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Personal Loans

  • If you're looking to borrow money for a holiday, home reno or a new car, Mozo can help compare personal loan interest rates and options. Secured or unsecured, we compare 169 loans from 43 banks so you can find the one that's right for you.

Personal loan comparisons on Mozo Rates updated daily

  • Bank Australia Lifestyle Personal Loan (Variable, for Property Owners)

    Bank Australia Lifestyle Personal Loan (Variable, for Property Owners)

    • Additional payments accepted
    • Borrow from $1,000
    • No early exit fees

    interest rate from

    8.14%

    comparison rate from*

    9.17% based on $10,000
    over 3 years

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    • Additional payments accepted
    • Borrow from $1,000
    • No early exit fees
    • Other benefits:
    • Upfront fee: $150
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Residential Property
    • Minimum loan amount: $1,000.00
    • Maximum loan amount:
    • Minimum loan term: 1 Year
    • Maximum loan term: 10 Years
    Overall rating

    5.7

    Based on 6 Bank Australia personal loan reviews

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  • SocietyOne Unsecured Personal Loan - Excellent Credit (Fixed)

    SocietyOne Unsecured Personal Loan - Excellent Credit (Fixed)

    • Low rates that reward your good credit
    • Apply online in minutes
    • No monthly or early repayment fees

    interest rate from

    8.15%

    comparison rate from*

    9.50% based on $10,000
    over 3 years

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    • Low rates that reward your good credit
    • Apply online in minutes
    • No monthly or early repayment fees
    • Other benefits:
    • Upfront fee: $200
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $35,000.00
    • Minimum loan term: 2 Years
    • Maximum loan term: 5 Years
    Overall rating

    0.0

    Based on 1 SocietyOne personal loan reviews

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  • RateSetter Unsecured Personal Loan (Fixed)

    RateSetter Unsecured Personal Loan (Fixed)

    • Low rates for borrowers with good credit
    • 1 min rate estimate, simple online application
    • No exit fees, no early repayment fees

    interest rate from

    8.96%

    comparison rate from*

    8.96% based on $10,000
    over 3 years

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    • Low rates for borrowers with good credit
    • 1 min rate estimate, simple online application
    • No exit fees, no early repayment fees
    • Other benefits:
    • Upfront fee: $76
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Monthly
    • Security required: Unsecured
    • Minimum loan amount: $2,001.00
    • Maximum loan amount: $35,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Need more information?
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  • RACQ Secured Personal Loan (Variable)

    RACQ Secured Personal Loan (Variable)

    • Loan approval decision within 5 business hours
    • No monthly fees
    • Choose loan terms from 1 to 7 years

    interest rate from

    9.45%

    comparison rate from*

    10.00% based on $30,000
    over 5 years

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    • Loan approval decision within 5 business hours
    • No monthly fees
    • Choose loan terms from 1 to 7 years
    • Other benefits:
    • Upfront fee: $378
    • Monthly fee: $0.00
    • Exit fee:
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $20,000.00
    • Maximum loan amount: $100,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
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  • Intech Credit Union Unsecured Personal Loan (Variable)

    Intech Credit Union Unsecured Personal Loan (Variable)

    • FREE redraw facility
    • No early repayment penalties or ongoing fees
    • Flexible terms and payment options

    interest rate from

    9.99%

    comparison rate from*

    10.21% based on $30,000
    over 5 years

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    • FREE redraw facility
    • No early repayment penalties or ongoing fees
    • Flexible terms and payment options
    • Other benefits:
    • Upfront fee: $150
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $2,000.00
    • Maximum loan amount: $40,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Need more information?
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  • HSBC Unsecured Personal Loan (Fixed)

    HSBC Unsecured Personal Loan (Fixed)

    • Apply online and get an instant response in 60 seconds
    • Borrow from $5,000 up to $50,000
    • Fixed set monthly repayment terms to help you manage your budget

    interest rate from

    11.99%

    comparison rate from*

    12.54% based on $30,000
    over 5 years

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    More info

    • Apply online and get an instant response in 60 seconds
    • Borrow from $5,000 up to $50,000
    • Fixed set monthly repayment terms to help you manage your budget
    • Other benefits:
    • Upfront fee: $150
    • Monthly fee: $5.00
    • Exit fee: $0.00
    • Repayment options: Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Overall rating

    7.0

    Based on 4 HSBC personal loan reviews

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  • CUA Unsecured Personal Loan (Fixed)

    CUA Unsecured Personal Loan (Fixed)

    • Apply online and get a response in 30 seconds
    • No penalties for early payout or extra repayments
    • No monthly fees

    interest rate from

    11.99%

    comparison rate from*

    12.83% based on $10,000
    over 3 years

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    • Apply online and get a response in 30 seconds
    • No penalties for early payout or extra repayments
    • No monthly fees
    • Other benefits:
    • Upfront fee: $120
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $1,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    7.7

    Based on 25 CUA personal loan reviews

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  • Bank Australia Lifestyle Personal Loan (Variable, Unsecured)

    Bank Australia Lifestyle Personal Loan (Variable, Unsecured)

    • Additional payments accepted
    • Borrow from $1,000
    • No early exit fees

    interest rate from

    12.14%

    comparison rate from*

    13.20% based on $10,000
    over 3 years

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    More info

    • Additional payments accepted
    • Borrow from $1,000
    • No early exit fees
    • Other benefits:
    • Upfront fee: $150
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $1,000.00
    • Maximum loan amount:
    • Minimum loan term: 1 Year
    • Maximum loan term: 10 Years
    Overall rating

    5.7

    Based on 6 Bank Australia personal loan reviews

    Need more information?
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  • Westpac Personal Loan (Fixed, Unsecured)

    Westpac Personal Loan (Fixed, Unsecured)

    • Borrow from $4K to $50K
    • Conditional approval in minutes when you apply online
    • Choose to repay over 1 to 7 years

    interest rate from

    12.99%

    comparison rate from*

    14.01% based on $30,000
    over 5 years

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    • Borrow from $4K to $50K
    • Conditional approval in minutes when you apply online
    • Choose to repay over 1 to 7 years
    • Other benefits:
    • Upfront fee: $250
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $4,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    7.1

    Based on 305 Westpac personal loan reviews

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  • CUA Unsecured Personal Loan (Variable)

    CUA Unsecured Personal Loan (Variable)

    • Apply online and get a response in 30 seconds
    • No penalties for early payout or extra repayments
    • No monthly fees

    interest rate from

    12.99%

    comparison rate from*

    13.84% based on $10,000
    over 3 years

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    More info

    • Apply online and get a response in 30 seconds
    • No penalties for early payout or extra repayments
    • No monthly fees
    • Other benefits:
    • Upfront fee: $120
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $1,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    7.7

    Based on 25 CUA personal loan reviews

    Need more information?
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    More info

  • NAB Personal Loan (Variable, Unsecured)

    NAB Personal Loan (Variable, Unsecured)

    • Borrow from $5,000 - $55,000
    • No fees for extra or early repayments
    • Loan terms from 1 to 7 years

    interest rate from

    13.69%

    comparison rate from*

    14.56% based on $30,000
    over 5 years

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    More info

    • Borrow from $5,000 - $55,000
    • No fees for extra or early repayments
    • Loan terms from 1 to 7 years
    • Other benefits:
    • Upfront fee: $150
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $55,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    7.6

    Based on 318 NAB personal loan reviews

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  • ANZ Unsecured Personal Loan (Fixed)

    ANZ Unsecured Personal Loan (Fixed)

    • Loan terms from 1 to 7 years
    • $0 Loan Approval Fee. Save $150
    • Borrow up to $50,000

    interest rate from

    13.95%

    comparison rate from*

    14.81% based on $30,000
    over 5 years

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    More info

    • Loan terms from 1 to 7 years
    • $0 Loan Approval Fee. Save $150
    • Borrow up to $50,000
    • Other benefits: ANZ Loan Protection Insurance available.
    • Upfront fee: $0
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    7.1

    Based on 453 ANZ personal loan reviews

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  • ANZ Unsecured Personal Loan (Variable)

    ANZ Unsecured Personal Loan (Variable)

    • Loan terms from 1 to 7 years
    • $0 Loan Approval Fee. Save $150
    • Borrow up to $50,000

    interest rate from

    14.69%

    comparison rate from*

    15.55% based on $30,000
    over 5 years

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    More info

    • Loan terms from 1 to 7 years
    • $0 Loan Approval Fee. Save $150
    • Borrow up to $50,000
    • Other benefits: ANZ Loan Protection Insurance available.
    • Upfront fee: $0
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    7.1

    Based on 453 ANZ personal loan reviews

    Need more information?
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  • Westpac Personal Flexi Loan (Variable, Unsecured)

    Westpac Personal Flexi Loan (Variable, Unsecured)

    • No fees for additional withdrawals, early repayments or early exit
    • Same day funds for existing approved customers
    • Flexible repayment

    interest rate from

    14.69%

    comparison rate from*

    n/a

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    More info

    • No fees for additional withdrawals, early repayments or early exit
    • Same day funds for existing approved customers
    • Flexible repayment
    • Other benefits:
    • Upfront fee: $150
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $4,000.00
    • Maximum loan amount: $75,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Overall rating

    7.1

    Based on 305 Westpac personal loan reviews

    Need more information?
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    More info

Want more? Compare all 169 personal loans in the Mozo comparison engine.

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* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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