With the days getting longer and the weather getting hotter, summer’s almost here. But, from school holidays and family trips to work parties and office Kris Kringle, the silly season can certainly set you back financially. And let’s not forget the biggest budget-crusher of them all… Christmas.
In case you hadn’t realised, Christmas is just 8 weeks away, which means time is ticking to get the shopping done and book the family holiday.
But did you know that your credit card could be just the thing you need to unlock a goldmine of discounts and rewards while you hunt for silly season bargains? That’s right! Many credit cards come with special offers and other benefits that can help you save on travel or even take a chunk off of your Christmas shopping expenses.
Let’s be real, whether you like it or not, you’re probably going to do some serious spending this silly season. So, here are some sizzling summer credit card specials to help you get the most bang for your buck this summer!
Qantas Money Qantas Premier Everyday
Up to 42,000 bonus points if you apply by 31 October 2019 (spend criteria applies)
Low $29 annual fee for the first year ($49 after)
2019 Mozo Experts Choice Award-winner*
Socks? Check. Toiletries? Check. Qantas card? Check! With an incredible 42,000 bonus points offer up for grabs when you apply by 31 October 2019 and spend at least $1,000 each month within the first 6 months, plus, complimentary travel insurance and concierge service, among other fab features, if you’re going away this Christmas, then you’ll want to pack the Qantas Money Qantas Premier Everyday card in your onboard bag!
0% p.a. balance transfer rate for 26 months (1.5% BT fee)
No annual fees in the first year ($199 after)
Instant discounts via Citi World Privileges
Well, with a 0% p.a. balance transfer rate for 26 months (1.5% BT fee) and no annual fees in the first year ($199 each year after), kick debt to the curb this silly season with the Citi Rewards Platinum Credit Card Balance Transfer offer. Not to mention, this card comes with complimentary travel insurance, concierge service, and a bottle of wine on the house when you dine with the Citi Dining Program.
American Express Qantas Ultimate Card
Score 120,000 bonus Qantas Points when you apply online by 6 November 2019 (spend criteria applies)
$450 annual Qantas Travel Credit
2019 Mozo Experts Choice Awards Credit Card Provider of the Year**
Want to hit the Qantas Points jackpot? Well, if you sign up to the American Express Qantas Ultimate Card by the 6 November 2019 and spend $4,500 in the first 3 months you could score up to 120,000 bonus Qantas Points! On top of this, you’ll also receive $450 Qantas Travel credit each year, plus, this piece of plastic is issued by The Mozo Experts Choice Awards 2019 Credit Card Provider of the Year!
Latitude Low Rate Mastercard
Competitive 9.89% p.a. purchase rate
Low $69 annual fee
Price protection and extended warranty
For a top-notch credit card that’ll help get the Christmas shopping done without coming back to bite you with high-interest charges, check out the Latitude Low Rate Mastercard. This bad-boy comes with a competitive 9.89% p.a. purchase rate, up to 55 interest-free days and a low $69 annual fee. Plus, with an extended warranty, purchase protection and price protection, you’ll have the peace of mind to shop ‘til you drop without having to cop any potential nasties along the way!
Citi Rewards - Bonus Points Offer
80,000 bonus points if you apply by 31 January 2020 (spend criteria applies)
Earn 1 point per dollar on Visa
Low $49 annual fee in the first year ($149 after)
The Citi Rewards Platinum Credit Card (Bonus Points offer) comes with a whopping 80,000 bonus points if you apply by 31 January 2020 and spend $3,000 within 90 days from card approval, plus, an extra 40,000 bonus points awarded upon payment of the second year annual fee, but that’s not all! With the Citi Rewards Program, you’ll be able to trade in your points for travel rewards, cash back, gift cards, and even flights via Velocity, Singapore Krisflyer, or Emirates Skywards. Not to mention, with Citi World Privileges, you’ll gain access to loads of other exclusive discounts.
Qantas Money Qantas Premier Platinum
Up to 120,000 bonus points until 31 October 2019 (spend criteria applies)
Earn up to 2 points per $1 on Qantas spends
2019 Mozo Experts Choice Award-winner**
The Mozo Experts Choice Award-winning Qantas Money Qantas Premier Platinum has something special for just about everyone! On top of being able to score up to 120,000 bonus points (receive 20,000 points for each month you spend $1,500 in the first 6 months, offer available until 31 October 2019), this value-packed piece of plastic comes with stacks of other benefits, like two annual airport lounge invitations and a $50 Qantas Wine voucher (min. $150 spend). Plus, 20% off Qantas flights for you and 8 travel companions when you book via the complimentary concierge service.