%

    comparison rate from*

    6.99% based on $30,000
    over 5 years

    Go to site

    More info

    • No monthly account fees
    • No penalties for early repayments
    • Flexible loan terms and repayment options
    Product info
    • Other benefits:
    • Upfront fee: $250
    • Monthly fee: $0.00
    • Exit fee:
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $30,000.00
    • Maximum loan amount: $100,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 10 Years
    Overall rating

    7.3

    Based on 38 People's Choice Credit Union personal loan reviews

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  • act. Secured Personal Loan (Fixed)

    act. Secured Personal Loan (Fixed)

    • Negotiable rates and personalised customer service
    • Ethical banking. Every month, donate a portion of our profit to a social project of your choice
    • Backed by Bendigo Bank

    interest rate from

    7.79%

    comparison rate from*

    8.64% based on $30,000
    over 5 years

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    More info

    • Negotiable rates and personalised customer service
    • Ethical banking. Every month, donate a portion of our profit to a social project of your choice
    • Backed by Bendigo Bank
    Product info
    • Other benefits:
    • Upfront fee: $250
    • Monthly fee: $5.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $2,000.00
    • Maximum loan amount:
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    4.6

    Based on 5 act. personal loan reviews

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  • Bank Australia Lifestyle Personal Loan (Variable, for Property Owners)

    Bank Australia Lifestyle Personal Loan (Variable, for Property Owners)

    • Additional payments accepted
    • Borrow from $1,000
    • No early exit fees

    interest rate from

    8.39%

    comparison rate from*

    9.42% based on $10,000
    over 3 years

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    More info

    • Additional payments accepted
    • Borrow from $1,000
    • No early exit fees
    Product info
    • Other benefits:
    • Upfront fee: $150
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Residential Property
    • Minimum loan amount: $1,000.00
    • Maximum loan amount:
    • Minimum loan term: 1 Year
    • Maximum loan term: 10 Years
    Overall rating

    5.7

    Based on 6 Bank Australia personal loan reviews

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  • RateSetter Unsecured Personal Loan (Fixed)

    RateSetter Unsecured Personal Loan (Fixed)

    • Low rates for borrowers with good credit
    • 1 min rate estimate, simple online application
    • No monthly fees, no early repayment fees

    interest rate from

    8.40%

    comparison rate from*

    8.90% based on $10,000
    over 3 years

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    More info

    • Low rates for borrowers with good credit
    • 1 min rate estimate, simple online application
    • No monthly fees, no early repayment fees
    Product info
    • Other benefits:
    • Upfront fee: $76
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Monthly
    • Security required: Unsecured
    • Minimum loan amount: $2,001.00
    • Maximum loan amount: $35,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Need more information?
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  • SocietyOne Unsecured Personal Loan - Excellent Credit (Fixed)

    SocietyOne Unsecured Personal Loan - Excellent Credit (Fixed)

    • Low rates that reward your good credit
    • Apply online in minutes
    • No upfront, monthly or early repayment fees

    interest rate from

    8.95%

    comparison rate from*

    8.95% based on $10,000
    over 3 years

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    More info

    • Low rates that reward your good credit
    • Apply online in minutes
    • No upfront, monthly or early repayment fees
    Product info
    • Other benefits:
    • Upfront fee: $0
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $35,000.00
    • Minimum loan term: 2 Years
    • Maximum loan term: 5 Years
    Overall rating

    0.0

    Based on 1 SocietyOne personal loan reviews

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  • RACV Personal Loan (Fixed, Secured)

    RACV Personal Loan (Fixed, Secured)

    • No ongoing fees
    • Loan approval within 5 business hours
    • Choose to repay over 1 to 7 years

    interest rate from

    9.15%

    comparison rate from*

    9.68% based on $30,000
    over 5 years

    Go to site

    More info

    • No ongoing fees
    • Loan approval within 5 business hours
    • Choose to repay over 1 to 7 years
    Product info
    • Other benefits:
    • Upfront fee: $368
    • Monthly fee: $0.00
    • Exit fee:
    • Repayment options: Fortnightly, Monthly
    • Security required: Residential Property, Vehicle
    • Minimum loan amount: $5,000.00
    • Maximum loan amount:
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    8.0

    Based on 1 RACV personal loan reviews

    Need more information?
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  • CUA Unsecured Personal Loan (Fixed)

    CUA Unsecured Personal Loan (Fixed)

    • Apply online and get a response in 30 seconds
    • No penalties for early payout or extra repayments
    • No monthly fees

    interest rate from

    11.99%

    comparison rate from*

    12.83% based on $10,000
    over 3 years

    Go to site

    More info

    • Apply online and get a response in 30 seconds
    • No penalties for early payout or extra repayments
    • No monthly fees
    Product info
    • Other benefits:
    • Upfront fee: $120
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $1,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    7.7

    Based on 25 CUA personal loan reviews

    Need more information?
    Go to site

    More info

  • Bank Australia Lifestyle Personal Loan (Variable, Unsecured)

    Bank Australia Lifestyle Personal Loan (Variable, Unsecured)

    • Additional payments accepted
    • Borrow from $1,000
    • No early exit fees

    interest rate from

    12.39%

    comparison rate from*

    13.45% based on $10,000
    over 3 years

    Go to site

    More info

    • Additional payments accepted
    • Borrow from $1,000
    • No early exit fees
    Product info
    • Other benefits:
    • Upfront fee: $150
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $1,000.00
    • Maximum loan amount:
    • Minimum loan term: 1 Year
    • Maximum loan term: 10 Years
    Overall rating

    5.7

    Based on 6 Bank Australia personal loan reviews

    Need more information?
    Go to site

    More info

  • Bank of Melbourne Secured Personal Loan (Variable)

    Bank of Melbourne Secured Personal Loan (Variable)

    • Choose the frequency of your repayments
    • Repay your loan over 1 to 7 years
    • Apply online and get a response in 60 seconds

    interest rate from

    12.74%

    comparison rate from*

    13.62% based on $30,000
    over 5 years

    Go to site

    More info

    • Choose the frequency of your repayments
    • Repay your loan over 1 to 7 years
    • Apply online and get a response in 60 seconds
    Product info
    • Other benefits:
    • Upfront fee: $195
    • Monthly fee: $9.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $3,000.00
    • Maximum loan amount: $80,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    7.3

    Based on 18 Bank of Melbourne personal loan reviews

    Need more information?
    Go to site

    More info

  • act. Unsecured Personal Loan (Fixed)

    act. Unsecured Personal Loan (Fixed)

    • Negotiable rates and personalised customer service
    • Ethical banking. Every month, donate a portion of our profit to a social project of your choice
    • Backed by Bendigo Bank

    interest rate from

    12.79%

    comparison rate from*

    14.89% based on $10,000
    over 3 years

    Go to site

    More info

    • Negotiable rates and personalised customer service
    • Ethical banking. Every month, donate a portion of our profit to a social project of your choice
    • Backed by Bendigo Bank
    Product info
    • Other benefits:
    • Upfront fee: $150
    • Monthly fee: $5.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $2,000.00
    • Maximum loan amount:
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    4.6

    Based on 5 act. personal loan reviews

    Need more information?
    Go to site

    More info

  • CUA Unsecured Personal Loan (Variable)

    CUA Unsecured Personal Loan (Variable)

    • Apply online and get a response in 30 seconds
    • No penalties for early payout or extra repayments
    • No monthly fees

    interest rate from

    12.99%

    comparison rate from*

    13.84% based on $10,000
    over 3 years

    Go to site

    More info

    • Apply online and get a response in 30 seconds
    • No penalties for early payout or extra repayments
    • No monthly fees
    Product info
    • Other benefits:
    • Upfront fee: $120
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $1,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    7.7

    Based on 25 CUA personal loan reviews

    Need more information?
    Go to site

    More info

  • Aussie Unsecured Personal Loan (Fixed)

    Aussie Unsecured Personal Loan (Fixed)

    • Flexible loan term
    • Extra payments allowed
    • Simple step-by-step online application

    interest rate from

    12.99%

    comparison rate from*

    13.94% based on $30,000
    over 5 years

    Go to site

    More info

    • Flexible loan term
    • Extra payments allowed
    • Simple step-by-step online application
    Product info
    • Other benefits:
    • Upfront fee: $199
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $3,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    5.8

    Based on 30 Aussie personal loan reviews

    Need more information?
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  • Westpac Personal Loan (Fixed, Unsecured)

    Westpac Personal Loan (Fixed, Unsecured)

    • Borrow from $4K to $50K
    • Conditional approval in minutes when you apply online
    • Choose to repay over 1 to 7 years

    interest rate from

    12.99%

    comparison rate from*

    14.01% based on $30,000
    over 5 years

    Go to site

    More info

    • Borrow from $4K to $50K
    • Conditional approval in minutes when you apply online
    • Choose to repay over 1 to 7 years
    Product info
    • Other benefits:
    • Upfront fee: $250
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $4,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    7.1

    Based on 305 Westpac personal loan reviews

    Need more information?
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    More info

  • GE Money Personal Loan (Fixed, Secured)

    GE Money Personal Loan (Fixed, Secured)

    • Funds available in 2 business days from approval
    • One fixed regular payment with a clear end date
    • Apply online in 15 minutes

    interest rate from

    12.99%

    comparison rate from*

    14.20% based on $30,000
    over 5 years

    Go to site

    More info

    • Funds available in 2 business days from approval
    • One fixed regular payment with a clear end date
    • Apply online in 15 minutes
    Product info
    • Other benefits:
    • Upfront fee: $250
    • Monthly fee: $13.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $3,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 2 Years
    • Maximum loan term: 7 Years
    Overall rating

    4.4

    Based on 63 GE Money personal loan reviews

    Need more information?
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  • NAB Personal Loan (Variable, Unsecured)

    NAB Personal Loan (Variable, Unsecured)

    • Borrow from $5,000 - $55,000
    • No fees for extra or early repayments
    • Loan terms from 1 to 7 years

    interest rate from

    13.39%

    comparison rate from*

    14.26% based on $30,000
    over 5 years

    Go to site

    More info

    • Borrow from $5,000 - $55,000
    • No fees for extra or early repayments
    • Loan terms from 1 to 7 years
    Product info
    • Other benefits:
    • Upfront fee: $150
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $55,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    7.6

    Based on 318 NAB personal loan reviews

    Need more information?
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    More info

  • St.George Get Set Loan (Variable, Unsecured)

    St.George Get Set Loan (Variable, Unsecured)

    • Access to your funds whenever you need
    • Only pay interest on your outstanding balance
    • 24 hour access to funds via Internet Banking or Phone Banking

    interest rate from

    13.75%

    comparison rate from*

    n/a

    Go to site

    More info

    • Access to your funds whenever you need
    • Only pay interest on your outstanding balance
    • 24 hour access to funds via Internet Banking or Phone Banking
    Product info
    • Other benefits:
    • Upfront fee: $150
    • Monthly fee: $9.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 0 Years
    • Maximum loan term: 0 Years
    Overall rating

    7.6

    Based on 141 St.George personal loan reviews

    Need more information?
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  • ANZ Unsecured Personal Loan (Fixed)

    ANZ Unsecured Personal Loan (Fixed)

    • Loan terms from 1 to 7 years
    • Make extra repayments
    • Borrow up to $75,000

    interest rate from

    13.95%

    comparison rate from*

    14.81% based on $30,000
    over 5 years

    Go to site

    More info

    • Loan terms from 1 to 7 years
    • Make extra repayments
    • Borrow up to $75,000
    Product info
    • Other benefits: If you choose ANZ Loan Protection, you may qualify for a 0.25% p.a. interest rate discount.
    • Upfront fee: $150
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $75,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    7.1

    Based on 453 ANZ personal loan reviews

    Need more information?
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  • GE Money Personal Loan (Fixed, Unsecured)

    GE Money Personal Loan (Fixed, Unsecured)

    • Apply online in 15 minutes and we'll respond in one business day
    • Funds available in 2 business days from approval
    • One fixed regular payment with a clear end date

    interest rate from

    13.99%

    comparison rate from*

    15.20% based on $30,000
    over 5 years

    Go to site

    More info

    • Apply online in 15 minutes and we'll respond in one business day
    • Funds available in 2 business days from approval
    • One fixed regular payment with a clear end date
    Product info
    • Other benefits:
    • Upfront fee: $250
    • Monthly fee: $13.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $3,000.00
    • Maximum loan amount:
    • Minimum loan term: 2 Years
    • Maximum loan term: 7 Years
    Overall rating

    4.4

    Based on 63 GE Money personal loan reviews

    Need more information?
    Go to site

    More info

  • BankSA Unsecured Personal Loan (Fixed)

    BankSA Unsecured Personal Loan (Fixed)

    • No security required
    • Borrow between $3K and $40K
    • Fast and simple application required

    interest rate from

    14.35%

    comparison rate from*

    15.22% based on $30,000
    over 5 years

    Go to site

    More info

    • No security required
    • Borrow between $3K and $40K
    • Fast and simple application required
    Product info
    • Other benefits:
    • Upfront fee: $195
    • Monthly fee: $9.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $3,000.00
    • Maximum loan amount: $40,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Overall rating

    7.6

    Based on 22 BankSA personal loan reviews

    Need more information?
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    More info

  • St.George Unsecured Personal Loan (Fixed)

    St.George Unsecured Personal Loan (Fixed)

    • Fast and simple online application
    • Borrow from $3K to $40K
    • Choose to repay your loan from 1 to 5 years

    interest rate from

    14.35%

    comparison rate from*

    15.22% based on $30,000
    over 5 years

    Go to site

    More info

    • Fast and simple online application
    • Borrow from $3K to $40K
    • Choose to repay your loan from 1 to 5 years
    Product info
    • Other benefits:
    • Upfront fee: $195
    • Monthly fee: $9.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $3,000.00
    • Maximum loan amount: $40,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Overall rating

    7.6

    Based on 141 St.George personal loan reviews

    Need more information?
    Go to site

    More info

  • ANZ Unsecured Personal Loan (Variable)

    ANZ Unsecured Personal Loan (Variable)

    • Loan terms from 1 to 7 years
    • Make extra repayments
    • Borrow up to $75,000

    interest rate from

    14.69%

    comparison rate from*

    15.55% based on $30,000
    over 5 years

    Go to site

    More info

    • Loan terms from 1 to 7 years
    • Make extra repayments
    • Borrow up to $75,000
    Product info
    • Other benefits: If you choose ANZ Loan Protection, you may qualify for a 0.25% p.a. interest rate discount.
    • Upfront fee: $150
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $75,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    7.1

    Based on 453 ANZ personal loan reviews

    Need more information?
    Go to site

    More info

  • Westpac Personal Flexi Loan (Variable, Unsecured)

    Westpac Personal Flexi Loan (Variable, Unsecured)

    • No fees for additional withdrawals, early repayments or early exit
    • Same day funds for existing approved customers
    • Special interest rate only available to selected partner websites

    interest rate from

    14.69%

    comparison rate from*

    n/a

    Go to site

    More info

    • No fees for additional withdrawals, early repayments or early exit
    • Same day funds for existing approved customers
    • Special interest rate only available to selected partner websites
    Product info
    • Other benefits:
    • Upfront fee: $150
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $4,000.00
    • Maximum loan amount: $75,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Overall rating

    7.1

    Based on 305 Westpac personal loan reviews

    Need more information?
    Go to site

    More info

  • Bank of Melbourne Unsecured Personal Loan (Variable)

    Bank of Melbourne Unsecured Personal Loan (Variable)

    • Borrow from $3K to $40K
    • Flexible repayment options
    • Extra repayments allowed

    interest rate from

    14.74%

    comparison rate from*

    15.61% based on $30,000
    over 5 years

    Go to site

    More info

    • Borrow from $3K to $40K
    • Flexible repayment options
    • Extra repayments allowed
    Product info
    • Other benefits:
    • Upfront fee: $195
    • Monthly fee: $9.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $3,000.00
    • Maximum loan amount: $40,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    7.3

    Based on 18 Bank of Melbourne personal loan reviews

    Need more information?
    Go to site

    More info

  Compare

Want more? Compare all 140 personal loans in the Mozo comparison engine.

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* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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